Coverage description
A ransomware endorsement is a filed endorsement that names ransomware and modifies the cyber product without being an exclusion form. Sublimits and coinsurance can change the amount available for ransomware-related loss.
Coverage classification
- Form type
- Endorsements
Compare Ransomware endorsement forms
| Form | Intent | Loss and limit | Conditions |
|---|---|---|---|
Palomar Specialty Insurance CompanyRansomware Sublimit Endorsement PRIME 100PRO 026 11 22 Cyber Liability | Applies a ransomware aggregate sublimit across several cyber insuring agreements. | Limits covered loss and defense expenses tied to ransomware or a ransom payment demand. | The sublimit is part of the policy aggregate limit. |
Corgi Insurance Company, Inc.Ransomware Attack Sublimit and Coinsurance CIC-2-CYB-042 08/2026 Cyber Liability | Applies a ransomware attack sublimit and coinsurance. | Limits loss from ransomware attacks first discovered during the policy period or applicable extended reporting period. | The insured bears the scheduled coinsurance percentage after the deductible. |
Notable clauses
“which is part of, and not in addition to, the Policy Aggregate Limit of Insurance.”
Palomar Specialty Insurance Company · Ransomware Sublimit Endorsement · PRIME 100PRO 026 11 22
Aggregate limit. The sublimit is included within the policy aggregate limit.
“that an Insured must bear once the applicable Deductible has been satisfied”
Corgi Insurance Company, Inc. · Ransomware Attack Sublimit and Coinsurance · CIC-2-CYB-042 08/2026
Coinsurance. The insured bears the scheduled percentage after the deductible.
Market activity
Matching form records, product lines, state activity, and recent examples for this coverage language.
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Recent records
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Insurance forms library
Related insurance form pages
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Related coverage topics
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Artificial intelligence exclusionAn artificial intelligence exclusion limits coverage for claims involving AI systems, generative tools or outputs. Compares four insurers' forms; 47 insurers file it.
Worldwide coverage territoryA worldwide coverage territory endorsement replaces the policy's coverage territory with worldwide wording. Compares Clear Blue and Starr forms; 20 insurers file it.
System failure coverageSystem failure coverage pays income loss and data recovery after an unplanned outage of a covered computer system. Compares two insurers' forms; 33 insurers file it.
Split retroactive dateA split retroactive date endorsement sets different retroactive dates for specified coverages or insuring agreements. Compares two insurers' forms; 45 insurers file it.
More cyber coverage topics
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