Identity recovery coverage wording and examples

Compare Identity recovery coverage forms

Identity recovery coverage forms compared by Intent, Who and when, Limits and conditions
Form	Intent	Who and when	Limits and conditions
The Medical Protective Company Identity Recovery Coverage BOP 70 05 10 24 Businessowners	Provides case management and reimbursement for qualifying personal identity theft.	Applies when a covered person discovers the theft during the policy period and reports it within 60 days.	Limits reimbursement to $25,000 annually per insured and excludes theft of a professional or business identity.
Lyndon Southern Insurance Company Identity Theft Coverage Endorsement CON-MGTL-702 08/21 Nonprofit Management Liability	Reimburses qualifying identity theft expenses for current directors and officers.	Theft must be first discovered and reported during the policy term and begin after the first policy’s effective date.	States a $50,000 limit for all insureds combined and no retention.

“The theft of a professional or business identity.”

The Medical Protective Company · Identity Recovery Coverage · BOP 70 05 10 24

Business identity. The form excludes loss or expense arising from theft of a professional or business identity.

“No Retention applies to this coverage.”

Lyndon Southern Insurance Company · Identity Theft Coverage Endorsement · CON-MGTL-702 08/21

Retention. The endorsement states that no retention applies to its identity theft coverage.

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