CU 22 63 Pharmacists - Broadened Coverage

An Insurance Services Office (ISO) standard form. It treats injury or damage from professional services as a pharmacist as an occurrence under the umbrella, keeps employee pharmacists insured for those services, and excludes willful violations of laws on pharmaceutical sales or pharmacist services.

1. 12 19 edition

   Dec 2019, compared with 04 13

   • Covered pharmacist services are those required or permitted under applicable state or federal law.

     04 13

     Not in this edition

     12 19

     “as required or permitted under any applicable state or federal law”

   • The willful violation exclusion now also applies to violations of state or federal laws governing pharmacist services, not only laws on the sale of pharmaceuticals.

     04 13

     Not in this edition

     12 19

     “or of any applicable state or federal law governing the rendering of health care services as a pharmacist”

   • The limitation on professional health care services by insured employees now also applies to volunteer workers.

     04 13

     “However, none of these "employees" are insureds for”

     12 19

     “However, none of these "employees" or "volunteer workers" are insureds for”

1 other edition date appears in one or two filings each, often carrier-specific versions: 01 96.

Where filings record what this form replaced, they name earlier edition 04 13. Only some filings record replacements.

• Edition in use: in the past 12 months, 10 companies filed the 12 19 edition and 2 companies filed 06 26.
• CU 22 20 (Pharmacists) is filed alongside it most often, in 83 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupUses CU 22 63 in 1 filing
• Berkshire Hathaway GroupUses CU 22 63 in 1 filing
• Fairfax Financial GroupUses CU 22 63 in 1 filing

• CU 22 20Pharmacists83 filings
• CU 34 23Cannabis Exclusion With Hemp Exception75 filings
• CU 21 15Exclusion – Financial Services74 filings
• CU 22 94Professional Liability Exclusion – Computer, Telecommunication, Electronic Data Or Internet Services (formerly titled Professional Liability Exclusion – Electronic Data Processing Services And Computer Consulting Or Programming Services)74 filings
• CU 00 01Commercial Liability Umbrella Coverage Form73 filings
• CU 22 85Exclusion – Internet Service Providers And Internet Access Providers Errors And Omissions72 filings
• CU 22 86Professional Liability Exclusion – Web Site Designers72 filings
• CU 22 93Professional Liability Exclusion – Computer Data Processing72 filings
• CU 24 30Amendment of Insured Contract Definition72 filings
• CU 21 86Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information70 filings