ISO endorsement · commercial umbrella

CU 04 12 Condominiums, Co-Ops, Associations - Directors And Officers Liability Coverage

Filings
71
latest Aug 11, 2026
Filing companies
34
14 carrier groups
States
24
Latest edition
06 26
most filed: 12 19

Coverage description

An Insurance Services Office (ISO) standard form. It adds claims-made directors and officers liability coverage to the umbrella for the condominium, co-op or association named in the Schedule and its directors and officers, subject to an annual aggregate limit, a retained limit and a retroactive date.

How the form has changed

The 12 19 and 06 26 editions mainly update cross-references, section titles and the form date.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
06 26Jun 2026Latest19218Sep 2025 to Feb 2026
12 19Dec 2019453312May 2022 to Aug 2026
04 13Apr 20131353May 2022 to Jun 2026

What the filings show

  • Edition in use: in the past 12 months, 21 companies filed the 12 19 edition and 3 companies filed 04 13.
  • CU 04 03 (Employee Benefits Liability Coverage) is filed alongside it most often, in 67 of the same filings (94%).

Filed under

Commercial Umbrella & Excess 59Other Liability 7Commercial Interline Filings 2Other other liability 2CMP 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CU 04 12, out of 14 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization211906 2612 1904 13Sep 30, 2025
WR Berkley Corporation Group14 group companies filed it, led by Acadia Insurance Company and Continental Western Insurance Company9112 19Jun 19, 2026
Nationwide Corporation Group3 group companies filed it, led by Nationwide Agribusiness Insurance Company and Crestbrook Insurance Company7204 1312 19Jun 30, 2026
Liberty Mutual GroupState Automobile Mutual Insurance Company6204 1312 19Jun 17, 2026
Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company6212 1906 26Aug 11, 2026
Church Mutual GroupChurch Mutual Insurance Company, S.I.5212 19Jun 26, 2026
Grange Mutual CAS GroupGrange Insurance Company5512 19Mar 26, 2024
Sompo GroupSompo America Insurance Company5112 19Jun 15, 2026
Mountain West Farm GroupMountain West Farm Bureau Mutual Insurance Company2212 19Oct 16, 2023
AU Holding Company GroupContinental Indemnity Company1112 19May 25, 2023

How the largest insurers handle CU 04 12

Groups among the largest commercial umbrella and excess insurers that filed CU 04 12 or their own version in the past five years.

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States

Number of filings that include CU 04 12 in each state, Oct 2021 to Aug 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 2 filingsGA2Oklahoma: 1 filingOK1South Carolina: 2 filingsSC2Arkansas: 0 filingsARMissouri: 0 filingsMOIndiana: 1 filingIN1Louisiana: 0 filingsLAOhio: 1 filingOH1Wisconsin: 1 filingWI1Texas: 0 filingsTXKentucky: 2 filingsKY2Iowa: 0 filingsIAKansas: 1 filingKS1Mississippi: 0 filingsMSNorth Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 0 filingsVAArizona: 1 filingAZ1Pennsylvania: 0 filingsPARhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 1 filingMD1West Virginia: 1 filingWV1Utah: 0 filingsUTWyoming: 2 filingsWY2Delaware: 0 filingsDENew Mexico: 0 filingsNMColorado: 35 filingsCO35Connecticut: 0 filingsCTMaine: 1 filingME1North Dakota: 1 filingND1Illinois: 0 filingsILMinnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 0 filingsNYMassachusetts: 1 filingMA1Washington: 1 filingWA1Oregon: 1 filingOR1Vermont: 0 filingsVTCalifornia: 8 filingsCA8Nevada: 3 filingsNV3Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CU 04 03Employee Benefits Liability Coverage67 filings
  • CU 22 20Pharmacists – Limited Professional Services Coverage (formerly titled Pharmacists)53 filings
  • CU 22 63Pharmacists – Broadened Professional Services Coverage (formerly titled Pharmacists – Broadened Coverage)53 filings
  • CU 34 22Cannabis Exclusion50 filings
  • CU 34 23Cannabis Exclusion With Hemp Exception50 filings
  • CU 34 24Cannabis Exclusion With Hemp And Lessors Risk Exceptions50 filings
  • CU 00 01Commercial Liability Umbrella Coverage Form49 filings
  • CU 21 15Exclusion – Financial Services49 filings
  • CU 22 94Professional Liability Exclusion – Computer, Telecommunication, Electronic Data Or Internet Services (formerly titled Professional Liability Exclusion – Electronic Data Processing Services And Computer Consulting Or Programming Services)49 filings
  • CU 24 30Amendment of Insured Contract Definition49 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Aug 11, 2026Philadelphia Indemnity Insurance CompanySC12 19PHLX-135041545
Jun 30, 2026Crestbrook Insurance Companyand 1 moreCO12 1904 13NWPP-135003098
Jun 26, 2026Church Mutual Insurance Company, S.I.CO12 19CHMU-134995025
Jun 19, 2026Acadia Insurance Companyand 4 moreCO12 19BNIC-134992811
Jun 19, 2026Berkley Casualty Companyand 8 moreCO12 19BNIC-134992815
Jun 19, 2026Addison Insurance Companyand 1 moreCO12 19UNFG-134979875
Jun 17, 2026State Automobile Mutual Insurance CompanyCO04 13STAT-134984544
Jun 15, 2026Sompo America Insurance CompanyCO12 19SMPJ-134971280
Feb 17, 2026Safety National Casualty CorporationCO06 26SFCC-134815068
Sep 30, 2025Insurance Services Office, Inc.GA06 2612 19ISOF-134687840
Sep 15, 2025Insurance Services Office, Inc.ME06 26ISOF-134664767
Sep 15, 2025Insurance Services Office, Inc.MD06 26ISOF-134664768

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