Insurance carrier
Cumberland Group
Currently ranked #316 by filing activity. Activity below is based on admitted P&C product filings from Aug 19, 2025 to Aug 19, 2026.
Rank
#316
Top 500 carrier
Filings
45
08/19/25 to 08/19/26
Companies
2
States
4
State footprint
Latest
Aug 7, 2026
Avg rate increase +0.7%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
9
Companies
2
Avg Impact
+0.7%
Max Increase
+6.9%
Max Decrease
-6.8%
Reported rate impact by state
-6.8% to +0.3%+0.3% to +0.6%+0.6% to +1.1%+1.1% to +6.9%
Rate impact filingsShowing up to 9 filings
05/15/26Cumberland Insurance Company, Inc.MD2026 Maryland Personal AutoRate/Rule+6.9%+25.0%
09/19/25Cumberland Mutual Fire Insurance CompanyNJNJ 3/1/2026 Expedited Rate FilingForm/Rate/Rule+2.4%+9.4%
06/22/26Cumberland Mutual Fire Insurance CompanyDEDE General Liability Loss Costs 11/01/2026Rate/Rule+1.1%+1.6%
06/22/26Cumberland Insurance Company, Inc.DEDE General Liability Loss Costs 11/01/2026Rate/Rule+0.7%+1.6%
03/25/26Cumberland Mutual Fire Insurance CompanyMDMD Personal UmbrellaRate/Rule+0.6%+15.1%
01/30/26Cumberland Mutual Fire Insurance CompanyNJGeneral Liability Rates & Rules 06/01/2026Rate/Rule+0.6%+40.1%
03/24/26Cumberland Mutual Fire Insurance CompanyNJNJ Personal UmbrellaRate/Rule+0.5%+21.2%
03/30/26Cumberland Mutual Fire Insurance CompanyPAPA Personal UmbrellaRate/Rule+0.3%+17.8%
01/30/26Cumberland Insurance Company, Inc.NJGeneral Liability Rates & Rules 06/01/2026Rate/Rule-6.8%+32.1%
product mix by company
Top 5 companies
Cumberland Mutual Fire Insurance Company24 filings
Billing Plan Options 01/01/20261
DE BOP Loss Costs 03/01/2026 Not Adopting1
DE General Liability Loss Costs 11/01/20261
DE Inland Marine Not Adopting 10/01/26 Loss Costs1
Dwelling Fire1
Cumberland Insurance Company, Inc.21 filings
2026 Maryland Personal Auto1
Billing Plan Options 01/01/20261
Commercial Auto 03/01/2026 LC & ILF not adopting1
DE BOP Loss Costs 03/01/2026 Not Adopting1
DE Commecial Auto Experience & Schedule Rating 11/01/20261
live tape
Recent Documents
Forms
4 docs04/21/26Cumberland Mutual Fire Insurance CompanyMD(E)GU7012a_042526.pdfMD Cancel/Nonrenew Form Update 2026
04/21/26Cumberland Mutual Fire Insurance CompanyMD(E)GU7012_100419 marked up.pdfMD Cancel/Nonrenew Form Update 2026
04/09/26Cumberland Insurance Company, Inc.PAA-0002_0726_marked up.pdfPA Personal Auto Surcharge Threshold 2026
04/09/26Cumberland Insurance Company, Inc.PAA-0002_0726_final.pdfPA Personal Auto Surcharge Threshold 2026
Rate/Rule
30 docs07/20/26Cumberland Mutual Fire Insurance CompanyMDMSO CD Rates and Exception PagesDwelling Fire
07/20/26Cumberland Mutual Fire Insurance CompanyMDMSO CD Rates and Exception PagesDwelling Fire
07/20/26Cumberland Mutual Fire Insurance CompanyMDRate/Rule ManualDwelling Fire
05/15/26Cumberland Mutual Fire Insurance CompanyMDRate/Rule ManualMaryland Homeowners (2026)
05/15/26Cumberland Mutual Fire Insurance CompanyMDRate/Rule ManualMaryland Homeowners (2026)
05/15/26Cumberland Insurance Company, Inc.MDRate Pages2026 Maryland Personal Auto
05/15/26Cumberland Insurance Company, Inc.MDRate Pages2026 Maryland Personal Auto
04/09/26Cumberland Insurance Company, Inc.PAPA Auto ManualPA Personal Auto Surcharge Threshold 2026
04/09/26Cumberland Insurance Company, Inc.PAPA Auto ManualPA Personal Auto Surcharge Threshold 2026
03/30/26Cumberland Mutual Fire Insurance CompanyPARate ManualPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyPARate ManualPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyNJRate & Rule ManualNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCD Rate PagesNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCD Exception PagesNJ Dwelling Fire Conversion
03/25/26Cumberland Mutual Fire Insurance CompanyMDRate ManualMD Personal Umbrella
03/25/26Cumberland Mutual Fire Insurance CompanyMDRate ManualMD Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJRate ManualNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJRate ManualNJ Personal Umbrella
02/10/26Cumberland Insurance Company, Inc.DEPremium Audit Collection PracticesPremium Audit and Collection Practices
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJLoss Cost Multipliers for the State of New JerseyGeneral Liability Rates & Rules 06/01/2026
09/19/25Cumberland Mutual Fire Insurance CompanyNJRate PagesNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJRate PagesNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJRate PagesNJ 3/1/2026 Expedited Rate Filing
09/17/25Cumberland Mutual Fire Insurance CompanyDEBilling Plan OptionsPL Billing Plan Options 01/01/2026
09/17/25Cumberland Mutual Fire Insurance CompanyDEBilling Plan OptionsPL Billing Plan Options 01/01/2026
09/08/25Cumberland Mutual Fire Insurance CompanyDEBilling Plan OptionsBilling Plan Options 01/01/2026
09/08/25Cumberland Mutual Fire Insurance CompanyDEBilling Plan OptionsBilling Plan Options 01/01/2026
Supporting Documentation
37 docs07/20/26Cumberland Mutual Fire Insurance CompanyMDP&C Actuarial JustificationDwelling Fire
07/20/26Cumberland Mutual Fire Insurance CompanyMDCAT Modeling QuestionnaireDwelling Fire
05/15/26Cumberland Mutual Fire Insurance CompanyMDP&C Actuarial JustificationMaryland Homeowners (2026)
05/15/26Cumberland Mutual Fire Insurance CompanyMDCAT Modeling QuestionnaireMaryland Homeowners (2026)
05/15/26Cumberland Insurance Company, Inc.MDP&C Actuarial Justification2026 Maryland Personal Auto
05/15/26Cumberland Insurance Company, Inc.MDP&C Actuarial Justification2026 Maryland Personal Auto
04/21/26Cumberland Mutual Fire Insurance CompanyMDInterline Filings MemoMD Cancel/Nonrenew Form Update 2026
04/09/26Cumberland Insurance Company, Inc.PAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA Personal Auto Surcharge Threshold 2026
04/09/26Cumberland Insurance Company, Inc.PAPC Rate/Rule Filing AttestationPA Personal Auto Surcharge Threshold 2026
03/30/26Cumberland Mutual Fire Insurance CompanyPAActuarial Explanatory Memorandum & Supporting Exhibits (PC)PA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyPAPC Rate/Rule Filing AttestationPA Personal Umbrella
03/30/26Cumberland Mutual Fire Insurance CompanyNJSide by Side ComparisonNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ Dwelling Fire Conversion
03/30/26Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ Dwelling Fire Conversion
03/25/26Cumberland Mutual Fire Insurance CompanyMDP&C Actuarial JustificationMD Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJExposure ExhibitNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ Personal Umbrella
03/24/26Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ Personal Umbrella
01/30/26Cumberland Mutual Fire Insurance CompanyNJReference Filing Adoption Form and LCM CalculationGeneral Liability Rates & Rules 06/01/2026
01/30/26Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumGeneral Liability Rates & Rules 06/01/2026
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection 6 Response - 10/6/2025NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection Response 12NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJFigure 7 UpdatedNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJISO Loss Cost Filings - Trend ExcerptsNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJPure Premium ChartNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJAOI Curve GraphNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection 1 ResponseNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection 4 Response - 10/6/2025NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection 2 Response - 10/6/2025NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection Response 13NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJFigure 3NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJObjection Response 14NJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJCover LetterNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJExplanatory MemorandumNJ 3/1/2026 Expedited Rate Filing
09/19/25Cumberland Mutual Fire Insurance CompanyNJPalisades FilingNJ 3/1/2026 Expedited Rate Filing
09/17/25Cumberland Mutual Fire Insurance CompanyDEExplanatory MemorandumPL Billing Plan Options 01/01/2026
09/17/25Cumberland Mutual Fire Insurance CompanyDEP&C - State Specific RequirementsPL Billing Plan Options 01/01/2026