Coverage description
An Insurance Services Office (ISO) standard form. It excludes umbrella coverage for injury or damage arising out of actual or alleged violations of data privacy laws, including the Illinois Biometric Information Privacy Act, the California Consumer Privacy Act and similar foreign laws such as the GDPR.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 23Dec 2023Latest | 219 | 52 | 48 | Feb 2023 to Sep 2026 |
Filed by one company only: 02 24 (IMT Mutual Holding Group, 3 filings).
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 27.
What the filings show
- Edition in use: in the past 12 months, 14 companies filed the 12 23 edition.
- The 02 24 edition appears only in filings from IMT Mutual Holding Group (3 filings in 3 states since Sep 15, 2023), which suggests a carrier-specific version.
- CU 21 86 (Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information) is filed alongside it most often, in 171 of the same filings (77%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CU 00 05, out of 24 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 62 | 38 | 12 23 | Jan 14, 2026 |
| THE Hanover Insurance Group6 group companies filed it, led by Massachusetts Bay Insurance Company and The Hanover Insurance Company | 31 | 30 | 12 23 | Jun 19, 2024 |
| United Fire & CAS Group6 group companies filed it, led by United Fire and Casualty Company and Addison Insurance Company | 28 | 26 | 12 23 | Jun 19, 2026 |
| Farmers Insurance GroupTruck Insurance Exchange | 26 | 26 | 12 23 | May 16, 2024 |
| Pennsylvania National Insurance GroupPennsylvania National Mutual Casualty Insurance Company | 19 | 19 | 12 23 | Oct 11, 2023 |
| Nationwide Corporation Group3 group companies filed it, led by Nationwide Mutual Insurance Company and Crestbrook Insurance Company | 13 | 11 | 12 23 | Jun 30, 2026 |
| Grinnell Mutual GroupGrinnell Mutual Reinsurance Company | 10 | 10 | 12 23 | Mar 26, 2024 |
| Iowa Farm Bureau Group2 group companies filed it, led by Farm Bureau Property and Casualty Insurance Company and Western Agricultural Insurance Company | 5 | 5 | 12 23 | Aug 14, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 3 | 2 | 12 23 | Jun 26, 2026 |
| IMT Mutual Holding GroupIMT Insurance Company | 3 | 3 | 02 24 | Sep 15, 2023 |
How the largest insurers handle CU 00 05
Groups among the largest commercial umbrella and excess insurers that filed CU 00 05 or their own version in the past five years.
- Berkshire Hathaway GroupUses CU 00 05 in 1 filing
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States
Number of filings that include CU 00 05 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CU 21 86Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information171 filings
- CU 34 56Exclusion – Cyber Incident159 filings
- CU 34 55Exclusion - Electronic Data - Deletion Of Bodily Injury Exception127 filings
- CU 21 88Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)124 filings
- CU 04 02Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion95 filings
- CU 04 54Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception93 filings
- CU 04 98Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits92 filings
- CU 04 99Cyber Incident Liability Coverage And Loss Of Electronic Data Liability Coverage Subject To Loss Of Electronic Data, Each Cyber Incident Occurrence And Aggregate Limits92 filings
- CU 24 77Noncontributory And Order Of Response – Other Insurance Condition83 filings
- CU 34 54Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)77 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 13, 2026 | Pekin Insurance Company | IL | 01 27 | PKNS-135118767 |
| Sep 10, 2026 | SECURA Insurance, A Mutual Company | IL | 12 23 | SEIC-135049056 |
| Aug 14, 2026 | Farm Bureau Property and Casualty Insurance Companyand 1 more | KS | 12 23 | FBLB-135001691 |
| Aug 14, 2026 | Farm Bureau Property and Casualty Insurance Companyand 1 more | NE | 12 23 | FBLB-135001697 |
| Aug 14, 2026 | Farm Bureau Property and Casualty Insurance Companyand 1 more | NM | 12 23 | FBLB-135001703 |
| Aug 14, 2026 | Farm Bureau Property and Casualty Insurance Companyand 1 more | UT | 12 23 | FBLB-135001708 |
| Aug 14, 2026 | Farm Bureau Property and Casualty Insurance Companyand 1 more | SD | 12 23 | FBLB-135001719 |
| Jul 22, 2026 | Star Insurance Company | SC | 12 23 | ACCD-G134876003 |
| Jun 30, 2026 | The Medical Protective Companyand 1 more | IL | 12 23 | MDPC-135002488 |
| Jun 30, 2026 | Crestbrook Insurance Companyand 1 more | CO | 12 23 | NWPP-135003098 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 23 | CHMU-134995025 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 12 23 | UNFG-134979875 |
Most filed ISO CU forms
- CU 34 54 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CU 21 86 Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information
- CU 34 56 Exclusion – Cyber Incident
- CU DS 01 Commercial Liability Umbrella Declarations
- CU 21 88 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)
- CU 34 44 Broad Abuse or Molestation Exclusion
- CU 34 55 Exclusion - Electronic Data - Deletion Of Bodily Injury Exception
- CU 22 37 Motor Carrier Endorsement
- CU 21 87 Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included
- CU 04 02 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion
- CU 04 54 Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception
- CU 00 01 Commercial Liability Umbrella Coverage Form
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