CG 34 92 Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits

An Insurance Services Office (ISO) standard form. It applies separate each cyber incident occurrence and aggregate limits to bodily injury and property damage caused by a cyber incident under the owners and contractors protective and products/completed operations coverage parts, and excludes cyber incident response expenses.

1. 12 25 edition

   Dec 2025, compared with 12 23Latest edition

   • The endorsement now states that the cyber incident exclusion in the Products/Completed Operations Liability Coverage Form does not apply to the coverage it provides.

     12 23

     Not in this edition

     12 25

     “of the Products/Completed Operations Liability Coverage Form does not apply”

Where filings record what this form replaced, they name earlier edition 12 23. Only some filings record replacements.

• Edition in use: in the past 12 months, 13 companies filed the 12 23 edition and 8 companies filed 12 25.
• The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 13 companies in 37 states so far.
• CG 04 25 (Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits) is filed alongside it most often, in 130 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupFiles its own version: LD-385888 Cyber Incident Liability Coverage Subject to Each Cyber Incident Occurrence and Aggregate Limits (25 states)

• CG 04 25Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits130 filings
• CG 04 37Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion130 filings
• CG 34 97Exclusion - Cyber Incident130 filings
• CG 04 71Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception128 filings
• CG 04 95Cyber Incident Liability Coverage And Loss Of Electronic Data Liability Coverage Subject To Loss Of Electronic Data, Each Cyber Incident Occurrence And Aggregate Limits128 filings
• CG 21 08Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)124 filings
• CG 40 35Exclusion - Cyber Incident124 filings
• CG 21 06Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information122 filings
• CG 00 69Exclusion - Violation Of Law Addressing Data Privacy119 filings
• CG 33 53Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information88 filings