CU 04 54 Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception

An Insurance Services Office (ISO) standard form. It restores umbrella coverage for loss of electronic data that results from physical injury to tangible property, subject to a separate Loss Of Electronic Data Limit for each occurrence.

1. 12 23 edition

   Dec 2023, compared with 12 19

   • A new exclusion removes coverage for bodily injury or property damage arising out of a cyber incident, such as unauthorized access, malicious code or a denial of service attack.

     12 19

     Not in this edition

     12 23

     “Denial of service attack which disrupts,”

   • The exclusions for access to or disclosure of confidential or personal information are no longer part of this endorsement.

     12 19

     “Access Or Disclosure Of Confidential Or”

     12 23

     Removed

Where filings record what this form replaced, they name earlier editions 12 19, 12 23. Only some filings record replacements.

• Edition in use: in the past 12 months, 8 companies filed the 12 23 edition and 2 companies filed 06 26.
• CU 04 02 (Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion) is filed alongside it most often, in 113 of the same filings (93%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• CU 04 02Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion113 filings
• CU 21 86Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information112 filings
• CU 21 88Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)109 filings
• CU 04 98Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits96 filings
• CU 04 99Cyber Incident Liability Coverage And Loss Of Electronic Data Liability Coverage Subject To Loss Of Electronic Data, Each Cyber Incident Occurrence And Aggregate Limits96 filings
• CU 34 56Exclusion – Cyber Incident95 filings
• CU 00 05Exclusion - Violation Of Law Addressing Data Privacy93 filings
• CU 22 37Motor Carrier Endorsement81 filings
• CU 04 55Electronic Data Liability Coverage (Coverage A) With Access Or Disclosure Of Confidential Or Personal Information Exclusion (Coverage B)72 filings
• CU 34 55Exclusion - Electronic Data - Deletion Of Bodily Injury Exception71 filings