Insurance carrier
Automobile Club MI Group
Currently ranked #189 by filing activity. Activity below is based on admitted P&C product filings from Sep 30, 2025 to Sep 30, 2026.
Rank
#189
Top 500 carrier
Filings
118
09/30/25 to 09/30/26
Companies
8
States
11
State footprint
Latest
Sep 18, 2026
Avg rate increase +4.4%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
23
Companies
6
Avg Impact
+4.4%
Max Increase
+29.3%
Max Decrease
-10.0%
Reported rate impact by state
-10.0% to +1.4%+1.4% to +3.3%+3.3% to +5.9%+5.9% to +29.3%
Rate impact filingsShowing up to 23 filings
12/22/25Fremont Insurance CompanyMIMI FMIC 040126 PUFRRForm/Rate/Rule+29.3%+87.5%
12/16/25Fremont Insurance CompanyMIMI FMIC 040126 MFRRForm/Rate/Rule+10.0%+13.6%
11/18/25Universal Insurance CompanySCUICSCHome20260401Rate/Rule+8.6%+14.8%
12/09/25Fremont Insurance CompanyMIMI FMIC 040126 HRRFForm/Rate/Rule+8.0%+32.1%
12/17/25MEEMIC Insurance CompanyMIHomeowners ProgramRate/Rule+7.0%+15.0%
12/12/25Auto Club Insurance AssociationILHomeowners ProgramRate/Rule+7.0%+10.0%
03/20/26Fremont Insurance CompanyWIWI FMIC 080126 CPPRRate/Rule+5.9%+10.6%
12/18/25MemberSelect Insurance CompanyGAHomeowners ProgramRate/Rule+5.5%+20.0%
02/17/26Fremont Insurance CompanyMIMI FMIC 070126 PAFRForm/Rate/Rule+5.1%+30.5%
02/06/26Universal Insurance CompanySCUICSCAuto20260601Rate/Rule+4.7%+13.7%
03/17/26Auto Club Insurance AssociationILAutomobile ProgramRate/Rule+4.0%+9.5%
12/18/25MEEMIC Insurance CompanyMIAutomobile ProgramRate/Rule+3.3%+20.0%
04/23/26MemberSelect Insurance CompanyGAAutomobile ProgramForm/Rate/Rule+3.0%+6.0%
10/21/25MemberSelect Insurance CompanyGAAutomobile ProgramForm/Rate/Rule+3.0%+20.0%
10/01/25Auto Club Insurance AssociationILAutomobile ProgramRate/Rule+3.0%+11.0%
03/04/26Fremont Insurance CompanyWIWI FMIC 100126 CARRate/Rule+2.7%+4.0%
05/05/26Auto Club Group Insurance CompanyINAutomobile ProgramRate/Rule+2.0%+6.5%
03/20/26Fremont Insurance CompanyWIWI FMIC 080126 CPLRRate/Rule+1.4%+2.5%
12/18/25MemberSelect Insurance CompanyMIAutomobile ProgramRate/Rule+0.2%+8.6%
06/19/26Auto Club Insurance AssociationILAutomobile ProgramRate/Rule-0.1%0.0%
11/20/25Auto Club Group Insurance CompanyIAAutomobile ProgramRate/Rule-0.1%+14.3%
09/09/26Fremont Insurance CompanyMIMI FMIC 010127 WCRRate/Rule-3.1%0.0%
06/12/26Auto Club Group Insurance CompanyIAAutomobile ProgramRate/Rule-10.0%-1.3%
product mix by company
Top 5 companies
MemberSelect Insurance Company44 filings
Automobile Program19
Homeowners Program15
Personal Umbrella Program3
VIP Umbrella Program3
Inland Marine Program2
Auto Club Insurance Association20 filings
Homeowners Program11
Automobile Program7
Report1
VIP Umbrella Program1
MEEMIC Insurance Company16 filings
Homeowners Program9
Automobile Program6
Report1
Auto Club Group Insurance Company15 filings
Automobile Program5
Homeowners Program3
Homeowners/Group Homeowners Programs3
Group Automobile Program2
Group Homeowners Programs1
Fremont Insurance Company12 filings
Dividend Declaration March 20261
MI FMIC 010127 WCR1
MI FMIC 040126 HRRF1
MI FMIC 040126 MFRR1
MI FMIC 040126 PUFRR1
live tape
Recent Documents
Forms
327 docs09/15/26Auto Club Insurance AssociationMI1021.1_MILAN_0427_Redacted.pdfAutomobile Program
09/15/26Auto Club Insurance AssociationMI1021.1_MILAN_0427_RLV3.0_Redacted.pdfAutomobile Program
09/15/26Auto Club Group Insurance CompanyMI1021.1_MILAG_0427_Redacted.pdfGroup Automobile Program
09/15/26Auto Club Group Insurance CompanyMI1021.1_MILAG_0427_RLV3.0_Redacted.pdfGroup Automobile Program
09/15/26MEEMIC Insurance CompanyMI42978-MI-MA-0527_Changes_to_Your_Automobile_Insurance_RL.pdfAutomobile Program
09/15/26MEEMIC Insurance CompanyMI42978-MI-MA-0527_Changes_to_Your_Automobile_Insurance.pdfAutomobile Program
09/15/26MEEMIC Insurance CompanyMI42070-MI-MA-0527_Meemic_Automobile_Insurance_Policy_RL.pdfAutomobile Program
09/15/26MEEMIC Insurance CompanyMI1021.1_MIMA_0527_RLV3.0_Redacted.pdfAutomobile Program
09/15/26MEEMIC Insurance CompanyMI1021.1_MIMA_0527_Redacted.pdfAutomobile Program
09/15/26MEEMIC Insurance CompanyMI42070-MI-MA-0527_Meemic_Automobile_Insurance_Policy.pdfAutomobile Program
09/15/26MemberSelect Insurance CompanyMI42070-MI-SA-0427_Automobile_Insurance_Policy_RL.pdfAutomobile Program
09/15/26MemberSelect Insurance CompanyMI42070-MI-SA-0427_Automobile_Insurance_Policy.pdfAutomobile Program
09/15/26MemberSelect Insurance CompanyMI42978-MI-SA-0427_Changes_To_Your_Automobile_Insurance_RL.pdfAutomobile Program
09/15/26MemberSelect Insurance CompanyMI1021.1_MISA_0427_Clean_Redacted.pdfAutomobile Program
09/15/26MemberSelect Insurance CompanyMI42978-MI-SA-0427_Changes_To_Your_Automobile_Insurance.pdfAutomobile Program
09/15/26MemberSelect Insurance CompanyMIACG302_MIPUP_0427_App_RLV2.0.pdfPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIACG302_MIPUP_0427_App_V2.0.pdfPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMI43218_MIPUP_0427_RNL_Dec_Cert_RLV2.0.pdfPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMI43218_MIPUP_0427_RNL_Dec_Cert_2.0.pdfPersonal Umbrella Program
09/04/26MemberSelect Insurance CompanyNCACG371-NC-SH-0627_Condo_New_Declaration_Certificate.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43047-NC-SH-0627_Notice_of_Cancellation.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC42951-NC-SH-0627_Notice_of_Cancellation.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43045-NC-SH-0627_Notice_of_Cancellation.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG409-NC-SH-0627_Home_Renewal_Declaration_Certificate_Pending_Conditions.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43046-NC-SH-0627_Notice_of_Cancellation.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG400-NC-SH-0627_Home_Amended_Declaration_Certificate_H3_HE7.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG403-NC-SH-0627_Home_Renewal_Declaration_Certificate_H3_HE7.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG402-NC-SH-0627_Condo_Amended_Declaration_Certificate.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43175-NC-SH-0627_Introduction_to_New_Homeowners_Insurance_Coverage_H4.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG411-NC-SH-0627_Condo_Renewal_Declaration_Certificate_Pending_Conditions.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC42900-NC-SH-0627_Condo_Renewal_Cover_Letter.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43175-NC-SH-0627_Introduction_to_New_Homeowners_Insurance_Coverage_H6.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC42898-NC-SH-0627_Amended_Cover_Letter_H3_H4_H6.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC42901-NC-SH-0627_Renters_Renewal_Cover_Letter.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG367-NC-SH-0627_Home_New_Declaration_Certificate_H3_HE7.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG401-NC-SH-0627_Renters_Amended_Declaration_Certificate.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC2090-NC-0627_Underwriting_Letter_-_Notice_of_Non-Renewal_-_Agent_Termination.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG369-NC-SH-0627_Renters_New_Declaration_Certificate.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG410-NC-SH-0627_Renters_Renewal_Declaration_Certificate_Pending_Conditions.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43000-NC-SH-0627_Home_Important_Notice_-_Notice_of_Non-Renewal_Due_to_Inactive_Membership.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC42894-NC-SH-0627_New_Cover_Letter_-_H3_H4_H6_HE7.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC42920-NC-SH-0627_Home_Important_Notice_Renewal_Inactive_Membership.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43250-NC-SH-0627_Consent_To_Rate.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG302-NC-SH-0627_Home_Application_H4.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG302-NC-SH-0627_Home_Application_H6.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43049-NC-SH-0627_Notice_of_Cancellation.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC43175-NC-SH-0627_Introduction_to_New_Homeowners_Insurance_Coverage_H3_and_HE7.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNC42899-NC-SH-0627_Home_Renewal_Cover_Letter_-_H3_HE7.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG302-NC-SH-0627_Home_Application_H3.pdfHomeowners Program
09/04/26MemberSelect Insurance CompanyNCACG405-NC-SH-0627_Condo_Renewal_Declaration_Certificate.pdfHomeowners Program
Rate/Rule
96 docs09/18/26MemberSelect Insurance CompanyGAMemberSelect Insurance Company Georgia Homeowners Underwriting GuidelinesHomeowners Program
09/18/26MemberSelect Insurance CompanyGAMemberSelect Insurance Company Automobile Underwriting Guidelines - GeorgiaAutomobile Program
09/15/26MemberSelect Insurance CompanyMIRate ManualPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIRule ManualPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIRate ManualPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIRule ManualPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIUnderwriting Guidelines ManualPersonal Umbrella Program
09/09/26Fremont Insurance CompanyMIWorkers Compensation ManualMI FMIC 010127 WCR
09/09/26Fremont Insurance CompanyMIWorkers Compensation ManualMI FMIC 010127 WCR
09/09/26Fremont Insurance CompanyMIWorkers Compensation ManualMI FMIC 010127 WCR
09/03/26MemberSelect Insurance CompanyNCNC MS Auto ETLR Rate Manual PagesAutomobile Program
08/24/26Auto Club Insurance AssociationILAuto Club Insurance Association - Illinois Revised Homeowners Rule ManualHomeowners Program
08/21/26Auto Club Group Insurance CompanyWIAuto Club Group Insurance Company Wisconsin Revised Homeowners Insurance RatesHomeowners Program
08/21/26Auto Club Group Insurance CompanyWIAuto Club Group Insurance Company Wisconsin Revised Homeowners Insurance RulesHomeowners Program
06/19/26Auto Club Insurance AssociationILAuto Club Insurance Association Illinois Revised Automobile Insurance RatesAutomobile Program
06/19/26Auto Club Group Insurance CompanyWIAuto Club Group Insurance Company Wisconsin Revised Automobile Insurance RatesAutomobile Program
06/12/26Auto Club Group Insurance CompanyIAIA ACGIC Automobile Rate ManualAutomobile Program
06/05/26MEEMIC Insurance CompanyMIUnderwriting Guidelines ManualHomeowners Program
06/05/26MEEMIC Insurance CompanyMIUnderwriting Guidelines ManualHomeowners Program
06/05/26MEEMIC Insurance CompanyMIRule ManualHomeowners Program
06/05/26MEEMIC Insurance CompanyMIRule ManualHomeowners Program
06/04/26Auto Club Group Insurance CompanyMIMichigan Homeowners Insurance Rules and Rates ManualHomeowners/Group Homeowners Programs
06/04/26Auto Club Group Insurance CompanyMIMichigan Homeowners Insurance Rules and Rates ManualHomeowners/Group Homeowners Programs
05/29/26Auto Club Insurance AssociationMIUnderwriting Guidelines ManualHomeowners Program
05/29/26Auto Club Insurance AssociationMIUnderwriting Guidelines ManualHomeowners Program
05/29/26Auto Club Insurance AssociationMIRule ManualHomeowners Program
05/29/26Auto Club Insurance AssociationMIRule ManualHomeowners Program
05/22/26MemberSelect Insurance CompanyGAMemberSelect Insurance Company Georgia Homeowners Underwriting GuidelinesHomeowners Program
05/19/26MemberSelect Insurance CompanyMIRate ManualAutomobile Program
05/19/26MemberSelect Insurance CompanyMIRate ManualAutomobile Program
05/19/26MemberSelect Insurance CompanyNCRate Pages - SPP and BVIInland Marine Program
05/19/26MemberSelect Insurance CompanyNCRate Pages - HSP, SL and IFCHomeowners Program
05/05/26Auto Club Group Insurance CompanyINAuto Club Group Insurance Company Indiana Revised Automobile Insurance RatesAutomobile Program
03/20/26Fremont Insurance CompanyWIExhibit A � Property Rate/Rule DetailWI FMIC 080126 CPPR
03/20/26Fremont Insurance CompanyWIExhibit A � Liability Rate/Rule DetailWI FMIC 080126 CPLR
03/17/26Auto Club Insurance AssociationILAuto Club Insurance Association Illinois Revised Automobile Insurance RatesAutomobile Program
03/09/26MemberSelect Insurance CompanyMNMemberSelect Insurance Company Minnesota Revised Homeowners Insurance RatesHomeowners Program
03/04/26Fremont Insurance CompanyWIExhibit A - Commercial Auto Rate RuleWI FMIC 100126 CAR
03/03/26MemberSelect Insurance CompanyMNMemberSelect Insurance Company Minnesota Specialty Vehicle Insurance RulesSpecialty Vehicle Program
03/03/26MemberSelect Insurance CompanyMNMemberSelect Insurance Company Minnesota Specialty Vehicle Insurance RatesSpecialty Vehicle Program
03/03/26MemberSelect Insurance CompanyMNMemberSelect Insurance Company Minnesota Revised Automobile Rule ManualAutomobile Program
03/03/26MemberSelect Insurance CompanyMNMemberSelect Insurance Company Minnesota Revised Automobile Insurance RatesAutomobile Program
02/19/26MemberSelect Insurance CompanyTNMemberSelect Insurance Company Tennessee Homeowners Rate ManualHomeowners Program
02/17/26Fremont Insurance CompanyMIPersonal Auto Manual 7-26MI FMIC 070126 PAFR
02/17/26Fremont Insurance CompanyMIPersonal Auto Manual 7-26MI FMIC 070126 PAFR
02/06/26Universal Insurance CompanySCSC Auto Rate and Rule Manual Eff 6.1.2026UICSCAuto20260601
02/05/26MEEMIC Insurance CompanyMIRate ManualAutomobile Program
02/05/26MEEMIC Insurance CompanyMIRate ManualAutomobile Program
02/05/26MemberSelect Insurance CompanyMIRate ManualAutomobile Program
02/05/26MemberSelect Insurance CompanyMIRate ManualAutomobile Program
Supporting Documentation
872 docs09/18/26MemberSelect Insurance CompanyGAF0R. Explanatory Memorandum - Rate/RuleHomeowners Program
09/18/26MemberSelect Insurance CompanyGAM0R. Rule ComparisonHomeowners Program
09/18/26MemberSelect Insurance CompanyGASupporting Documentation - Complete ManualHomeowners Program
09/18/26MemberSelect Insurance CompanyGAFiling Fee Transmittal FormHomeowners Program
09/18/26MemberSelect Insurance CompanyGAA. Filing Compliance CertificationHomeowners Program
09/18/26MemberSelect Insurance CompanyGAA1. Filing Compliance and PPA File and Use CertificationAutomobile Program
09/18/26MemberSelect Insurance CompanyGAFiling Fee Transmittal FormAutomobile Program
09/18/26MemberSelect Insurance CompanyGAF0R. Explanatory Memorandum - Rate/RuleAutomobile Program
09/18/26MemberSelect Insurance CompanyGAM0R. Rule ComparisonAutomobile Program
09/18/26MemberSelect Insurance CompanyGASupporting Documentation - Complete ManualAutomobile Program
09/15/26Auto Club Insurance AssociationMIPolicyholder NoticesAutomobile Program
09/15/26Auto Club Insurance AssociationMIActuarial or Explanatory MemorandumAutomobile Program
09/15/26Auto Club Insurance AssociationMIBI Option and Price NoticeAutomobile Program
09/15/26Auto Club Group Insurance CompanyMIPolicyholder NoticesGroup Automobile Program
09/15/26Auto Club Group Insurance CompanyMIActuarial or Explanatory MemorandumGroup Automobile Program
09/15/26Auto Club Group Insurance CompanyMIBI Option and Price NoticeGroup Automobile Program
09/15/26MEEMIC Insurance CompanyMIPolicyholder NoticesAutomobile Program
09/15/26MEEMIC Insurance CompanyMIActuarial or Explanatory MemorandumAutomobile Program
09/15/26MEEMIC Insurance CompanyMIBI Option and Price NoticeAutomobile Program
09/15/26MemberSelect Insurance CompanyMIActuarial or Explanatory MemorandumPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIFull Unmarked ManualPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIPolicyholder ImpactPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIActuarial or Explanatory MemorandumPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIImpacts to Policyholders +/- 10%Personal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIFull Unmarked ManualPersonal Umbrella Program
09/15/26MemberSelect Insurance CompanyMIActuarial or Explanatory MemorandumAutomobile Program
09/15/26MemberSelect Insurance CompanyMIPolicyholder NoticesAutomobile Program
09/15/26MemberSelect Insurance CompanyMIBI Option and Price NoticeAutomobile Program
09/15/26MemberSelect Insurance CompanyMIActuarial or Explanatory MemorandumPersonal Umbrella Program
09/09/26Fremont Insurance CompanyMIPolicyholder Impact - Work CompMI FMIC 010127 WCR
09/09/26Fremont Insurance CompanyMIActuarial or Explanatory Memorandum - Work Comp Independent RatesMI FMIC 010127 WCR
09/09/26Fremont Insurance CompanyMIActuarial Support/Exhibits - Work Comp Independent RatesMI FMIC 010127 WCR
09/09/26Fremont Insurance CompanyMIActuarial Support/Exhibits - Work Comp Independent RatesMI FMIC 010127 WCR
09/09/26Fremont Insurance CompanyMIActuarial or Explanatory Memorandum - Work Comp Independent RatesMI FMIC 010127 WCR
09/04/26MemberSelect Insurance CompanyNCForm Filing Questionnaire FC-048Homeowners Program
09/04/26MemberSelect Insurance CompanyNCMemorandum LetterHomeowners Program
09/03/26MemberSelect Insurance CompanyNCSupporting DocumentationAutomobile Program
09/03/26MemberSelect Insurance CompanyNCSupporting DocumentationAutomobile Program
09/03/26MemberSelect Insurance CompanyNCSupporting DocumentationAutomobile Program
08/25/26Auto Club Insurance AssociationILSupporting DocumentationAutomobile Program
08/25/26Auto Club Insurance AssociationILSupporting DocumentationAutomobile Program
08/25/26Auto Club Insurance AssociationILSupporting DocumentationAutomobile Program
08/25/26MemberSelect Insurance CompanyNCExplanatory Memorandum - All LinesPersonal Umbrella Program
08/25/26MemberSelect Insurance CompanyNCForm Filing Questionnaire FC-048Personal Umbrella Program
08/24/26Auto Club Insurance AssociationILExplanatory MemorandumHomeowners Program
08/24/26Auto Club Insurance AssociationILManualHomeowners Program
08/21/26Auto Club Group Insurance CompanyWISupporting DocumentationHomeowners Program
08/21/26Auto Club Group Insurance CompanyWISupporting DocumentationHomeowners Program
08/21/26Auto Club Group Insurance CompanyWIRateHomeowners Program
08/21/26Auto Club Group Insurance CompanyWICertification of Compliance and ReadabilityHomeowners Program