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Exclusions

Biometric privacy exclusion wording and examples

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Coverage description

A biometric privacy exclusion limits coverage for claims involving biometric identifiers or biometric information, such as fingerprints, face geometry, voiceprints, or related privacy statutes. These forms address biometric information in different liability coverage contexts.

Coverage classification

Form type
Exclusions
Product lines
Commercial General LiabilityCyber LiabilityEmployment Practices Liability

Compare Biometric privacy exclusion forms

Biometric privacy exclusion forms compared by Intent, Coverage context, What it addresses
FormIntentCoverage contextWhat it addresses

Star Insurance Company

Exclusion - Biometric Identifiers and Biometric Information

ACU 01 03 10 24

Commercial Umbrella and Excess

Excludes claims involving biometric identifiers or information.Commercial umbrella and excess liability.Defines information by reference to a biometric identifier used to identify an individual.

AmGUARD Insurance Company

Exclusion - Biometric Information

GL E019CW 06 25

Commercial General Liability

Excludes injury involving biometric identifiers or information.Commercial general liability, including personal and advertising injury.Addresses collection, use, privacy violations, and failures to obtain consent.

Beazley Insurance Company, Inc.

Biometric Identifiers Exclusion (with Defense Costs Carveout)

E14069 062020 ed.

Management Liability / Employment Practices Liability

Excludes specified biometric identifier claims, investigations and inquiries, with a defense-cost carveout.Management liability, including an amendment to the employment practices coverage section.Preserves defense costs subject to an aggregate limit within the policy limit.

Travelers Casualty and Surety Company of America

Biometric Data Exclusion Endorsement

EP-F-003 Ed. 10-26

Employment Practices Liability

Excludes loss for a claim arising out of a biometric data violation.Employment practices liability.Excepts retaliation claims and deletes the biometric data claim defense-cost limit.

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Notable clauses

“Biometric information means any information, regardless of how it is captured, converted, stored, or shared”

Star Insurance Company · Exclusion - Biometric Identifiers and Biometric Information · ACU 01 03 10 24

Biometric information. The definition ties biometric information to identifying an individual.

“or failure to obtain consent for any of the foregoing”

AmGUARD Insurance Company · Exclusion - Biometric Information · GL E019CW 06 25

Consent. The exclusion expressly addresses failures to obtain consent for listed activities.

“This exclusion does not apply to a Claim for Retaliation.”

Travelers Casualty and Surety Company of America · Biometric Data Exclusion Endorsement · EP-F-003 Ed. 10-26

Retaliation claims. The endorsement expressly excepts retaliation claims from this exclusion.

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Market activity

Matching form records, product lines, state activity, and recent examples for this coverage language.

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Recent records

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Biometric privacy exclusion wording map

Explore clusters of similar wording and outlying forms on the map. Select a point to see the associated forms.

Form group
Biometric privacy exclusion
200 forms on chart / latest Nov 4, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
EXCLUSION – BIOMETRIC INFORMATION
AL 21 94 09 24
87 filings
Starr Indemnity and Liability Company + 1 more
Commercial Package + 1 more
Less common wording
Cyber Incidents - Privacy - and Biometric Data Exclusion Endorsement
ENT E6033CW (10/23)
35 filings
Hiscox Insurance Company Inc.
Other Commercial Inland Marine + 1 more

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Endorsements

Endorsements show how carriers add, limit, exclude, or amend coverage language.

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