Insurance carrier
Vault Holdings Group
Currently ranked #209 by filing activity. Activity below is based on admitted P&C product filings from Aug 19, 2025 to Aug 19, 2026.
Rank
#209
Top 500 carrier
Filings
103
08/19/25 to 08/19/26
Companies
1
States
25
State footprint
Latest
Aug 14, 2026
Avg rate increase +8.8%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
34
Companies
1
Avg Impact
+8.8%
Max Increase
+186.6%
Max Decrease
-29.7%
Reported rate impact by state
-29.7% to -7.0%-7.0% to -3.3%-3.3% to +8.2%+8.2% to +186.6%
Rate impact filingsShowing up to 34 filings
08/25/25Vault Reciprocal ExchangeNHVRE Personal Excess LiabilityRate/Rule+186.6%+260.1%
09/08/25Vault Reciprocal ExchangeOKVRE Personal Excess LiabilityRate/Rule+118.5%+232.7%
09/08/25Vault Reciprocal ExchangeLAVRE Personal Excess LiabilityRate/Rule+74.6%+244.2%
09/26/25Vault Reciprocal ExchangeNJVRE Personal Excess LiabilityRate/Rule+27.4%+328.2%
08/25/25Vault Reciprocal ExchangeMEVRE Personal Excess LiabilityRate/Rule+26.8%+139.0%
08/25/25Vault Reciprocal ExchangeMDVRE Personal Excess LiabilityRate/Rule+24.0%+25.0%
09/15/25Vault Reciprocal ExchangeNJVRE Personal Excess LiabilityRate/Rule+22.7%+25.0%
10/29/25Vault Reciprocal ExchangeAZVRE HomeownersRate/Rule+18.5%+47.7%
03/04/26Vault Reciprocal ExchangeSCVRE HomeownersRate/Rule+6.0%+156.0%
11/24/25Vault Reciprocal ExchangeVAVRE HomeownersForm/Rate/Rule+5.0%+88.4%
03/25/26Vault Reciprocal ExchangeMIVRE Private PassengerRate/Rule+0.1%+0.3%
04/30/26Vault Reciprocal ExchangeMDVRE Private PassengerRate/Rule-0.2%+13.1%
04/08/26Vault Reciprocal ExchangeILVRE Private PassengerRate/Rule-1.8%+23.3%
09/29/25Vault Reciprocal ExchangeNJVRE HomeownersForm/Rate/Rule-3.0%+139.6%
07/16/26Vault Reciprocal ExchangeMAVRE HomeownersRate/Rule-3.3%+6.4%
12/16/25Vault Reciprocal ExchangeTNVRE HomeownersRate/Rule-3.9%-1.2%
02/02/26Vault Reciprocal ExchangeRIVRE Private PassengerForm/Rate/Rule-4.3%+28.0%
01/02/26Vault Reciprocal ExchangePAVRE Private PassengerRate/Rule-4.9%+5.6%
11/06/25Vault Reciprocal ExchangeMDVRE HomeownersRate/Rule-4.9%+66.6%
05/21/26Vault Reciprocal ExchangeGAVRE Private PassengerForm/Rate/Rule-5.0%+44.9%
03/05/26Vault Reciprocal ExchangeCOVRE Private PassengerRate/Rule-5.0%+2.3%
08/26/25Vault Reciprocal ExchangeTXVRE Personal Excess LiabilityRate/Rule-5.4%+80.8%
03/03/26Vault Reciprocal ExchangeAZVRE HomeownersRate/Rule-7.5%+4.6%
10/24/25Vault Reciprocal ExchangeGAVRE HomeownersRate/Rule-9.0%+141.8%
12/29/25Vault Reciprocal ExchangeLAVRE Private PassengerRate/Rule-10.0%+5.2%
04/29/26Vault Reciprocal ExchangeTXVRE Private PassengerRate/Rule-10.7%+33.4%
12/15/25Vault Reciprocal ExchangeILVRE HomeownersRate/Rule-11.7%-9.2%
08/14/26Vault Reciprocal ExchangeCTVRE Private PassengerRate/Rule-13.6%+11.0%
10/22/25Vault Reciprocal ExchangeNJVRE Private PassengerForm/Rate/Rule-14.4%-0.4%
09/03/25Vault Reciprocal ExchangeTNVRE Private PassengerRate/Rule-14.6%-6.7%
06/25/26Vault Reciprocal ExchangeTNVRE Private PassengerRate/Rule-14.8%+13.1%
09/15/25Vault Reciprocal ExchangeCTVRE Private PassengerRate/Rule-14.9%+0.1%
11/24/25Vault Reciprocal ExchangeRIVRE HomeownersRate/Rule-20.0%+29.8%
01/06/26Vault Reciprocal ExchangeTXVRE HomeownersRate/Rule-29.7%+74.3%
product mix by company
Top 5 companies
Vault Reciprocal Exchange103 filings
VRE Private Passenger43
VRE Homeowners40
VRE Personal Excess Liability12
Home Complete Program4
Private Passenger Auto2
live tape
Recent Documents
Forms
336 docs07/31/26Vault Reciprocal ExchangeORVRELUXLDEC0725VaulLifestyleDecClean.pdfVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORVRELUXL-ARLX (04-25) - Auto & Recreational Liability Exclusion.pdfVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORVRELUXL-ALX (04-25) - Auto Liability Exclusion.pdfVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORVRELUXL-RVX (04-25) - Recreational Vehicle Excl.pdfVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORVRELUXL-RWX (04-25) - Personal Watercraft Excl.pdfVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORVRELUXL-SAE-OR (05 22) Oregon State Amendatory Endorsement V3 Clean.pdfVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORVRELUXL-CW (10-19) PEL .pdfVRE Personal Excess Liability
07/23/26Vault Reciprocal ExchangeMDVREPPADSCMD0726RatingInformationMDV2CLEAN.pdfVRE Private Passenger
07/23/26Vault Reciprocal ExchangeMDVREPPADSCMD0726RatingInformationMDV2MARKED.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA001TX0426AmendmentAutoProvisionsTXCleanV8.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA042TX0426UninsuredMotoristsCoverageTXCleanV3.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVRE-ACRN-TX (04-26) Auto Conditional Notice - TX.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA-067-TX (04 26) Agreed Value Endorsement - TX - Clean.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA-077 (04 25) Flood Deductible - New.pdfVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVREPPA-997 (08 18) Private Fleet Automobile Policy .pdfVRE Private Passenger
04/22/26Vault Reciprocal ExchangeSCVREPPA-075-SC (04 26) Uptier Disclosure Notice - Clean.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-001-NJ (10 25) Amendment of Automobile Provisions NJ - (Clean) V2.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-APP-NJ (10 25) - Personal Auto Insurance Application - NJ - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-085 (03 23) Transporting Vehicle Deductible Adjustment.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-067 (10 25) Agreed Value Endorsement - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-092 (01 24) Customizing Equipment Preferred Coverage.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-023-NJ (10 24) Emergency Movement Coverage.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-008-NJ (10 25) Single UM Limit - New Jersey - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-077 (04 25) Flood Deductible - New.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-093 (07 24) Deductible Settlement Adjustments for Part D Advantage.pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-999-NJ (10 25) Automobile Declarations - NJ - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-042-NJ (10 25) Uninsured Motorists Coverage - New Jersey - (Clean).pdfVRE Private Passenger
04/03/26Vault Reciprocal ExchangeNJVREPPA-007 (05 19) Single Liability Limit.pdfVRE Private Passenger
04/01/26Vault Reciprocal ExchangeSCVREPPA-999-SC (03 26) Automobile Declarations - SC - Clean.pdfVRE Private Passenger
04/01/26Vault Reciprocal ExchangeSCVRE-CRNCTP (09 22) Important Notice Regarding Changes to Policy.pdfVRE Private Passenger
03/05/26Vault Reciprocal ExchangeSCVREHO-DECHO-SC (02 26) Declarations Homeowners - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-WHCNOT-SC (03 26) Important Notice Reg Wind Hail - Contents.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-SC (02 26) Homeowners Policy - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-RCFC3-WH-SC (03 26) Roof Covering Full Reconstruction Cost Endt - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-APP-SC (02 26) Homeowners Application - SC - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-WHDNOT-SC (03 26) Important Notice Reg Wind Hail - Home.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-MSCE-SC (02 26) - Mine Subsidence Sinkhole Cov Endt - NEW.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-MATCH-SC (03 26) Undamaged Matching Property Limitation - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-WDL-SC (03 26) - Water Damage Limitation Endt - Clean.pdfVRE Homeowners
03/05/26Vault Reciprocal ExchangeSCVREHO-RCWH-SP-SC (03 26) Roof Covering Cov Endt - Clean.pdfVRE Homeowners
03/03/26Vault Reciprocal ExchangeUTVREHO-SAE-UT (02-26) UT State Amendatory Endt - rev- 2-26.pdfHome Complete Program
03/02/26Vault Reciprocal ExchangeAZVREHO-SAE-AZ (02 26) AZ State Amendatory - Clean.pdfVRE Homeowners
02/18/26Vault Reciprocal ExchangeLAVREHO-FERC (10-24) Full-Ext Rep Cost Cov GRC.pdfVRE Homeowners
02/05/26Vault Reciprocal ExchangeUTVREPPA-073-UT (10 25) Underinsured M Sel-Rej - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-043-UT (10 25) Underinsured Motorists Coverage - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-APP-UT (10 25) - Auto Ins App - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-001-UT (10 25) Amendment of Auto Provisions.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-PIP-UT (10 25) Personal Injury Protection Endt.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-042-UT (10 25) Uninsured Motorists Coverage - UT.pdfPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTVREPPA-044-UT (10 25) PDUM Coverage - UT.pdfPrivate Passenger Auto
Rate/Rule
136 docs08/14/26Vault Reciprocal ExchangeCTVRE PPA Rule Manual PagesVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTVRE PPA Rate Manual PagesVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTVRE PPA Rate Manual PagesVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTVRE PPA Rule Manual PagesVRE Private Passenger
07/31/26Vault Reciprocal ExchangeOROR Lifestyle Manual PagesVRE Personal Excess Liability
07/16/26Vault Reciprocal ExchangeMARate 200.b Base RateVRE Homeowners
06/25/26Vault Reciprocal ExchangeTNTN PPA Rate Manual PagesVRE Private Passenger
06/17/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule 602VRE Homeowners
06/17/26Vault Reciprocal ExchangeTNTN HO Rule Manual PagesVRE Homeowners
06/15/26Vault Reciprocal ExchangeOHOH HO Rule ManualVRE Homeowners
06/15/26Vault Reciprocal ExchangeMOMo Home Rule Manual PagesVRE Homeowners
06/15/26Vault Reciprocal ExchangeILIL Vault Home Rule ManualVRE Homeowners
05/21/26Vault Reciprocal ExchangeGAVRE PPA Rule Manual PagesVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAVRE PPA Rate Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rule Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rule Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rate Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rate Manual PagesVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVRE PPA Rule Manual PagesVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVRE PPA Rate Manual PagesVRE Private Passenger
04/22/26Vault Reciprocal ExchangePAPA Rule Manual PageVRE Personal Excess Liability
04/22/26Vault Reciprocal ExchangePAPA Rule Manual PageVRE Private Passenger
04/09/26Vault Reciprocal ExchangeMOvRE PPA Rate Manual PagesVRE Private Passenger
04/08/26Vault Reciprocal ExchangeILvRE PPA Rate Manual PagesVRE Private Passenger
03/25/26Vault Reciprocal ExchangeMIRate 314VRE Private Passenger
03/25/26Vault Reciprocal ExchangeMIRate 314VRE Private Passenger
03/18/26Vault Reciprocal ExchangeAZVRE PPA Rate Manual PagesVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAAttract Auto 5.0VRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Tier ManualVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Rule ManualVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Rate ManualVRE Private Passenger
03/10/26Vault Reciprocal ExchangeUTUT Home Complete - Rule ManualVRE Homeowners
03/06/26Vault Reciprocal ExchangeCOCO Vault Home Complete - Rule ManualVRE Homeowners
03/05/26Vault Reciprocal ExchangeCOCO Vault Auto Complete - Rate Manual PagesVRE Private Passenger
03/04/26Vault Reciprocal ExchangeSCSC Vault Home Condo ManualVRE Homeowners
03/04/26Vault Reciprocal ExchangeSCSC Vault Home Rate ManualVRE Homeowners
03/04/26Vault Reciprocal ExchangeSCSC Vault Home Rule ManualVRE Homeowners
03/04/26Vault Reciprocal ExchangeSCRating SequenceVRE Homeowners
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rate ManualVRE Homeowners
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule ManualVRE Homeowners
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule 512VRE Homeowners
02/05/26Vault Reciprocal ExchangeUTRule ManualPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTRate ManualPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTTerritory DefinitionsPrivate Passenger Auto
02/02/26Vault Reciprocal ExchangeORRate ManualHome Complete Program
02/02/26Vault Reciprocal ExchangeORRules ManualHome Complete Program
02/02/26Vault Reciprocal ExchangeRIVRE PPA Rate Manual PagesVRE Private Passenger
02/02/26Vault Reciprocal ExchangeRIVRE PPA Rule Manual PagesVRE Private Passenger
01/28/26Vault Reciprocal ExchangeINTerritory DefinitionsPrivate Passenger Auto
01/28/26Vault Reciprocal ExchangeINRate ManualPrivate Passenger Auto
Supporting Documentation
615 docs08/14/26Vault Reciprocal ExchangeCTAuto Rate Filings-Appendices RequiredVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTActuarial MemorandumVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTChecklist - PL Auto Rate/RuleVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTActuarial MemorandumVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTActuarial MemorandumVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTChecklist - ActuarialVRE Private Passenger
07/31/26Vault Reciprocal ExchangeORHighlighted/Redline form version if a replaced, amended or similar formsVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeOR3610 Standards for Personal and Commercial LiabilityVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeOR3894 Certification of ComplianceVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORHighlighted/Redline form version if a replaced, amended or similar formsVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORCover Letter or Explanatory MemorandumVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORThird party filers letter of authorizationVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORCover Letter or Explanatory MemorandumVRE Personal Excess Liability
07/23/26Vault Reciprocal ExchangeMDFiling MemorandumVRE Private Passenger
07/23/26Vault Reciprocal ExchangeMDP&C Third Party Filing AuthorizationVRE Private Passenger
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAAnnotated ComparisonVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMABase Checklist(s) - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMACertification of ComplianceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMALetter of AuthorizationVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
06/25/26Vault Reciprocal ExchangeTNRate/Rule Filing ChecklistVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNRate Justification for Personal LinesVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNRate Justification for Personal LinesVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNFiling Fees For Property and CasualtyVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNRate/Rule Filing ChecklistVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNFiling Description and Cover LetterVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNMarked Manual PagesVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNThird Party AuthorizationVRE Private Passenger
06/17/26Vault Reciprocal ExchangeAZFiling Memorandum and Marked PagesVRE Homeowners
06/17/26Vault Reciprocal ExchangeAZ4.0 Homeowners Rate/Rule ChecklistVRE Homeowners
06/17/26Vault Reciprocal ExchangeAZGeneral Filing Checklist and Instructions - All LinesVRE Homeowners
06/17/26Vault Reciprocal ExchangeAZFiling Memorandum and Marked PagesVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNFiling Description and Cover LetterVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNThird Party AuthorizationVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNRedlined AttachmentsVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNRate/Rule Filing ChecklistVRE Homeowners
06/17/26Vault Reciprocal ExchangeTNFiling Fees For Property and CasualtyVRE Homeowners
06/15/26Vault Reciprocal ExchangeOHResponse To Objection Dated 6.16.25VRE Homeowners
06/15/26Vault Reciprocal ExchangeOHResponse To Objection Dated 6.16.25VRE Homeowners
06/15/26Vault Reciprocal ExchangeOHFiling Requirements Summary - P&CVRE Homeowners
06/15/26Vault Reciprocal ExchangeOHFiling Requirements Summary - P&CVRE Homeowners
06/15/26Vault Reciprocal ExchangeMOFiling MemorandumVRE Homeowners
06/15/26Vault Reciprocal ExchangeMOFiling MemorandumVRE Homeowners
06/15/26Vault Reciprocal ExchangeILManualVRE Homeowners
06/15/26Vault Reciprocal ExchangeILExplanatory MemorandumVRE Homeowners
06/15/26Vault Reciprocal ExchangeILManualVRE Homeowners