ISO exclusion · commercial umbrella

CU 21 87 Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included

Withdrawn by ISO.

Filings
123
latest Sep 10, 2026
Filing companies
61
28 carrier groups
States
46
including DC
Latest edition
12 20
Dec 2020

Coverage description

An Insurance Services Office (ISO) standard form. It excludes umbrella coverage for damages from access to or disclosure of confidential or personal information and from loss of or damage to electronic data, with no exception for resulting bodily injury.

How the form has changed

1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 12 20 edition

    Dec 2020, compared with 05 14Latest edition
    • The electronic data part of the exclusion no longer applies when valid underlying insurance covers those risks, and the umbrella then follows the underlying policy's terms.

      05 14

      Not in this edition

      12 20

      “Paragraph (2) does not apply if valid "underlying insurance" for the electronic data risks described above exists”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 20Dec 2020Latest814241Jan 2022 to Sep 2026
05 14May 2014411931Dec 2022 to Feb 2025

1 other edition date appears in one or two filings each, often carrier-specific versions: 12 23.

Where filings record what this form replaced, they name earlier edition 05 14 and other forms NONE -WITHDRAWN. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 5 companies filed the 12 20 edition.
  • CU 21 86 (Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information) is filed alongside it most often, in 116 of the same filings (94%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CU 21 87, out of 28 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization433812 20Nov 3, 2023
THE Hanover Insurance Group7 group companies filed it, led by Massachusetts Bay Insurance Company and The Hanover Insurance Company313005 1412 20Jun 19, 2024
Church Mutual GroupChurch Mutual Insurance Company, S.I.6212 2005 14Jun 26, 2026
Amtrust Financial Services Group7 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company3205 14Feb 3, 2025
Nationwide Corporation Group2 group companies filed it, led by Crestbrook Insurance Company and Nationwide Agribusiness Insurance Company3212 20Sep 21, 2023
Safety GroupSafety Insurance Company3305 14Nov 9, 2023
Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation3212 20May 9, 2023
United Fire & CAS Group3 group companies filed it, led by United Fire and Casualty Company and Addison Insurance Company3212 20Jun 19, 2026
WR Berkley Corporation Group6 group companies filed it, led by Berkley National Insurance Company and Berkley Regional Insurance Company3112 20Aug 4, 2026
Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company2205 14Jun 25, 2024

How the largest insurers handle CU 21 87

Groups among the largest commercial umbrella and excess insurers that filed CU 21 87 or their own version in the past five years.

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States

Number of filings that include CU 21 87 in each state, Oct 2021 to Sep 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 4 filingsGA4Oklahoma: 2 filingsOK2South Carolina: 3 filingsSC3Arkansas: 1 filingAR1Missouri: 2 filingsMO2Indiana: 2 filingsIN2Louisiana: 2 filingsLA2Ohio: 3 filingsOH3Wisconsin: 2 filingsWI2Texas: 0 filingsTXKentucky: 3 filingsKY3Iowa: 1 filingIA1Kansas: 2 filingsKS2Mississippi: 0 filingsMSNorth Carolina: 1 filingNC1Nebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 3 filingsNH3Virginia: 3 filingsVA3Arizona: 1 filingAZ1Pennsylvania: 2 filingsPA2Rhode Island: 1 filingRI1Michigan: 1 filingMI1Alaska: 2 filingsAK2District of Columbia: 2 filingsDC2Idaho: 1 filingID1Maryland: 2 filingsMD2West Virginia: 1 filingWV1Utah: 2 filingsUT2Wyoming: 2 filingsWY2Delaware: 1 filingDE1New Mexico: 1 filingNM1Colorado: 15 filingsCO15Connecticut: 2 filingsCT2Maine: 3 filingsME3North Dakota: 1 filingND1Illinois: 6 filingsIL6Minnesota: 1 filingMN1New Jersey: 1 filingNJ1New York: 3 filingsNY3Massachusetts: 3 filingsMA3Washington: 2 filingsWA2Oregon: 1 filingOR1Vermont: 3 filingsVT3California: 20 filingsCA20Nevada: 2 filingsNV2Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CU 21 86Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information116 filings
  • CU 21 88Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)93 filings
  • CU 22 37Motor Carrier Endorsement78 filings
  • CU 00 05Exclusion - Violation Of Law Addressing Data Privacy76 filings
  • CU 34 55Exclusion - Electronic Data - Deletion Of Bodily Injury Exception76 filings
  • CU 04 54Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception64 filings
  • CU 04 02Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion62 filings
  • CU 04 55Electronic Data Liability Coverage (Coverage A) With Access Or Disclosure Of Confidential Or Personal Information Exclusion (Coverage B)60 filings
  • CX 21 43Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information53 filings
  • CU 34 56Exclusion – Cyber Incident47 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Sep 10, 2026SECURA Insurance, A Mutual CompanyIL12 20SEIC-135049056
Aug 4, 2026Intrepid Casualty CompanyCA12 20BNIC-135042224
Jun 26, 2026Church Mutual Insurance Company, S.I.CO12 20CHMU-134995025
Jun 19, 2026Addison Insurance Companyand 1 moreCO12 20UNFG-134979875
Aug 14, 2025Church Mutual Insurance Company, S.I.CO12 20CHMU-134605978
Jun 27, 2025Church Mutual Insurance Company, S.I.CO12 20CHMU-134582751
Jun 27, 2025Next Insurance US CompanyCA12 20NXUS-134584662
Jun 6, 2025Berkley National Insurance Companyand 3 moreCA12 20BNIC-134558458
Jun 6, 2025Intrepid Insurance CompanyCA12 20BNIC-134558484
Feb 3, 2025CorePointe Insurance Companyand 2 moreCA05 14UNKP-134361764
Sep 25, 2024Bankers Standard Insurance CompanyCA12 20ACEH-134261278
Jun 25, 2024Motorists Mutual Insurance Companyand 2 moreIL05 14MTRS-134080002

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