Insurance carrier
Cumberland Group
Currently ranked #304 by filing activity. Activity below is based on admitted P&C product filings from Sep 30, 2025 to Sep 30, 2026.
Rank
#304
Top 500 carrier
Filings
47
09/30/25 to 09/30/26
Companies
2
States
4
State footprint
Latest
Sep 17, 2026
Avg rate increase +0.5%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
8
Companies
2
Avg Impact
+0.5%
Max Increase
+6.9%
Max Decrease
-6.8%
Reported rate impact by state
-6.8% to +0.3%+0.3% to +0.6%+0.6% to +0.9%+0.9% to +6.9%
Rate impact filingsShowing up to 8 filings
05/15/26Cumberland Insurance Company, Inc.MD2026 Maryland Personal AutoRate/Rule+6.9%+25.0%
06/22/26Cumberland Mutual Fire Insurance CompanyDEDE General Liability Loss Costs 11/01/2026Rate/Rule+1.1%+1.6%
06/22/26Cumberland Insurance Company, Inc.DEDE General Liability Loss Costs 11/01/2026Rate/Rule+0.7%+1.6%
03/25/26Cumberland Mutual Fire Insurance CompanyMDMD Personal UmbrellaRate/Rule+0.6%+15.1%
01/30/26Cumberland Mutual Fire Insurance CompanyNJGeneral Liability Rates & Rules 06/01/2026Rate/Rule+0.6%+40.1%
03/24/26Cumberland Mutual Fire Insurance CompanyNJNJ Personal UmbrellaRate/Rule+0.5%+21.2%
03/30/26Cumberland Mutual Fire Insurance CompanyPAPA Personal UmbrellaRate/Rule+0.3%+17.8%
01/30/26Cumberland Insurance Company, Inc.NJGeneral Liability Rates & Rules 06/01/2026Rate/Rule-6.8%+32.1%
product mix by company
Top 5 companies
Cumberland Mutual Fire Insurance Company27 filings
NJ Dwelling Fire Conversion2
DE BOP Loss Costs 03/01/2026 Not Adopting1
DE Commercial Umbrella Multistate Rules and Forms 04/01/271
DE Dwelling Fire Conversion1
DE General Liability Loss Costs 11/01/20261
Cumberland Insurance Company, Inc.20 filings
2026 Maryland Personal Auto1
Commercial Auto 03/01/2026 LC & ILF not adopting1
DE BOP Loss Costs 03/01/2026 Not Adopting1
DE Commecial Auto Experience & Schedule Rating 11/01/20261
DE Commercial Auto ILF 11/01/2026 Not Adopting1
live tape
Recent Documents
Forms
95 docs08/27/26Cumberland Mutual Fire Insurance CompanyDEEGU6854p_0719_InsuredCopy_markedup.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEEGU6854r-InsCopy.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEDFDEC_03_27_Delaware.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEIL_P_054_03_13.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEIL_N_170_01_09.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEIL_N_001_09_03.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECHO11_0215_marked_up.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDL_03_03_27_Fungi_Wet_or_Dry_Rot_or_Bacteria_Exclusion.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDL_07_03_27_Lead_or_Lead_Contamination_Exclusion.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECHO10_0215_markedup.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEDL_N_004_07_14.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDB_01_03_27_Additional_Interests.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEInterlinePolicyJacket_Back2018.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_15_03_27_Water_Back-Up_And_Sump_Discharge_Or_Overflow_Coverage.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_04_03_27_Identity_Fraud_Expense_Coverage.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEInterlinePolicyJacket_Front2018.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_DF_15_03_27_Loss_Assessment_Advisory_Notice_to_Policyholders.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_DP2_CDL01_Important_Notice_of_Policy_Form_Change.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_05_03_27_Amendment_of_Loss_Conditions.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDEIL_P_001_01_04.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDL_02_03_27_Medical_Payments_For_Tenants.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDL_20_03_27_Trust_Endorsement_Liability.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_32_03_27_Specific_Structures_On_The_Described_Location.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_20_03_27_Protective_Devices.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_01_03_27_Property_Coverages.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_31_03_27_Equipment_Breakdown.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_CONDO_CDL01_Important_Notice_of_Policy_Form_Change.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDL_08_03_27_Pollution_and_Asbestos_Exclusion.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDL_04_03_27_Liquid_Fuel_Exclusion.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDB_02_03_27_Condominium_Associations.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDB_03_03_27_Property_And_Liability_Not_Covered.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_02_03_27_Replacement_Cost_Loss_Settlement.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_16_03_27_Service_Line_Coverage_CONV.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_DP1_DL2401_Important_Notice_of_Policy_Form_Change.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_06_03_27_Virus_Contamination_Exclusion.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_13_03_27_Dwelling_Under_Construction.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_DP1_CDL01_Important_Notice_of_Policy_Form_Change.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_DP3_DL2401_Important_Notice_of_Policy_Form_Change.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_DP2_DL2401_Important_Notice_of_Policy_Form_Change.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_DP3_CDL01_Important_Notice_of_Policy_Form_Change.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECHGEND_1019.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_33_03_27_Specific_Structures_Away_from_Described_Location.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDENP_CONDO_DL2401_Important_Notice_of_Policy_Form_Change.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_19_03_27_Trust_Endorsement_Property.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_17_03_27_Service_Line_Coverage_NB.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDL_01_03_27_Personal_Liability-Premises_Only.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_14_03_27_Property_Not_Covered.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_12_03_27_Extended_Replacement_Cost.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_07_03_27_Additional_Insured.pdfDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDECDP_18_03_27_Replacement_Cost-CovC_and_Specified_Building_Items.pdfDE Dwelling Fire Conversion
Rate/Rule
23 docs07/20/26Cumberland Mutual Fire Insurance CompanyMDMSO CD Rates and Exception PagesDwelling Fire
07/20/26Cumberland Mutual Fire Insurance CompanyMDMSO CD Rates and Exception PagesDwelling Fire
07/20/26Cumberland Mutual Fire Insurance CompanyMDRate/Rule ManualDwelling Fire
05/15/26Cumberland Mutual Fire Insurance CompanyMDRate/Rule ManualMaryland Homeowners (2026)
05/15/26Cumberland Mutual Fire Insurance CompanyMDRate/Rule ManualMaryland Homeowners (2026)
05/15/26Cumberland Insurance Company, Inc.MDRate Pages2026 Maryland Personal Auto
05/15/26Cumberland Insurance Company, Inc.MDRate Pages2026 Maryland Personal Auto
04/09/26Cumberland Insurance Company, Inc.PAPA Auto ManualPA Personal Auto Surcharge Threshold 2026
04/09/26Cumberland Insurance Company, Inc.PAPA Auto ManualPA Personal Auto Surcharge Threshold 2026
03/30/26Cumberland Mutual Fire Insurance CompanyPARate ManualPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyPARate ManualPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyNJRate & Rule ManualNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCD Rate PagesNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCD Exception PagesNJ Dwelling Fire Conversion
03/25/26Cumberland Mutual Fire Insurance CompanyMDRate ManualMD Personal Umbrella
03/25/26Cumberland Mutual Fire Insurance CompanyMDRate ManualMD Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJRate ManualNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJRate ManualNJ Personal Umbrella
02/10/26Cumberland Insurance Company, Inc.DEPremium Audit Collection PracticesPremium Audit and Collection Practices
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
Supporting Documentation
33 docs08/27/26Cumberland Mutual Fire Insurance CompanyDESide by Side ComparisonDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyDESide by Side ComparisonDE Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyPAExplanatory MemorandumPA Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyPAPC Form Filing AttestationPA Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyPAFiling Authorization LetterPA Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyMDP&C Third Party Filing AuthorizationMD Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyMDExplanatory MemorandumMD Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyNJSide by Side ComparisonNJ Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyNJSide by Side ComparisonNJ Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyNJSide by Side ComparisonNJ Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyNJSide by Side ComparisonNJ Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ Dwelling Fire Conversion
08/27/26Cumberland Mutual Fire Insurance CompanyNJSide by Side ComparisonNJ Dwelling Fire Conversion
07/20/26Cumberland Mutual Fire Insurance CompanyMDP&C Actuarial JustificationDwelling Fire
07/20/26Cumberland Mutual Fire Insurance CompanyMDCAT Modeling QuestionnaireDwelling Fire
05/15/26Cumberland Mutual Fire Insurance CompanyMDP&C Actuarial JustificationMaryland Homeowners (2026)
05/15/26Cumberland Mutual Fire Insurance CompanyMDCAT Modeling QuestionnaireMaryland Homeowners (2026)
05/15/26Cumberland Insurance Company, Inc.MDP&C Actuarial Justification2026 Maryland Personal Auto
05/15/26Cumberland Insurance Company, Inc.MDP&C Actuarial Justification2026 Maryland Personal Auto
04/21/26Cumberland Mutual Fire Insurance CompanyMDInterline Filings MemoMD Cancel/Nonrenew Form Update 2026
04/09/26Cumberland Insurance Company, Inc.PAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA Personal Auto Surcharge Threshold 2026
04/09/26Cumberland Insurance Company, Inc.PAPC Rate/Rule Filing AttestationPA Personal Auto Surcharge Threshold 2026
03/30/26Cumberland Mutual Fire Insurance CompanyPAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyPAPC Rate/Rule Filing AttestationPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyNJSide by Side ComparisonNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ Dwelling Fire Conversion
03/25/26Cumberland Mutual Fire Insurance CompanyMDP&C Actuarial JustificationMD Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJExposure ExhibitNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ Personal Umbrella
01/30/26Cumberland Mutual Fire Insurance CompanyNJReference Filing Adoption Form and LCM CalculationGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumGeneral Liability Rates & Rules 06/01/2026