Coverage description
An Insurance Services Office (ISO) standard form. It excludes property damage to property you manage or collect rents for, and makes the insurance excess over other insurance for your liability as a real estate manager.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
04 13 edition
Apr 2013, compared with 11 85Latest editionThe insurance for your real estate manager liability is now excess over other insurance whether that insurance is primary or excess.
11 85
Not in this edition
04 13
“whether such insurance is primary or excess”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 13Apr 2013Latest | 143 | 71 | 38 | Nov 2021 to Oct 2026 |
| 11 85Nov 1985 | 7 | 4 | 6 | Aug 2022 to Mar 2024 |
Where filings record what this form replaced, they name earlier edition 11 85. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 22 companies filed the 04 13 edition.
- CG 21 51 (Amendment of Liquor Liability Exclusion - Exception for Scheduled Premises or Activities) is filed alongside it most often, in 135 of the same filings (91%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 22 70, out of 43 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 17 | 17 | 04 13 | Jan 4, 2023 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 04 13 | Jan 15, 2026 |
| Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company | 11 | 11 | 04 1311 85 | Jan 9, 2023 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 04 13 | Feb 12, 2025 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 9 | 4 | 04 1311 85 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 04 13 | Jun 15, 2026 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 6 | 4 | 04 13 | Sep 8, 2025 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 5 | 2 | 04 13 | Dec 8, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 04 13 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 04 13 | Jun 18, 2026 |
How the largest insurers handle CG 22 70
Groups among the largest commercial general liability insurers that filed CG 22 70 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 22 70 in 9 filings
- Fairfax Financial GroupUses CG 22 70 in 2 filings
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States
Number of filings that include CG 22 70 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 51Amendment of Liquor Liability Exclusion - Exception for Scheduled Premises or Activities135 filings
- CG 20 27Additional Insured - Co-Owner of Insured Premises134 filings
- CG 22 34Exclusion - Construction Management Errors and Omissions133 filings
- CG 22 43Exclusion - Engineers, Architects or Surveyors Professional Liability133 filings
- CG 20 28Additional Insured - Lessor of Leased Equipment132 filings
- CG 21 66Exclusion – Volunteer Workers as Insureds132 filings
- CG 20 11Additional Insured - Managers or Lessors of Premises131 filings
- CG 20 26Additional Insured - Designated Person or Organization131 filings
- CG 21 57Exclusion - Counseling Services131 filings
- CG 21 59Exclusion - Diagnostic Testing Laboratories131 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 04 13 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 04 13 | CNAB-135091690 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 04 13 | SFBC-135017175 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 04 13 | SFBC-135013358 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 04 13 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 04 13 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 04 13 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 04 13 | ZICO-134965759 |
| Jun 1, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 04 13 | COPP-134966665 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 04 13 | CNAB-134872676 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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