Coverage classification
- Form type
- Exclusions
- Topics
- Habitability
- Product lines
- Personal LiabilityCommercial Umbrella & Excess
Compare Habitability exclusion forms
| Form | Intent | Coverage context | Notable terms |
|---|---|---|---|
RLI Insurance CompanyHabitability Exclusion - Personal Liability STDLHABX PSL-CW 1024 Personal Liability | Excludes bodily injury or property damage resulting directly or indirectly from specified habitability violations. | Addresses alleged code violations, failure to maintain clean and healthy premises and related wrongful eviction. | States that the exclusion applies to insureds in roles including owner, landlord, tenant or property manager. |
Arch Insurance CompanyHabitability Exclusion 00 EXT0312 00 07 22 Excess Third Party Liability | Excludes specified claims alleging injury or damage arising from habitability-related matters. | Addresses specified legal violations, breaches involving a duty to maintain premises, failure to comply with orders and related wrongful eviction. | States the excess policy will not recognize underlying erosion caused by excluded claims or payments. |
Notable clauses
“whether the insured may be liable as an owner, landlord, tenant, operator or property manager”
RLI Insurance Company · Habitability Exclusion - Personal Liability · STDLHABX PSL-CW 1024
Insured roles. The form specifies several capacities in which the exclusion applies.
“will not recognize reduction or exhaustion of the underlying insurance by any claim or suit or payment of loss, cost or expense excluded by this endorsement”
Arch Insurance Company · Habitability Exclusion · 00 EXT0312 00 07 22
Underlying limits. The excess form also addresses the effect of excluded loss on underlying limits.
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