ISO exclusion · businessowners

BP 14 84 Windstorm or Hail Exclusion

Filings
51
latest Oct 1, 2026
Filing companies
33
22 carrier groups
States
25
Latest edition
07 13
Jul 2013

Coverage description

An Insurance Services Office (ISO) standard form. It excludes windstorm or hail at the locations in the schedule, including rain, snow, sand or dust damage that would not have happened without it, and removes windstorm or hail from the specified causes of loss.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
07 13Jul 2013Latest513325Apr 2022 to Oct 2026

Where filings record what this form replaced, they name other forms BP 10 58, BP 99 49, BP 99 112, VP 14 84. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 5 companies filed the 07 13 edition.
  • BP 14 04 (Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement) is filed alongside it most often, in 34 of the same filings (67%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include BP 14 84, out of 22 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Frankenmuth Group2 group companies filed it, led by Frankenmuth Mutual Insurance Company and Patriot Insurance Company111107 13Jun 24, 2024
Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company8807 13Apr 9, 2024
Berkshire Hathaway Group4 group companies filed it, led by AmGUARD Insurance Company and NorGUARD Insurance Company5407 13Jul 4, 2026
Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company3307 13Dec 6, 2024
Jewelers Mutual GroupJewelers Mutual Insurance Company3307 13Aug 28, 2026
Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc.3307 13Oct 1, 2026
Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company2207 13Jun 25, 2024
Mountain West Farm GroupMountain West Farm Bureau Mutual Insurance Company2207 13Nov 17, 2022
Brookfield Reins Limited GroupFarm Family Casualty Insurance Company1107 13Jun 3, 2025
CM Select Insurance Company1107 13Apr 17, 2025

How the largest insurers handle BP 14 84

Groups among the largest businessowners insurers that filed BP 14 84 or their own version in the past five years.

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States

Number of filings that include BP 14 84 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 5 filingsGA5Oklahoma: 0 filingsOKSouth Carolina: 1 filingSC1Arkansas: 0 filingsARMissouri: 1 filingMO1Indiana: 3 filingsIN3Louisiana: 0 filingsLAOhio: 3 filingsOH3Wisconsin: 3 filingsWI3Texas: 0 filingsTXKentucky: 2 filingsKY2Iowa: 0 filingsIAKansas: 1 filingKS1Mississippi: 1 filingMS1North Carolina: 1 filingNC1Nebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 1 filingNH1Virginia: 1 filingVA1Arizona: 0 filingsAZPennsylvania: 3 filingsPA3Rhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 1 filingMD1West Virginia: 0 filingsWVUtah: 1 filingUT1Wyoming: 1 filingWY1Delaware: 0 filingsDENew Mexico: 1 filingNM1Colorado: 0 filingsCOConnecticut: 0 filingsCTMaine: 1 filingME1North Dakota: 0 filingsNDIllinois: 7 filingsIL7Minnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 0 filingsWAOregon: 0 filingsORVermont: 1 filingVT1California: 7 filingsCA7Nevada: 0 filingsNVHawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • BP 14 04Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement34 filings
  • BP 00 03Businessowners Coverage Form33 filings
  • BP 04 02Additional Insured - Managers or Lessors of Premises33 filings
  • BP 04 06Additional Insured - Controlling Interest33 filings
  • BP 04 09Additional Insured - Mortgagee, Assignee or Receiver33 filings
  • BP 04 10Additional Insured - Owners or Other Interests from Whom Land Has Been Leased33 filings
  • BP 04 41Business Income Changes - Time Period33 filings
  • BP 04 47Additional Insured - Vendors33 filings
  • BP 04 48Additional Insured - Designated Person or Organization33 filings
  • BP 04 07Additional Insured- State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations Relating to Premises32 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 1, 2026Accredited Surety and Casualty Company, Inc.PA07 13VPSI-134969305
Sep 28, 2026Accredited Surety and Casualty Company, Inc.NC07 13VPSI-135105135
Sep 15, 2026Accredited Surety and Casualty Company, Inc.MD07 13VPSI-134969100
Aug 28, 2026Jewelers Mutual Insurance CompanyCA07 13JMIC-135046937
Jul 21, 2026Jewelers Mutual Insurance CompanyNM07 13JMIC-134988770
Jul 21, 2026Jewelers Mutual Insurance CompanyIL07 13JMIC-135013506
Jul 4, 2026The Medical Protective Companyand 1 moreIL07 13MDPC-135004347
May 5, 2026Next Insurance US CompanyCA07 13NXUS-134864137
Oct 24, 2025AmGUARD Insurance CompanyIL07 13AMGD-G134715678
Oct 24, 2025AmGUARD Insurance CompanyPA07 13AMGD-G134716003
Sep 11, 2025Graphic Arts Mutual Insurance Companyand 4 moreGA07 13UTCX-134669069
Aug 22, 2025Cameron National Insurance CompanyKS07 13BMUT-134648356

Most filed ISO BP forms

All Businessowners (ISO BP) forms

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