ISO exclusion · commercial general liability

CG 40 50 Exclusion – Punitive Damages

Filings
80
latest Oct 21, 2026
Filing companies
56
18 carrier groups
States
42
including DC
Latest edition
01 26
Jan 2026

Coverage description

An Insurance Services Office (ISO) standard form. It excludes multiple, exemplary and punitive damages under the general liability coverage parts it is attached to.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
01 26Jan 2026Latest805642Jul 2025 to Oct 2026

What the filings show

  • Edition in use: in the past 12 months, 56 companies filed the 01 26 edition.
  • CG 40 47 (Exclusion – Generative Artificial Intelligence) is filed alongside it most often, in 79 of the same filings (99%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 40 50, out of 18 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization424101 26Sep 10, 2026
Grange Mutual CAS Group6 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company101001 26Jun 3, 2026
Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Assurance Company7501 26Jun 11, 2026
Liberty Mutual Group10 group companies filed it, led by American Fire and Casualty Company and Ohio Security Insurance Company4401 26Oct 21, 2026
Amtrust Financial Services Group7 group companies filed it, led by AmTrust Insurance Company of Kansas, Inc. and CorePointe Insurance Company2201 26Mar 17, 2026
Chubb Limited Group9 group companies filed it, led by ACE American Insurance Company and ACE Fire Underwriters Insurance Company2201 26Oct 5, 2026
Oregon Mutual GroupOregon Mutual Insurance Company2201 26May 20, 2026
BCBS OF MI GroupStar Insurance Company1101 26Dec 2, 2025
Brethren Mutual Insurance Company1101 26Apr 30, 2026
Everest Reins Holdings Group3 group companies filed it, led by Everest Denali Insurance Company and Everest National Insurance Company1101 26Dec 19, 2025

How the largest insurers handle CG 40 50

Groups among the largest commercial general liability insurers that filed CG 40 50 or their own version in the past five years.

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States

Number of filings that include CG 40 50 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 3 filingsGA3Oklahoma: 1 filingOK1South Carolina: 2 filingsSC2Arkansas: 1 filingAR1Missouri: 1 filingMO1Indiana: 2 filingsIN2Louisiana: 1 filingLA1Ohio: 2 filingsOH2Wisconsin: 2 filingsWI2Texas: 1 filingTX1Kentucky: 3 filingsKY3Iowa: 2 filingsIA2Kansas: 1 filingKS1Mississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 2 filingsVA2Arizona: 1 filingAZ1Pennsylvania: 2 filingsPA2Rhode Island: 0 filingsRIMichigan: 1 filingMI1Alaska: 1 filingAK1District of Columbia: 1 filingDC1Idaho: 2 filingsID2Maryland: 1 filingMD1West Virginia: 2 filingsWV2Utah: 0 filingsUTWyoming: 1 filingWY1Delaware: 0 filingsDENew Mexico: 7 filingsNM7Colorado: 8 filingsCO8Connecticut: 1 filingCT1Maine: 1 filingME1North Dakota: 1 filingND1Illinois: 6 filingsIL6Minnesota: 1 filingMN1New Jersey: 1 filingNJ1New York: 0 filingsNYMassachusetts: 1 filingMA1Washington: 4 filingsWA4Oregon: 2 filingsOR2Vermont: 2 filingsVT2California: 1 filingCA1Nevada: 1 filingNV1Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 40 47Exclusion – Generative Artificial Intelligence79 filings
  • CG 40 49Exclusion – Human Trafficking77 filings
  • CG 00 70Exclusion – War76 filings
  • CG 40 48Exclusion – Generative Artificial Intelligence (Coverage B Only)76 filings
  • CG 40 51Exclusion – Assault Or Battery75 filings
  • CG 00 73Exclusion – War74 filings
  • CG 24 13Amendment Of Personal And Advertising Injury Definition74 filings
  • CG 35 08Exclusion – Generative Artificial Intelligence74 filings
  • CG 99 11Condition – Litigation Funding Mutual Disclosure74 filings
  • CG 00 71Exclusion – War73 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 21, 2026Employers Insurance Company of Wausauand 5 moreGA01 26LWCM-135126823
Oct 5, 2026PENN MILLERS INSURANCE COMPANYVT01 26ACEH-135109753
Sep 10, 2026Insurance Services Office, Inc.IL01 26ISOF-G135083825
Aug 20, 2026HDI Global Insurance CompanyHI01 26GRLL-135045644
Jun 18, 2026Sompo America Insurance CompanyCO01 26SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM01 26BEAC-134983795
Jun 11, 2026Allied Insurance Company of Americaand 6 moreKY01 26NWPP-G134906724
Jun 11, 2026Nationwide Agribusiness Insurance CompanyNM01 26NWPP-G134980253
Jun 9, 2026Nationwide Agribusiness Insurance CompanyCO01 26NWPP-G134980225
Jun 3, 2026Grange Indemnity Insurance Companyand 2 moreKY01 26GRAE-134916831
May 20, 2026Grange Indemnity Insurance Companyand 2 moreGA01 26GRAE-134915643
May 20, 2026Grange Indemnity Insurance Companyand 2 moreIL01 26GRAE-134915968

Most filed ISO CG forms

All Commercial General Liability (ISO CG) forms

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