CU 04 98 Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits

An Insurance Services Office (ISO) standard form. It covers bodily injury and property damage caused by a cyber incident under the umbrella, subject to its own each cyber incident occurrence limit and aggregate limit, and excludes notification, monitoring, forensic, restoration, extortion and similar cyber incident costs.

The 06 26 edition is restructured to work with the cyber incident and access or disclosure exclusions in the umbrella coverage part, setting those exclusions aside for Coverage A instead of repeating its own exclusions and definitions. The coverage it grants is the same.

Where filings record what this form replaced, they name earlier edition 12 23. Only some filings record replacements.

• Edition in use: in the past 12 months, 8 companies filed the 12 23 edition and 2 companies filed 06 26.
• CU 04 02 (Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion) is filed alongside it most often, in 96 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupFiles its own version: XS-385889 Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits (26 states)

• CU 04 02Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion96 filings
• CU 04 54Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception96 filings
• CU 04 99Cyber Incident Liability Coverage And Loss Of Electronic Data Liability Coverage Subject To Loss Of Electronic Data, Each Cyber Incident Occurrence And Aggregate Limits96 filings
• CU 34 56Exclusion – Cyber Incident94 filings
• CU 21 86Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information93 filings
• CU 21 88Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)93 filings
• CU 00 05Exclusion - Violation Of Law Addressing Data Privacy92 filings
• CU 34 55Exclusion - Electronic Data - Deletion Of Bodily Injury Exception70 filings
• CU 24 77Noncontributory And Order Of Response – Other Insurance Condition69 filings
• CU 22 37Motor Carrier Endorsement58 filings