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Endorsements

Biometric privacy exclusion in admitted P&C products

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Coverage intent

A biometric privacy exclusion limits coverage for claims involving biometric identifiers or biometric information, such as fingerprints, face geometry, voiceprints, or related privacy statutes.

Coverage impact

Biometric privacy exposure has produced claim activity and state-specific concern. The exclusions show how carriers are drawing boundaries around privacy, employment, and technology liability.

Form similarity

Form groups by coverage intent

FilingFocus converts each form into a numeric representation of its wording. The map compares distance between those representations, so forms with similar intent, not just keywords, appear closer together. This helps show repeated variants, related form families, and outliers.

Form group
Biometric privacy exclusion
720 forms on chart / latest Jun 23, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
EXCLUSION – BIOMETRIC INFORMATION
AL 21 94 09 24
85 filings
Starr Indemnity and Liability Company + 1 more
Commercial Package + 1 more
Less common wording
Cyber Incidents - Privacy - and Biometric Data Exclusion Endorsement
ENT E6033CW (10/23)
35 filings
Hiscox Insurance Company Inc.
Other Commercial Inland Marine + 1 more

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

Matching form records

Recent records

Product submissions

Companies

Sample form language

A representative form excerpt for this topic, with the form number and edition date shown the way insurance teams usually identify versions.

Selected form

Exclusion - Biometric Identifiers and Biometric Information

Form #: ACU 01 03 10 24

Star Insurance Company

Commercial Umbrella and Excess

KY | Jun 15, 2026

This endorsement removes umbrella coverage for injury or damage tied to biometric identifiers and biometric information, including claims connected to how biometric data is collected, retained, disclosed, transmitted, or destroyed.

Biometric information definition

B. For the purposes of this endorsement, the following definitions apply:
...

    b. Biometric information means any information, regardless of how it is captured, converted, stored, or shared, based on an individual's biometric identifier used to identify an individual. Biometric information does not include information derived from items or procedures excluded under the definition of biometric identifiers.

Selected excerpt from this form.

Notable language points

  1. 01Defines biometric information by linking it to a biometric identifier used to identify an individual.
  2. 02Excludes information derived from items or procedures outside the biometric identifier definition.

Related insurance form pages

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