Coverage description
An Insurance Services Office (ISO) standard form. It covers bodily injury and property damage caused by a cyber incident, and loss of electronic data resulting from physical injury to tangible property, under Coverage A, each subject to scheduled limits. Cyber response costs are excluded.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 25Dec 2025Latest | 45 | 14 | 38 | Jul 2024 to Jun 2026 |
| 12 23Dec 2023 | 88 | 52 | 47 | Feb 2023 to Oct 2026 |
Where filings record what this form replaced, they name earlier edition 12 23. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 12 companies filed the 12 23 edition and 8 companies filed 12 25.
- The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 14 companies in 38 states so far.
- CG 04 25 (Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits) is filed alongside it most often, in 132 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 04 95, out of 19 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 80 | 43 | 12 2312 25 | Apr 9, 2025 |
| Nationwide Corporation Group10 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 11 | 11 | 12 23 | Nov 22, 2023 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 5 | 3 | 12 23 | Oct 6, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 5 | 1 | 12 2312 25 | Jun 15, 2026 |
| Southern Trust Insurance Company | 5 | 3 | 12 23 | Jun 24, 2026 |
| Liberty Mutual Group10 group companies filed it, led by Employers Insurance Company of Wausau and LM Insurance Corporation | 4 | 3 | 12 2512 23 | May 19, 2026 |
| Sompo GroupSompo America Insurance Company | 3 | 1 | 12 23 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 3 | 1 | 12 23 | Feb 17, 2026 |
| American International Group10 group companies filed it, led by AIG Assurance Company and AIG Property Casualty Company | 2 | 1 | 12 23 | Feb 7, 2024 |
| Amtrust Financial Services Group7 group companies filed it, led by AmTrust Insurance Company of Kansas, Inc. and CorePointe Insurance Company | 2 | 1 | 12 23 | Oct 9, 2023 |
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States
Number of filings that include CG 04 95 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 04 25Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits132 filings
- CG 04 37Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion132 filings
- CG 04 71Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception130 filings
- CG 34 92Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits128 filings
- CG 34 97Exclusion - Cyber Incident128 filings
- CG 21 08Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)125 filings
- CG 21 06Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information123 filings
- CG 40 35Exclusion - Cyber Incident123 filings
- CG 00 69Exclusion - Violation Of Law Addressing Data Privacy121 filings
- CG 33 53Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information88 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 12 23 | CNAB-135091690 |
| Jun 30, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 23 | CNAB-135005337 |
| Jun 24, 2026 | Southern Trust Insurance Company | GA | 12 23 | STTR-134864949 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 23 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 2512 23 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 23 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 23 | MRTN-134978902 |
| May 19, 2026 | Employers Insurance Company of Wausauand 5 more | KY | 12 25 | LWCM-134952492 |
| May 15, 2026 | Employers Insurance Company of Wausauand 5 more | NM | 12 25 | LWCM-134951490 |
| May 14, 2026 | Employers Insurance Company of Wausauand 5 more | CO | 12 25 | LWCM-134945757 |
| Mar 25, 2026 | SiriusPoint America Insurance Company | CO | 12 25 | MRTN-134759782 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 23 | CNAB-134872676 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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