CG 33 53 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information

An Insurance Services Office (ISO) standard form. It excludes bodily injury and property damage arising out of any access to or disclosure of confidential or personal material or information, including notification, monitoring, forensic, data restoration and extortion costs, under OCP and products-completed operations coverage parts.

1. 12 23 edition

   Dec 2023, compared with 05 14Latest edition

   • The exclusion no longer addresses loss of, damage to or inability to access electronic data. It now covers only access to or disclosure of confidential or personal material or information.

     05 14

     “corruption of, inability to access, or inability to manipulate electronic data”

     12 23

     “arising out of any access to or disclosure of any person's or organization's confidential or personal material or information”

   • Biometric information is now listed among the types of protected information.

     05 14

     Not in this edition

     12 23

     “Health information, biometric information”

   • The list of excluded costs now includes identity monitoring, data restoration and extortion expenses.

     05 14

     “claimed for notification costs, credit monitoring expenses”

     12 23

     “data restoration expenses, extortion expenses”

1 other edition date appears in one or two filings each, often carrier-specific versions: 09 24.

• Edition in use: in the past 12 months, 15 companies filed the 05 14 edition and 14 companies filed 12 23.
• CG 21 06 (Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information) is filed alongside it most often, in 168 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupFiles its own version: CB CG 210078 Exclusion – Access To Or Disclosure Of Confidential Or Personal Material Or Information (5 states)
• Fairfax Financial GroupUses CG 33 53 in 1 filing

• CG 21 06Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information168 filings
• CG 04 37Electronic Data Liability162 filings
• CG 21 08Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)148 filings
• CG 33 59Exclusion - Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability - Limited Bodily Injury Exception Not Included127 filings
• CG 33 63Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information126 filings
• CG 21 07Exclusion - Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability - Limited Bodily Injury Exception Not Included124 filings
• CG 04 71Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception120 filings
• CG 24 56Excess Insurance Provision - Order Of Response - When You Are An Additional Insured On Other Insurance95 filings
• CG 21 85Exclusion - Electronic Data - Deletion Of Bodily Injury Exception92 filings
• CG 34 97Exclusion - Cyber Incident92 filings