Coverage description
An Insurance Services Office (ISO) standard form. For colleges or schools, it excludes umbrella coverage for bodily injury arising out of sports or athletic contests or exhibitions that no insured directly manages, organizes or supervises.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 19 edition
Dec 2019, compared with 12 04Latest editionThe exclusion now reaches injury arising out of unsupervised sports, not only injury while practicing or participating.
12 04
“to any person while practicing for or participating”
12 19
“to any person arising out of practicing for or participating”
The exclusion now applies even when claims allege negligent supervision, hiring, employment, training or monitoring of others.
12 04
Not in this edition
12 19
“This exclusion applies even if the claims against any insured allege negligence or other wrongdoing”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 19Dec 2019Latest | 55 | 27 | 20 | Mar 2022 to Aug 2026 |
| 12 04Dec 2004 | 5 | 6 | 3 | Aug 2022 to Mar 2025 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 19.
Where filings record what this form replaced, they name other forms CU 22 20. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 12 companies filed the 12 19 edition.
- CU 21 01 (Exclusion - Athletic Or Sports Participants) is filed alongside it most often, in 61 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CU 22 21, out of 22 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Grinnell Mutual GroupGrinnell Mutual Reinsurance Company | 9 | 9 | 12 19 | Mar 22, 2023 |
| Nationwide Corporation Group3 group companies filed it, led by Nationwide Agribusiness Insurance Company and Crestbrook Insurance Company | 7 | 2 | 12 1912 04 | Jun 30, 2026 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company | 7 | 3 | 12 19 | Aug 11, 2026 |
| Grange Mutual CAS GroupGrange Insurance Company | 6 | 6 | 12 19 | Mar 26, 2024 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 12 19 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 12 19 | Jun 15, 2026 |
| Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company | 2 | 2 | 12 19 | Jun 30, 2026 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company | 2 | 2 | 12 04 | Jun 25, 2024 |
| Insurance Services Office, Inc.Advisory Organization | 2 | 1 | 12 19 | May 23, 2022 |
| Liberty Mutual GroupState Automobile Mutual Insurance Company | 2 | 2 | 12 19 | Mar 10, 2023 |
How the largest insurers handle CU 22 21
Groups among the largest commercial umbrella and excess insurers that filed CU 22 21 or their own version in the past five years.
- Chubb Limited GroupUses CU 22 21 in 1 filing
- Berkshire Hathaway GroupUses CU 22 21 in 1 filing
- Fairfax Financial GroupUses CU 22 21 in 1 filing
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States
Number of filings that include CU 22 21 in each state, Oct 2021 to Aug 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CU 21 01Exclusion - Athletic Or Sports Participants61 filings
- CU 21 08Exclusion - Intercompany Products Suits61 filings
- CU 22 18Optical And Hearing Aid Establishments61 filings
- CU 24 03Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)61 filings
- CU 21 17Exclusion - Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program59 filings
- CU 22 20Pharmacists58 filings
- CU 22 63Pharmacists - Broadened Coverage58 filings
- CU 24 15Fellow Employee Auto Coverage For Designated Employees/Positions55 filings
- CU 24 19Lessor - Additional Insured And Loss Payee54 filings
- CU 34 20Exclusion - All Hazards In Connection With An Electronic Smoking Device, Its Vapor, Component Parts, Equipment And Accessories53 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Aug 11, 2026 | Philadelphia Indemnity Insurance Company | SC | 12 19 | PHLX-135041545 |
| Jul 2, 2026 | Zenith Insurance Company | CA | 12 19 | ZICO-134998423 |
| Jun 30, 2026 | The Medical Protective Companyand 1 more | IL | 12 19 | MDPC-135002488 |
| Jun 30, 2026 | Crestbrook Insurance Companyand 1 more | CO | 12 19 | NWPP-135003098 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 19 | CHMU-134995025 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 12 19 | UNFG-134979875 |
| Jun 15, 2026 | Sompo America Insurance Company | CO | 12 19 | SMPJ-134971280 |
| Jun 2, 2026 | Philadelphia Indemnity Insurance Company | IL | 12 19 | PHLX-134967828 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 19 | SFCC-134815068 |
| Jan 5, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 01 19 | SFBC-134775309 |
| Nov 22, 2025 | The Medical Protective Companyand 1 more | WA | 12 19 | MDPC-134692417 |
| Nov 11, 2025 | Southern Farm Bureau Casualty Insurance Company | LA | 12 19 | SFBC-134733493 |
Most filed ISO CU forms
- CU 34 54 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CU 21 86 Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information
- CU 00 05 Exclusion - Violation of Law Addressing Data Privacy
- CU 34 56 Exclusion – Cyber Incident
- CU DS 01 Commercial Liability Umbrella Declarations
- CU 21 88 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)
- CU 34 44 Broad Abuse or Molestation Exclusion
- CU 34 55 Exclusion - Electronic Data - Deletion Of Bodily Injury Exception
- CU 22 37 Motor Carrier Endorsement
- CU 21 87 Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included
- CU 04 02 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion
- CU 04 54 Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception
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