Coverage description
An Insurance Services Office (ISO) standard form. It adds claims-made directors and officers liability coverage to the umbrella for the condominium, co-op or association named in the Schedule and its directors and officers, subject to an annual aggregate limit, a retained limit and a retroactive date.
How the form has changed
The 12 19 and 06 26 editions mainly update cross-references, section titles and the form date.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 26Jun 2026Latest | 19 | 2 | 18 | Sep 2025 to Feb 2026 |
| 12 19Dec 2019 | 45 | 33 | 12 | May 2022 to Aug 2026 |
| 04 13Apr 2013 | 13 | 5 | 3 | May 2022 to Jun 2026 |
What the filings show
- Edition in use: in the past 12 months, 21 companies filed the 12 19 edition and 3 companies filed 04 13.
- CU 04 03 (Employee Benefits Liability Coverage) is filed alongside it most often, in 67 of the same filings (94%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CU 04 12, out of 14 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 21 | 19 | 06 2612 1904 13 | Sep 30, 2025 |
| WR Berkley Corporation Group14 group companies filed it, led by Acadia Insurance Company and Continental Western Insurance Company | 9 | 1 | 12 19 | Jun 19, 2026 |
| Nationwide Corporation Group3 group companies filed it, led by Nationwide Agribusiness Insurance Company and Crestbrook Insurance Company | 7 | 2 | 04 1312 19 | Jun 30, 2026 |
| Liberty Mutual GroupState Automobile Mutual Insurance Company | 6 | 2 | 04 1312 19 | Jun 17, 2026 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company | 6 | 2 | 12 1906 26 | Aug 11, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 12 19 | Jun 26, 2026 |
| Grange Mutual CAS GroupGrange Insurance Company | 5 | 5 | 12 19 | Mar 26, 2024 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 12 19 | Jun 15, 2026 |
| Mountain West Farm GroupMountain West Farm Bureau Mutual Insurance Company | 2 | 2 | 12 19 | Oct 16, 2023 |
| AU Holding Company GroupContinental Indemnity Company | 1 | 1 | 12 19 | May 25, 2023 |
How the largest insurers handle CU 04 12
Groups among the largest commercial umbrella and excess insurers that filed CU 04 12 or their own version in the past five years.
- Chubb Limited GroupUses CU 04 12 in 1 filing
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States
Number of filings that include CU 04 12 in each state, Oct 2021 to Aug 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CU 04 03Employee Benefits Liability Coverage67 filings
- CU 22 20Pharmacists – Limited Professional Services Coverage (formerly titled Pharmacists)53 filings
- CU 22 63Pharmacists – Broadened Professional Services Coverage (formerly titled Pharmacists – Broadened Coverage)53 filings
- CU 34 22Cannabis Exclusion50 filings
- CU 34 23Cannabis Exclusion With Hemp Exception50 filings
- CU 34 24Cannabis Exclusion With Hemp And Lessors Risk Exceptions50 filings
- CU 00 01Commercial Liability Umbrella Coverage Form49 filings
- CU 21 15Exclusion – Financial Services49 filings
- CU 22 94Professional Liability Exclusion – Computer, Telecommunication, Electronic Data Or Internet Services (formerly titled Professional Liability Exclusion – Electronic Data Processing Services And Computer Consulting Or Programming Services)49 filings
- CU 24 30Amendment of Insured Contract Definition49 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Aug 11, 2026 | Philadelphia Indemnity Insurance Company | SC | 12 19 | PHLX-135041545 |
| Jun 30, 2026 | Crestbrook Insurance Companyand 1 more | CO | 12 1904 13 | NWPP-135003098 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 19 | CHMU-134995025 |
| Jun 19, 2026 | Acadia Insurance Companyand 4 more | CO | 12 19 | BNIC-134992811 |
| Jun 19, 2026 | Berkley Casualty Companyand 8 more | CO | 12 19 | BNIC-134992815 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 12 19 | UNFG-134979875 |
| Jun 17, 2026 | State Automobile Mutual Insurance Company | CO | 04 13 | STAT-134984544 |
| Jun 15, 2026 | Sompo America Insurance Company | CO | 12 19 | SMPJ-134971280 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 06 26 | SFCC-134815068 |
| Sep 30, 2025 | Insurance Services Office, Inc. | GA | 06 2612 19 | ISOF-134687840 |
| Sep 15, 2025 | Insurance Services Office, Inc. | ME | 06 26 | ISOF-134664767 |
| Sep 15, 2025 | Insurance Services Office, Inc. | MD | 06 26 | ISOF-134664768 |
Most filed ISO CU forms
- CU 34 54 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CU 21 86 Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information
- CU 00 05 Exclusion - Violation of Law Addressing Data Privacy
- CU 34 56 Exclusion – Cyber Incident
- CU DS 01 Commercial Liability Umbrella Declarations
- CU 21 88 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)
- CU 34 44 Broad Abuse or Molestation Exclusion
- CU 34 55 Exclusion - Electronic Data - Deletion Of Bodily Injury Exception
- CU 22 37 Motor Carrier Endorsement
- CU 21 87 Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included
- CU 04 02 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion
- CU 04 54 Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception
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