CG 04 25 Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits

An Insurance Services Office (ISO) standard form. It covers bodily injury and property damage caused by a cyber incident under Coverage A, subject to separate each cyber incident occurrence and aggregate limits, and excludes notification, monitoring, forensic and similar cyber response costs.

Where filings record what this form replaced, they name earlier edition 12 23. Only some filings record replacements.

• Edition in use: in the past 12 months, 13 companies filed the 12 23 edition and 8 companies filed 12 25.
• The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 14 companies in 38 states so far.
• CG 04 37 (Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion) is filed alongside it most often, in 134 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupFiles its own version: LD-385888 Cyber Incident Liability Coverage Subject to Each Cyber Incident Occurrence and Aggregate Limits (25 states)

• CG 04 37Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion134 filings
• CG 04 71Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception132 filings
• CG 04 95Cyber Incident Liability Coverage And Loss Of Electronic Data Liability Coverage Subject To Loss Of Electronic Data, Each Cyber Incident Occurrence And Aggregate Limits132 filings
• CG 34 92Cyber Incident Liability Coverage Subject To Each Cyber Incident Occurrence And Aggregate Limits130 filings
• CG 34 97Exclusion - Cyber Incident130 filings
• CG 21 08Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)127 filings
• CG 21 06Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information125 filings
• CG 40 35Exclusion - Cyber Incident125 filings
• CG 00 69Exclusion - Violation Of Law Addressing Data Privacy122 filings
• CG 33 53Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information90 filings