Coverage description
An Insurance Services Office (ISO) standard form. It excludes windstorm or hail at the locations in the schedule, including rain, snow, sand or dust damage that would not have happened without it, and removes windstorm or hail from the specified causes of loss.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 07 13Jul 2013Latest | 51 | 33 | 25 | Apr 2022 to Oct 2026 |
Where filings record what this form replaced, they name other forms BP 10 58, BP 99 49, BP 99 112, VP 14 84. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 07 13 edition.
- BP 14 04 (Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement) is filed alongside it most often, in 34 of the same filings (67%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 14 84, out of 22 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Frankenmuth Group2 group companies filed it, led by Frankenmuth Mutual Insurance Company and Patriot Insurance Company | 11 | 11 | 07 13 | Jun 24, 2024 |
| Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company | 8 | 8 | 07 13 | Apr 9, 2024 |
| Berkshire Hathaway Group4 group companies filed it, led by AmGUARD Insurance Company and NorGUARD Insurance Company | 5 | 4 | 07 13 | Jul 4, 2026 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 07 13 | Dec 6, 2024 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 3 | 3 | 07 13 | Aug 28, 2026 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 3 | 3 | 07 13 | Oct 1, 2026 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company | 2 | 2 | 07 13 | Jun 25, 2024 |
| Mountain West Farm GroupMountain West Farm Bureau Mutual Insurance Company | 2 | 2 | 07 13 | Nov 17, 2022 |
| Brookfield Reins Limited GroupFarm Family Casualty Insurance Company | 1 | 1 | 07 13 | Jun 3, 2025 |
| CM Select Insurance Company | 1 | 1 | 07 13 | Apr 17, 2025 |
How the largest insurers handle BP 14 84
Groups among the largest businessowners insurers that filed BP 14 84 or their own version in the past five years.
- Chubb Limited GroupFiles its own version: CB AWA66 30 Windstorm or Hail Exclusion (1 state)
- Tokio Marine Holdings Incorporated GroupUses BP 14 84 in 1 filing
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States
Number of filings that include BP 14 84 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 14 04Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement34 filings
- BP 00 03Businessowners Coverage Form33 filings
- BP 04 02Additional Insured - Managers or Lessors of Premises33 filings
- BP 04 06Additional Insured - Controlling Interest33 filings
- BP 04 09Additional Insured - Mortgagee, Assignee or Receiver33 filings
- BP 04 10Additional Insured - Owners or Other Interests from Whom Land Has Been Leased33 filings
- BP 04 41Business Income Changes - Time Period33 filings
- BP 04 47Additional Insured - Vendors33 filings
- BP 04 48Additional Insured - Designated Person or Organization33 filings
- BP 04 07Additional Insured- State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations Relating to Premises32 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 1, 2026 | Accredited Surety and Casualty Company, Inc. | PA | 07 13 | VPSI-134969305 |
| Sep 28, 2026 | Accredited Surety and Casualty Company, Inc. | NC | 07 13 | VPSI-135105135 |
| Sep 15, 2026 | Accredited Surety and Casualty Company, Inc. | MD | 07 13 | VPSI-134969100 |
| Aug 28, 2026 | Jewelers Mutual Insurance Company | CA | 07 13 | JMIC-135046937 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 07 13 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 07 13 | JMIC-135013506 |
| Jul 4, 2026 | The Medical Protective Companyand 1 more | IL | 07 13 | MDPC-135004347 |
| May 5, 2026 | Next Insurance US Company | CA | 07 13 | NXUS-134864137 |
| Oct 24, 2025 | AmGUARD Insurance Company | IL | 07 13 | AMGD-G134715678 |
| Oct 24, 2025 | AmGUARD Insurance Company | PA | 07 13 | AMGD-G134716003 |
| Sep 11, 2025 | Graphic Arts Mutual Insurance Companyand 4 more | GA | 07 13 | UTCX-134669069 |
| Aug 22, 2025 | Cameron National Insurance Company | KS | 07 13 | BMUT-134648356 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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