Coverage description
An Insurance Services Office (ISO) standard form. A form for recording changes to the umbrella policy, such as the named insured, limits, underlying insurance or premium, with the effective date and any resulting premium change.
How the form has changed
The 09 18 edition updates the layout and capitalization of the form. The items that can be changed are the same as 12 04.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 09 18Sep 2018Latest | 32 | 25 | 5 | May 2022 to Oct 2026 |
| 12 04Dec 2004 | 19 | 11 | 9 | Jun 2022 to Jun 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 02 07.
What the filings show
- Edition in use: in the past 12 months, 9 companies filed the 09 18 edition and 2 companies filed 12 04.
- CU 00 01 (Commercial Liability Umbrella Coverage Form) is filed alongside it most often, in 42 of the same filings (81%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CU 22 40, out of 21 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company | 7 | 3 | 09 18 | Aug 11, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 09 18 | Jun 26, 2026 |
| Nationwide Corporation Group2 group companies filed it, led by Crestbrook Insurance Company and Nationwide Agribusiness Insurance Company | 5 | 1 | 12 04 | Jun 30, 2026 |
| Secura Insurance GroupSECURA Insurance, A Mutual Company | 5 | 1 | 12 04 | May 8, 2024 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 09 18 | Jun 15, 2026 |
| Amtrust Financial Services Group7 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 4 | 2 | 09 18 | Oct 15, 2026 |
| James River GroupFalls Lake National Insurance Company | 3 | 3 | 12 04 | Jan 13, 2023 |
| American European Group2 group companies filed it, led by American European Insurance Company and Rutgers Casualty Ins Co | 2 | 2 | 12 04 | Apr 17, 2023 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company | 2 | 2 | 12 04 | Jun 25, 2024 |
| Liberty Mutual Group2 group companies filed it, led by American States Insurance Company and State Automobile Mutual Insurance Company | 2 | 2 | 02 0709 18 | Aug 18, 2025 |
How the largest insurers handle CU 22 40
Groups among the largest commercial umbrella and excess insurers that filed CU 22 40 or their own version in the past five years.
- Chubb Limited GroupUses CU 22 40 in 1 filing
- Fairfax Financial GroupFiles its own version: ECO-XS-1300 (02-23) Policy Changes (1 state)
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CU 22 40 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CU 00 01Commercial Liability Umbrella Coverage Form42 filings
- CU 21 23Nuclear Energy Liability Exclusion Endorsement40 filings
- CU 24 03Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)40 filings
- CU 21 24Exclusion - Non- Owned Aircraft39 filings
- CU 21 30Cap on Losses From Certified Acts of Terrorism39 filings
- CU 21 04Exclusion - New Entities38 filings
- CU 21 07Contractual Liability Limitation38 filings
- CU 21 16Exclusion - Designated Ongoing Operations38 filings
- CU 21 25Total Pollution Exclusion Endorsement38 filings
- CU 21 43Exclusion - Designated Products38 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 15, 2026 | Security National Insurance Companyand 2 more | CA | 09 18 | UNKP-135059588 |
| Aug 11, 2026 | Philadelphia Indemnity Insurance Company | SC | 09 18 | PHLX-135041545 |
| Jun 30, 2026 | Crestbrook Insurance Companyand 1 more | CO | 12 04 | NWPP-135003098 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 09 18 | CHMU-134995025 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 09 18 | UNFG-134979875 |
| Jun 15, 2026 | Sompo America Insurance Company | CO | 09 18 | SMPJ-134971280 |
| Jun 2, 2026 | Philadelphia Indemnity Insurance Company | IL | 09 18 | PHLX-134967828 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 09 18 | SFCC-134815068 |
| Aug 18, 2025 | American States Insurance Company | WY | 02 07 | LBRC-134640495 |
| Jun 27, 2025 | Church Mutual Insurance Company, S.I. | CO | 09 18 | CHMU-134582751 |
| Jun 27, 2025 | Next Insurance US Company | CA | 09 18 | NXUS-134584662 |
| Jun 26, 2025 | Sompo America Insurance Company | CO | 09 18 | SMPJ-134585643 |
Most filed ISO CU forms
- CU 34 54 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CU 21 86 Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information
- CU 00 05 Exclusion - Violation of Law Addressing Data Privacy
- CU 34 56 Exclusion – Cyber Incident
- CU DS 01 Commercial Liability Umbrella Declarations
- CU 21 88 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)
- CU 34 44 Broad Abuse or Molestation Exclusion
- CU 34 55 Exclusion - Electronic Data - Deletion Of Bodily Injury Exception
- CU 22 37 Motor Carrier Endorsement
- CU 21 87 Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included
- CU 04 02 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion
- CU 04 54 Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.