CG 04 71 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception

An Insurance Services Office (ISO) standard form. It covers loss of electronic data that results from physical injury to tangible property under Coverage A, subject to a separate Loss of Electronic Data Limit, without the limited bodily injury exception.

1. 12 23 edition

   Dec 2023, compared with 12 19

   • The electronic data exclusion no longer also excludes access to or disclosure of confidential or personal information.

     12 19

     “that does not result from physical injury to tangible property”

     12 23

     “Damages arising out of the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate "electronic data".”

   • The endorsement no longer adds the access or disclosure of confidential or personal information exclusion to Coverage B.

     12 19

     “"Personal and advertising injury" arising out of any access to or disclosure of any person”

     12 23

     Removed

   • A new exclusion removes coverage for bodily injury or property damage arising out of a cyber incident.

     12 19

     Not in this edition

     12 23

     “Cyber Incident "Bodily injury" or "property damage" arising out of a "cyber incident".”

1 other edition date appears in one or two filings each, often carrier-specific versions: 10/1/2020.

Where filings record what this form replaced, they name earlier edition 12 23. Only some filings record replacements.

• Edition in use: in the past 12 months, 15 companies filed the 12 19 edition and 12 companies filed 12 23.
• The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 14 companies in 38 states so far.
• CG 04 37 (Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion) is filed alongside it most often, in 167 of the same filings (84%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Berkshire Hathaway GroupUses CG 04 71 in 1 filing
• Fairfax Financial GroupUses CG 04 71 in 1 filing

• CG 04 37Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion167 filings
• CG 21 06Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information162 filings
• CG 21 08Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)160 filings
• CG 04 25Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits132 filings
• CG 04 95Cyber Incident Liability Coverage And Loss Of Electronic Data Liability Coverage Subject To Loss Of Electronic Data, Each Cyber Incident Occurrence And Aggregate Limits130 filings
• CG 34 97Exclusion - Cyber Incident129 filings
• CG 34 92Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits128 filings
• CG 40 35Exclusion - Cyber Incident124 filings
• CG 21 66Exclusion – Volunteer Workers As Insureds122 filings
• CG 00 69Exclusion - Violation Of Law Addressing Data Privacy121 filings