CU 21 88 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)

An Insurance Services Office (ISO) standard form. It excludes umbrella personal and advertising injury coverage arising from access to or disclosure of anyone's confidential or personal material or information, including related notification, monitoring, forensic and similar costs.

1. 12 23 edition

   Dec 2023, compared with 05 14Latest edition

   • The exclusion now applies to confidential or personal material as well as information, and lists biometric information.

     05 14

     “personal information, including patents, trade secrets”

     12 23

     “Health information, biometric information”

   • The list of excluded costs now adds identity monitoring, data restoration and extortion expenses.

     05 14

     Not in this edition

     12 23

     “data restoration expenses, extortion expenses”

Where filings record what this form replaced, they name earlier edition 05 14 and other forms CU 21 08. Only some filings record replacements.

• Edition in use: in the past 12 months, 9 companies filed the 12 23 edition.
• CU 21 86 (Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information) is filed alongside it most often, in 143 of the same filings (99%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• CU 21 86Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information143 filings
• CU 00 05Exclusion - Violation Of Law Addressing Data Privacy124 filings
• CU 04 02Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion110 filings
• CU 04 54Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception109 filings
• CU 34 55Exclusion - Electronic Data - Deletion Of Bodily Injury Exception101 filings
• CU 34 56Exclusion – Cyber Incident94 filings
• CU 04 98Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits93 filings
• CU 04 99Cyber Incident Liability Coverage And Loss Of Electronic Data Liability Coverage Subject To Loss Of Electronic Data, Each Cyber Incident Occurrence And Aggregate Limits93 filings
• CU 21 87Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included93 filings
• CU 22 37Motor Carrier Endorsement75 filings