Coverage description
An Insurance Services Office (ISO) standard form. It excludes umbrella coverage for injury or damage arising out of cannabis, but allows coverage for goods or products containing or derived from hemp, unless state or local law prohibits them, up to a separate Hemp Aggregate Limit.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
06 26 edition
Jun 2026, compared with 12 20Latest editionThe hemp exception for wrongful eviction, wrongful entry and invasion of private occupancy now also applies to premises an organization occupies, not only a person.
12 20
“premises that a person occupies”
06 26
“premises that a person or organization occupies”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 26Jun 2026Latest | 25 | 2 | 24 | Sep 2025 to Feb 2026 |
| 12 20Dec 2020 | 45 | 41 | 10 | Jan 2022 to Aug 2026 |
Where filings record what this form replaced, they name earlier edition 12 20. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 10 companies filed the 12 20 edition and 2 companies filed 06 26.
- CU 34 22 (Cannabis Exclusion) is filed alongside it most often, in 68 of the same filings (97%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CU 23 02, out of 20 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 26 | 25 | 06 2612 20 | Jan 14, 2026 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company | 8 | 4 | 12 2006 26 | Aug 11, 2026 |
| Nationwide Corporation Group2 group companies filed it, led by Crestbrook Insurance Company and Nationwide Agribusiness Insurance Company | 5 | 1 | 12 20 | Jun 30, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 12 20 | Jun 15, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 3 | 1 | 12 20 | Jun 26, 2026 |
| United Fire & CAS Group3 group companies filed it, led by United Fire and Casualty Company and Addison Insurance Company | 3 | 2 | 12 20 | Jun 19, 2026 |
| WR Berkley Corporation Group6 group companies filed it, led by Berkley National Insurance Company and Berkley Regional Insurance Company | 3 | 1 | 12 20 | Aug 4, 2026 |
| Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company | 2 | 2 | 12 20 | Jun 30, 2026 |
| Hawaii Insurance Bureau, Inc. | 2 | 1 | 12 20 | Oct 7, 2024 |
| Liberty Mutual GroupState Automobile Mutual Insurance Company | 2 | 2 | 12 20 | Mar 10, 2023 |
How the largest insurers handle CU 23 02
Groups among the largest commercial umbrella and excess insurers that filed CU 23 02 or their own version in the past five years.
- Berkshire Hathaway GroupUses CU 23 02 in 1 filing
- WR Berkley Corporation GroupUses CU 23 02 in 3 filings
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States
Number of filings that include CU 23 02 in each state, Oct 2021 to Aug 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CU 34 22Cannabis Exclusion68 filings
- CU 34 23Cannabis Exclusion With Hemp Exception68 filings
- CU 34 24Cannabis Exclusion With Hemp And Lessors Risk Exceptions68 filings
- CU 21 86Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information65 filings
- CU 22 20Pharmacists – Limited Professional Services Coverage (formerly titled Pharmacists)55 filings
- CU 22 63Pharmacists – Broadened Professional Services Coverage (formerly titled Pharmacists – Broadened Coverage)55 filings
- CU 00 01Commercial Liability Umbrella Coverage Form53 filings
- CU 21 15Exclusion – Financial Services53 filings
- CU 22 08Exclusion – Saline Substances Contamination53 filings
- CU 22 94Professional Liability Exclusion – Computer, Telecommunication, Electronic Data Or Internet Services (formerly titled Professional Liability Exclusion – Electronic Data Processing Services And Computer Consulting Or Programming Services)53 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Aug 11, 2026 | Philadelphia Indemnity Insurance Company | SC | 12 20 | PHLX-135041545 |
| Aug 4, 2026 | Intrepid Casualty Company | CA | 12 20 | BNIC-135042224 |
| Jun 30, 2026 | The Medical Protective Companyand 1 more | IL | 12 20 | MDPC-135002488 |
| Jun 30, 2026 | Crestbrook Insurance Companyand 1 more | CO | 12 20 | NWPP-135003098 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 20 | CHMU-134995025 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 12 20 | UNFG-134979875 |
| Jun 15, 2026 | Sompo America Insurance Company | CO | 12 20 | SMPJ-134971280 |
| Jun 2, 2026 | Philadelphia Indemnity Insurance Company | IL | 12 20 | PHLX-134967828 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 06 26 | SFCC-134815068 |
| Jan 14, 2026 | Insurance Services Office, Inc. | VA | 06 26 | ISOF-134799407 |
| Nov 22, 2025 | The Medical Protective Companyand 1 more | WA | 12 20 | MDPC-134692417 |
| Sep 15, 2025 | Insurance Services Office, Inc. | LA | 06 26 | ISOF-134664766 |
Most filed ISO CU forms
- CU 34 54 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CU 21 86 Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information
- CU 00 05 Exclusion - Violation of Law Addressing Data Privacy
- CU 34 56 Exclusion – Cyber Incident
- CU DS 01 Commercial Liability Umbrella Declarations
- CU 21 88 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)
- CU 34 44 Broad Abuse or Molestation Exclusion
- CU 34 55 Exclusion - Electronic Data - Deletion Of Bodily Injury Exception
- CU 22 37 Motor Carrier Endorsement
- CU 21 87 Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included
- CU 04 02 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion
- CU 04 54 Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception
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