Coverage description
An Insurance Services Office (ISO) standard form. It excludes bodily injury, property damage and personal and advertising injury due to rendering or failing to render the professional services listed in the schedule, including claims of negligent supervision, hiring or training tied to those services.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
04 13 edition
Apr 2013, compared with 07 98Latest editionThe exclusion now also applies to claims alleging negligent supervision, hiring, employment, training or monitoring of others when the injury involved the excluded professional services.
07 98
Not in this edition
04 13
“This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 13Apr 2013Latest | 157 | 85 | 32 | Nov 2021 to Oct 2026 |
| 07 98Jul 1998 | 6 | 4 | 6 | Aug 2022 to Aug 2025 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 05 25.
What the filings show
- Edition in use: in the past 12 months, 26 companies filed the 04 13 edition.
- CG 21 38 (Exclusion - Personal and Advertising Injury) is filed alongside it most often, in 132 of the same filings (80%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 21 16, out of 51 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 04 13 | Jan 15, 2026 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 12 | 5 | 04 1307 98 | Oct 22, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 04 13 | Feb 12, 2025 |
| Berkshire Hathaway Group3 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company | 9 | 9 | 04 13 | Jan 30, 2025 |
| Trisura GroupTrisura Insurance Company | 8 | 5 | 04 13 | Jul 10, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 04 13 | Jun 15, 2026 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 7 | 4 | 04 13 | Sep 8, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 04 13 | Jun 26, 2026 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 5 | 5 | 04 13 | Jun 9, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 04 13 | Jun 18, 2026 |
How the largest insurers handle CG 21 16
Groups among the largest commercial general liability insurers that filed CG 21 16 or their own version in the past five years.
- Chubb Limited GroupFiles its own version: CB CG 210002 Exclusion - Designated Professional Services (4 states)
- Berkshire Hathaway GroupUses CG 21 16 in 8 filings
- WR Berkley Corporation GroupUses CG 21 16 in 1 filing
- Fairfax Financial GroupUses CG 21 16 in 1 filing
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States
Number of filings that include CG 21 16 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 38Exclusion - Personal and Advertising Injury132 filings
- CG 21 39Contractual Liability Limitation (for Use with Cgl and Products Policies)132 filings
- CG 21 50Amendment of Liquor Liability Exclusion132 filings
- CG 21 47Employment- Related Practices Exclusion131 filings
- CG 21 53Exclusion - Designated Ongoing Operations130 filings
- CG 21 52Exclusion - Financial Services129 filings
- CG 03 00Deductible Liability Insurance (for Use with Cgl and Products Policies)128 filings
- CG 20 26Additional Insured - Designated Person or Organization127 filings
- CG 21 57Exclusion - Counseling Services127 filings
- CG 20 04Additional Insured - Condominium Unit Owners126 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | The Guarantee Company of North America USA | CA | 04 13 | SPRO-G134931114 |
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 04 13 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 04 13 | CNAB-135091690 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 04 13 | SFBC-135017175 |
| Aug 6, 2026 | The Guarantee Company of North America USA | SC | 04 13 | SPRO-G134890089 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 04 13 | SFBC-135013358 |
| Jul 10, 2026 | Trisura Insurance Company | WA | 04 13 | SHNF-134976660 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 04 13 | SHNF-134983369 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 04 13 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 04 13 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 04 13 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978899 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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