ISO exclusion · commercial general liability

CG 21 50 Amendment of Liquor Liability Exclusion

Filings
153
latest Oct 22, 2026
Filing companies
83
47 carrier groups
States
37
Latest edition
04 13
Apr 2013

Coverage description

An Insurance Services Office (ISO) standard form. It replaces the CGL liquor liability exclusion so it applies only if you make, sell, distribute or serve alcohol, serve it free where a license is required, or let people bring alcohol onto your premises.

How the form has changed

3 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 04 13 edition

    Apr 2013, compared with 09 89Latest edition
    • Intoxication caused by alcohol that guests were allowed to bring onto your premises is now within the exclusion.

      09 89

      Not in this edition

      04 13

      “because alcoholic beverages were permitted to be brought on your premises, for consumption on your premises”

    • The exclusion now also applies to claims alleging negligent supervision, hiring or training, or failure to provide transportation, tied to the excluded conduct.

      09 89

      Not in this edition

      04 13

      “Providing or failing to provide transportation with respect to any person that may be under the influence of alcohol”

    • The exclusion now also applies if you permit anyone to bring alcoholic beverages onto your premises.

      09 89

      Not in this edition

      04 13

      “Permit any person to bring any alcoholic beverages on your premises”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
04 13Apr 2013Latest1488137Nov 2021 to Oct 2026
09 89Sep 1989535Aug 2022 to Mar 2024

Where filings record what this form replaced, they name earlier edition 09 89. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 23 companies filed the 04 13 edition.
  • CG 21 16 (Exclusion - Designated Professional Services) is filed alongside it most often, in 132 of the same filings (86%).

Filed under

Commercial General Liability 112Other Liability 12Commercial Package 10Other other liability 8Other Commercial Lines 3CMP 2

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 21 50, out of 47 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation161604 13Jan 15, 2026
Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company151504 13Jan 4, 2023
Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company11504 1309 89Oct 22, 2026
Berkshire Hathaway Group3 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Cypress Insurance Company7704 13Dec 9, 2024
Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company7204 13Feb 12, 2025
Siriuspoint GroupSiriusPoint America Insurance Company7304 13Jun 15, 2026
Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company7404 13Sep 8, 2025
Church Mutual GroupChurch Mutual Insurance Company, S.I.5204 13Jun 26, 2026
Sompo GroupSompo America Insurance Company5104 13Jun 18, 2026
Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation5104 13Feb 17, 2026

How the largest insurers handle CG 21 50

Groups among the largest commercial general liability insurers that filed CG 21 50 or their own version in the past five years.

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States

Number of filings that include CG 21 50 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 2 filingsAL2Florida: 0 filingsFLGeorgia: 1 filingGA1Oklahoma: 1 filingOK1South Carolina: 21 filingsSC21Arkansas: 2 filingsAR2Missouri: 1 filingMO1Indiana: 2 filingsIN2Louisiana: 2 filingsLA2Ohio: 2 filingsOH2Wisconsin: 1 filingWI1Texas: 0 filingsTXKentucky: 1 filingKY1Iowa: 1 filingIA1Kansas: 2 filingsKS2Mississippi: 2 filingsMS2North Carolina: 2 filingsNC2Nebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 0 filingsNHVirginia: 2 filingsVA2Arizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 1 filingRI1Michigan: 0 filingsMIAlaska: 1 filingAK1District of Columbia: 0 filingsDCIdaho: 2 filingsID2Maryland: 2 filingsMD2West Virginia: 0 filingsWVUtah: 2 filingsUT2Wyoming: 5 filingsWY5Delaware: 0 filingsDENew Mexico: 5 filingsNM5Colorado: 31 filingsCO31Connecticut: 1 filingCT1Maine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 8 filingsIL8Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 1 filingNY1Massachusetts: 1 filingMA1Washington: 1 filingWA1Oregon: 2 filingsOR2Vermont: 1 filingVT1California: 38 filingsCA38Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 21 16Exclusion - Designated Professional Services132 filings
  • CG 21 51Amendment of Liquor Liability Exclusion - Exception for Scheduled Premises or Activities131 filings
  • CG 21 47Employment- Related Practices Exclusion130 filings
  • CG 22 70Real Estate Property Managed127 filings
  • CG 21 39Contractual Liability Limitation126 filings
  • CG 21 96Silica or Silica- Related Dust Exclusion125 filings
  • CG 21 52Exclusion - Financial Services123 filings
  • CG 21 57Exclusion - Counseling Services121 filings
  • CG 21 59Exclusion - Diagnostic Testing Laboratories121 filings
  • CG 21 66Exclusion – Volunteer Workers as Insureds121 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026The Guarantee Company of North America USACA04 13SPRO-G134931114
Oct 22, 2026State National Insurance Company, Inc.CO04 13STNA-135128706
Oct 6, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCA04 13CNAB-135091690
Aug 17, 2026Mississippi Farm Bureau Casualty Insurance CompanyMS04 13SFBC-135017175
Aug 6, 2026The Guarantee Company of North America USASC04 13SPRO-G134890089
Jul 10, 2026Southern Farm Bureau Casualty Insurance CompanyLA04 13SFBC-135013358
Jun 26, 2026Church Mutual Insurance Company, S.I.CO04 13CHMU-134947220
Jun 18, 2026Sompo America Insurance CompanyCO04 13SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM04 13BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO04 13MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO04 13MRTN-134978902
Jun 2, 2026Zenith Insurance CompanyCA04 13ZICO-134965759

Most filed ISO CG forms

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