Exclusions

Firearms exclusion in admitted P&C products

Coverage classification

Form type
Exclusions
Topics
Premises

Coverage intent

A firearms exclusion limits coverage for injury, damage, defense, or liability arising from firearms, weapons, ammunition, or weapon-related incidents.

Coverage impact

Firearms exclusions are important for hospitality, retail, habitational, security, events, and premises risks because wording may include weapons broadly or apply only to ownership, use, or discharge.

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

Matching form records

Recent records

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