CG 33 63 Exclusion - Acess, Disclosure Or Unauthorized Use Of Electronic Data

An Insurance Services Office (ISO) standard form. It excludes loss of electronic data under the electronic data liability coverage part arising out of access to or disclosure of confidential or personal material or information, including notification, monitoring, forensic, restoration and extortion costs.

1. 12 23 edition

   Dec 2023, compared with 05 14Latest edition

   • The exclusion no longer separately excludes theft or unauthorized use, corruption or deletion of electronic data by a named insured, employee, temporary worker or volunteer worker.

     05 14

     “Theft or unauthorized viewing, copying, use, corruption, manipulation or deletion”

     12 23

     Removed

   • Biometric information is added to the listed types of confidential or personal information.

     05 14

     Not in this edition

     12 23

     “Health information, biometric information”

   • The exclusion now also applies to identity monitoring, data restoration and extortion expenses.

     05 14

     “credit monitoring expenses, forensic expenses, public relations expenses or any other loss”

     12 23

     “data restoration expenses, extortion expenses”

Filed by one company only: 05 15 (4 filings).

• Edition in use: in the past 12 months, 23 companies filed the 05 14 edition and 7 companies filed 12 23.
• The 05 15 edition appears only in filings from one company (4 filings in 1 state since May 29, 2022), which suggests a carrier-specific version.
• CG 21 06 (Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - with Limited Bodily Injury Exception) is filed alongside it most often, in 164 of the same filings (94%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Fairfax Financial GroupUses CG 33 63 in 1 filing

• CG 21 06Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - with Limited Bodily Injury Exception164 filings
• CG 21 08Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only)158 filings
• CG 04 37Electronic Data Liability157 filings
• CG 33 53Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information126 filings
• CG 21 07Exclusion - Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability - Limited Bodily Injury Exception Not Included112 filings
• CG 04 71Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception110 filings
• CG 24 56Excess Insurance Provision - Order Of Response - When You Are An Additional Insured On Other Insurance98 filings
• CG 33 59Exclusion - Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability - Limited Bodily Injury Exception Not Included98 filings
• CG 34 97Exclusion - Cyber Incident96 filings
• CG 21 85Exclusion - Electronic Data - Deletion Of Bodily Injury Exception95 filings