Insurance carrier
Vault Holdings Group
Currently ranked #222 by filing activity. Activity below is based on admitted P&C product filings from Sep 30, 2025 to Sep 30, 2026.
Rank
#222
Top 500 carrier
Filings
90
09/30/25 to 09/30/26
Companies
1
States
23
State footprint
Latest
Sep 21, 2026
Avg rate increase -6.3%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
23
Companies
1
Avg Impact
-6.3%
Max Increase
+18.5%
Max Decrease
-29.7%
Reported rate impact by state
-29.7% to -11.7%-11.7% to -5.0%-5.0% to -1.8%-1.8% to +18.5%
Rate impact filingsShowing up to 23 filings
10/29/25Vault Reciprocal ExchangeAZVRE HomeownersRate/Rule+18.5%+47.7%
03/04/26Vault Reciprocal ExchangeSCVRE HomeownersRate/Rule+6.0%+156.0%
11/24/25Vault Reciprocal ExchangeVAVRE HomeownersForm/Rate/Rule+5.0%+88.4%
03/25/26Vault Reciprocal ExchangeMIVRE Private PassengerRate/Rule+0.1%+0.3%
04/30/26Vault Reciprocal ExchangeMDVRE Private PassengerRate/Rule-0.2%+13.1%
04/08/26Vault Reciprocal ExchangeILVRE Private PassengerRate/Rule-1.8%+23.3%
07/16/26Vault Reciprocal ExchangeMAVRE HomeownersRate/Rule-3.3%+6.4%
12/16/25Vault Reciprocal ExchangeTNVRE HomeownersRate/Rule-3.9%-1.2%
02/02/26Vault Reciprocal ExchangeRIVRE Private PassengerForm/Rate/Rule-4.3%+28.0%
01/02/26Vault Reciprocal ExchangePAVRE Private PassengerRate/Rule-4.9%+5.6%
11/06/25Vault Reciprocal ExchangeMDVRE HomeownersRate/Rule-4.9%+66.6%
05/21/26Vault Reciprocal ExchangeGAVRE Private PassengerForm/Rate/Rule-5.0%+44.9%
03/05/26Vault Reciprocal ExchangeCOVRE Private PassengerRate/Rule-5.0%+2.3%
03/03/26Vault Reciprocal ExchangeAZVRE HomeownersRate/Rule-7.5%+4.6%
10/24/25Vault Reciprocal ExchangeGAVRE HomeownersRate/Rule-9.0%+141.8%
12/29/25Vault Reciprocal ExchangeLAVRE Private PassengerRate/Rule-10.0%+5.2%
04/29/26Vault Reciprocal ExchangeTXVRE Private PassengerRate/Rule-10.7%+33.4%
12/15/25Vault Reciprocal ExchangeILVRE HomeownersRate/Rule-11.7%-9.2%
08/14/26Vault Reciprocal ExchangeCTVRE Private PassengerRate/Rule-13.6%+11.0%
10/22/25Vault Reciprocal ExchangeNJVRE Private PassengerForm/Rate/Rule-14.4%-0.4%
06/25/26Vault Reciprocal ExchangeTNVRE Private PassengerRate/Rule-14.8%+13.1%
11/24/25Vault Reciprocal ExchangeRIVRE HomeownersRate/Rule-20.0%+29.8%
01/06/26Vault Reciprocal ExchangeTXVRE HomeownersRate/Rule-29.7%+74.3%
product mix by company
Top 5 companies
Vault Reciprocal Exchange90 filings
VRE Private Passenger40
VRE Homeowners36
VRE Personal Excess Liability6
Home Complete Program4
Private Passenger Auto2
live tape
Recent Documents
Forms
390 docs09/21/26Vault Reciprocal ExchangeIDVRELUXLNFPDO0926NotForProfitDONotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLRWX0926PersonalWatercraftExcl.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRECAN0926CancellationNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVREPRIV0926PrivacyNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLRVX 0926RecreationalVehicleExcl.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLALX0926AutoLiabilityExclusion.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRECRDNOT0926CreditNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLADILL0926AdditionalInsuredLimitedLiability.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLPLL0926PremisesLiabilityLimitation.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLAPP0926VaultLifestyleApplication.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLARLX0926AutoRecreationalLiabilityExclusion.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLDEC09 26VaultLifestyleDec.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVREFEENOT0926FeeDisclosureNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLHULE0926HigherUnderlyingLimitsEndorsement.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRENONREN0926NonRenewalNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXCW0926PersonalExcessLiabilityPolicy.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRECOMMNOT0926CommissionDisclosureNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLLSLX0926LibelSlanderExclusion.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLSAEID0926IdahoStateAmendatoryEnd.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRECHGN0926PolicyChangeNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRERESCIND0926RescissionNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVREREINST0926ReinstatementNotice.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLNDEXL0926NamedOperatorExclusion.pdfVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRELUXLPOLACTEX0926PoliticalActivityExclusion.pdfVRE Personal Excess Liability
08/19/26Vault Reciprocal ExchangeORVREFEENO1018FeeDisclosureNotice.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA060OR0826OregonAutoIDCardREV.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0920124CustomizingEquipmentPreferredCoverage.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA074OR0826UMSelectionRejectionOR.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0670525AgreedValueEndorsement.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVRECHGN0117PolicyChangeNotice.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0051219PrivacyNotice.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVRECOMMNOT0418CommissionDisclosureNotice.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0120818AdditionalInsuredLessor.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVRECRDNOT0625CreditNotice.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA9971219PrivateFleetAutomobilePolicy.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPAAPPOR0826AutoInsApp.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA999OR0826AutomobileDeclarations.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0161219TrailerCamperBodyCoverage.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0770425FloodDeductible.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA9980420PrivateFleetAutoPolicyIndex.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0940424MinimumLimitsforPermissiveDrivers.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA001OR0826AmendmentofAutomobileProvisions.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA042OR0826UninsuredMotoristsCoverageOR.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0090825MiscellaneousTypeVehicle.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA044OR0826PDUMCoverageOR.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0070424SingleLiabilityLimit.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPACANNPOR0826CancellationNoticeNonPay.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA018CW0525SingleUnderinsuredMotoristLimit.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPA0230323EmergencyMovementCoverage.pdfVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVREPPANONRENNPOR0826NonRenewalNoticeNonPay.pdfVRE Private Passenger
Rate/Rule
109 docs09/21/26Vault Reciprocal ExchangeIDVault ID Lifestyle ManualVRE Personal Excess Liability
08/19/26Vault Reciprocal ExchangeORVRE PPA Rule ManualVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVRE PPA Territory ManualVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVRE PPA UWGVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORVRE PPA Rate ManualVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTVRE PPA Rule Manual PagesVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTVRE PPA Rate Manual PagesVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTVRE PPA Rate Manual PagesVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTVRE PPA Rule Manual PagesVRE Private Passenger
07/31/26Vault Reciprocal ExchangeOROR Lifestyle Manual PagesVRE Personal Excess Liability
07/16/26Vault Reciprocal ExchangeMARate 200.b Base RateVRE Homeowners
06/25/26Vault Reciprocal ExchangeTNTN PPA Rate Manual PagesVRE Private Passenger
06/17/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule 602VRE Homeowners
06/17/26Vault Reciprocal ExchangeTNTN HO Rule Manual PagesVRE Homeowners
06/15/26Vault Reciprocal ExchangeOHOH HO Rule ManualVRE Homeowners
06/15/26Vault Reciprocal ExchangeMOMo Home Rule Manual PagesVRE Homeowners
06/15/26Vault Reciprocal ExchangeILIL Vault Home Rule ManualVRE Homeowners
05/21/26Vault Reciprocal ExchangeGAVRE PPA Rule Manual PagesVRE Private Passenger
05/21/26Vault Reciprocal ExchangeGAVRE PPA Rate Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rule Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rule Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rate Manual PagesVRE Private Passenger
04/30/26Vault Reciprocal ExchangeMDVRE PPA Rate Manual PagesVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVRE PPA Rule Manual PagesVRE Private Passenger
04/29/26Vault Reciprocal ExchangeTXVRE PPA Rate Manual PagesVRE Private Passenger
04/22/26Vault Reciprocal ExchangePAPA Rule Manual PageVRE Personal Excess Liability
04/22/26Vault Reciprocal ExchangePAPA Rule Manual PageVRE Private Passenger
04/09/26Vault Reciprocal ExchangeMOvRE PPA Rate Manual PagesVRE Private Passenger
04/08/26Vault Reciprocal ExchangeILvRE PPA Rate Manual PagesVRE Private Passenger
03/25/26Vault Reciprocal ExchangeMIRate 314VRE Private Passenger
03/25/26Vault Reciprocal ExchangeMIRate 314VRE Private Passenger
03/18/26Vault Reciprocal ExchangeAZVRE PPA Rate Manual PagesVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAAttract Auto 5.0VRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Tier ManualVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Rule ManualVRE Private Passenger
03/16/26Vault Reciprocal ExchangeVAVA PPA Rate ManualVRE Private Passenger
03/10/26Vault Reciprocal ExchangeUTUT Home Complete - Rule ManualVRE Homeowners
03/06/26Vault Reciprocal ExchangeCOCO Vault Home Complete - Rule ManualVRE Homeowners
03/05/26Vault Reciprocal ExchangeCOCO Vault Auto Complete - Rate Manual PagesVRE Private Passenger
03/04/26Vault Reciprocal ExchangeSCSC Vault Home Condo ManualVRE Homeowners
03/04/26Vault Reciprocal ExchangeSCSC Vault Home Rate ManualVRE Homeowners
03/04/26Vault Reciprocal ExchangeSCSC Vault Home Rule ManualVRE Homeowners
03/04/26Vault Reciprocal ExchangeSCRating SequenceVRE Homeowners
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rate ManualVRE Homeowners
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule ManualVRE Homeowners
03/03/26Vault Reciprocal ExchangeAZAZ Vault Home - Rule 512VRE Homeowners
02/05/26Vault Reciprocal ExchangeUTRule ManualPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTRate ManualPrivate Passenger Auto
02/05/26Vault Reciprocal ExchangeUTTerritory DefinitionsPrivate Passenger Auto
02/02/26Vault Reciprocal ExchangeORRate ManualHome Complete Program
Supporting Documentation
527 docs09/21/26Vault Reciprocal ExchangeIDVRE PEL Statement of VariabilityVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDVRE PEL Form List - ID InitialVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDPCFcklst0122VRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDThird Party AuthorizationVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeID0422PCRcklstVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDActuarial MemorandumVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeID0422PCRcklstVRE Personal Excess Liability
09/21/26Vault Reciprocal ExchangeIDActuarial MemorandumVRE Personal Excess Liability
08/19/26Vault Reciprocal ExchangeOROregon PPA Forms ListVRE Private Passenger
08/19/26Vault Reciprocal ExchangeOR3609 Standards for Motor Vehicle Rates and RulesVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORCover Letter or Explanatory MemorandumVRE Private Passenger
08/19/26Vault Reciprocal ExchangeOR3615 Standards for Motor VehicleVRE Private Passenger
08/19/26Vault Reciprocal ExchangeOR3615 Standards for Motor VehicleVRE Private Passenger
08/19/26Vault Reciprocal ExchangeOR3607 HistogramVRE Private Passenger
08/19/26Vault Reciprocal ExchangeOR3894 Certification of ComplianceVRE Private Passenger
08/19/26Vault Reciprocal ExchangeORThird party filers letter of authorizationVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTActuarial MemorandumVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTActuarial MemorandumVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTAuto Rate Filings-Appendices RequiredVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTActuarial MemorandumVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTChecklist - PL Auto Rate/RuleVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTActuarial MemorandumVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTActuarial MemorandumVRE Private Passenger
08/14/26Vault Reciprocal ExchangeCTChecklist - ActuarialVRE Private Passenger
07/31/26Vault Reciprocal ExchangeORHighlighted/Redline form version if a replaced, amended or similar formsVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeOR3610 Standards for Personal and Commercial LiabilityVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORHighlighted/Redline form version if a replaced, amended or similar formsVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORCover Letter or Explanatory MemorandumVRE Personal Excess Liability
07/31/26Vault Reciprocal ExchangeORCover Letter or Explanatory MemorandumVRE Personal Excess Liability
07/23/26Vault Reciprocal ExchangeMDFiling MemorandumVRE Private Passenger
07/23/26Vault Reciprocal ExchangeMDP&C Third Party Filing AuthorizationVRE Private Passenger
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAAnnotated ComparisonVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMABase Checklist(s) - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMACertification of ComplianceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
07/16/26Vault Reciprocal ExchangeMALetter of AuthorizationVRE Homeowners
07/16/26Vault Reciprocal ExchangeMAActuarial Memorandum and Abstract Form - Property and Casualty InsuranceVRE Homeowners
06/25/26Vault Reciprocal ExchangeTNRate/Rule Filing ChecklistVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNRate Justification for Personal LinesVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNRate Justification for Personal LinesVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNFiling Fees For Property and CasualtyVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNRate/Rule Filing ChecklistVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNFiling Description and Cover LetterVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNMarked Manual PagesVRE Private Passenger
06/25/26Vault Reciprocal ExchangeTNThird Party AuthorizationVRE Private Passenger
06/17/26Vault Reciprocal ExchangeAZFiling Memorandum and Marked PagesVRE Homeowners
06/17/26Vault Reciprocal ExchangeAZ4.0 Homeowners Rate/Rule ChecklistVRE Homeowners