Coverage description
An Insurance Services Office (ISO) standard form. It excludes umbrella coverage for injury or damage arising out of cannabis, including its production, sale, possession and use, and for damage to cannabis itself, with limited exceptions for personal use by insureds and certain personal injury offenses.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
06 26 edition
Jun 2026, compared with 12 20Latest editionThe exception for wrongful eviction, entry or invasion of private occupancy now applies to premises occupied by an organization, not only by a person.
12 20
“premises that a person occupies, committed”
06 26
“premises that a person or organization occupies”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 26Jun 2026Latest | 25 | 2 | 24 | Sep 2025 to Feb 2026 |
| 12 20Dec 2020 | 65 | 44 | 22 | Jan 2022 to Aug 2026 |
| 12 19Dec 2019 | 16 | 7 | 12 | Dec 2021 to Mar 2024 |
Where filings record what this form replaced, they name earlier editions 12 19, 12 20. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 11 companies filed the 12 20 edition and 2 companies filed 06 26.
- CU 34 24 (Cannabis Exclusion With Hemp And Lessors Risk Exceptions) is filed alongside it most often, in 98 of the same filings (92%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CU 34 22, out of 28 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 27 | 25 | 06 2612 2012 19 | Jan 14, 2026 |
| Nationwide Corporation Group3 group companies filed it, led by Nationwide Agribusiness Insurance Company and Crestbrook Insurance Company | 11 | 6 | 12 2012 19 | Jun 30, 2026 |
| Grinnell Mutual GroupGrinnell Mutual Reinsurance Company | 10 | 10 | 12 20 | Mar 26, 2024 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company | 8 | 4 | 12 2006 26 | Aug 11, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 12 2012 19 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 12 20 | Jun 15, 2026 |
| Grange Mutual CAS GroupGrange Insurance Company | 4 | 4 | 12 19 | Mar 26, 2024 |
| MMG Insurance Company | 4 | 4 | 12 20 | Aug 22, 2025 |
| Arbella Insurance GroupArbella Protection Insurance Company, Inc. | 3 | 3 | 12 19 | Oct 31, 2023 |
| United Fire & CAS Group3 group companies filed it, led by United Fire and Casualty Company and Addison Insurance Company | 3 | 2 | 12 20 | Jun 19, 2026 |
How the largest insurers handle CU 34 22
Groups among the largest commercial umbrella and excess insurers that filed CU 34 22 or their own version in the past five years.
- Berkshire Hathaway GroupUses CU 34 22 in 1 filing
- WR Berkley Corporation GroupUses CU 34 22 in 3 filings
- Fairfax Financial GroupUses CU 34 22 in 1 filing
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States
Number of filings that include CU 34 22 in each state, Oct 2021 to Aug 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CU 34 24Cannabis Exclusion With Hemp And Lessors Risk Exceptions98 filings
- CU 34 23Cannabis Exclusion With Hemp Exception89 filings
- CU 21 86Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information83 filings
- CU 23 02Cannabis Exclusion With Hemp Exception Subject To Hemp Aggregate Limit68 filings
- CU 24 13Amendment of Personal and Advertising Injury Definition67 filings
- CU 22 83Professional Liability Exclusion – Computer Software66 filings
- CU 21 90Public Or Livery Passenger Conveyance And On-Demand Delivery Services Exclusion64 filings
- CU 22 63Pharmacists – Broadened Professional Services Coverage (formerly titled Pharmacists – Broadened Coverage)64 filings
- CU 22 20Pharmacists – Limited Professional Services Coverage (formerly titled Pharmacists)63 filings
- CU 24 03Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)62 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Aug 11, 2026 | Philadelphia Indemnity Insurance Company | SC | 12 20 | PHLX-135041545 |
| Aug 4, 2026 | Intrepid Casualty Company | CA | 12 20 | BNIC-135042224 |
| Jul 2, 2026 | Zenith Insurance Company | CA | 12 20 | ZICO-134998423 |
| Jun 30, 2026 | The Medical Protective Companyand 1 more | IL | 12 20 | MDPC-135002488 |
| Jun 30, 2026 | Crestbrook Insurance Companyand 1 more | CO | 12 20 | NWPP-135003098 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 20 | CHMU-134995025 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 12 20 | UNFG-134979875 |
| Jun 15, 2026 | Sompo America Insurance Company | CO | 12 20 | SMPJ-134971280 |
| Jun 2, 2026 | Philadelphia Indemnity Insurance Company | IL | 12 20 | PHLX-134967828 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 06 26 | SFCC-134815068 |
| Jan 14, 2026 | Insurance Services Office, Inc. | VA | 06 26 | ISOF-134799407 |
| Nov 22, 2025 | The Medical Protective Companyand 1 more | WA | 12 20 | MDPC-134692417 |
Most filed ISO CU forms
- CU 34 54 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CU 21 86 Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information
- CU 00 05 Exclusion - Violation of Law Addressing Data Privacy
- CU 34 56 Exclusion – Cyber Incident
- CU DS 01 Commercial Liability Umbrella Declarations
- CU 21 88 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)
- CU 34 44 Broad Abuse or Molestation Exclusion
- CU 34 55 Exclusion - Electronic Data - Deletion Of Bodily Injury Exception
- CU 22 37 Motor Carrier Endorsement
- CU 21 87 Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included
- CU 04 02 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion
- CU 04 54 Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception
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