Coverage description
An Insurance Services Office (ISO) standard form. It excludes bodily injury, property damage and personal and advertising injury arising from human trafficking by anyone, from any insured's efforts to prevent or suppress it, and from negligent hiring, supervision or retention of a person whose conduct is excluded.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 01 26Jan 2026Latest | 117 | 60 | 49 | Jul 2025 to Oct 2026 |
What the filings show
- Edition in use: in the past 12 months, 60 companies filed the 01 26 edition.
- CG 40 47 (Exclusion – Generative Artificial Intelligence) is filed alongside it most often, in 117 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 40 49, out of 19 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 44 | 44 | 01 26 | Apr 21, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 36 | 36 | 01 26 | Jul 16, 2026 |
| Grange Mutual CAS Group6 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 10 | 10 | 01 26 | Jun 3, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Assurance Company | 7 | 5 | 01 26 | Jun 11, 2026 |
| Liberty Mutual Group10 group companies filed it, led by American Fire and Casualty Company and Ohio Security Insurance Company | 3 | 3 | 01 26 | Oct 21, 2026 |
| Amtrust Financial Services Group7 group companies filed it, led by AmTrust Insurance Company of Kansas, Inc. and CorePointe Insurance Company | 2 | 2 | 01 26 | Mar 17, 2026 |
| Chubb Limited Group9 group companies filed it, led by ACE American Insurance Company and ACE Fire Underwriters Insurance Company | 2 | 2 | 01 26 | Oct 5, 2026 |
| Oregon Mutual GroupOregon Mutual Insurance Company | 2 | 2 | 01 26 | May 20, 2026 |
| BCBS OF MI GroupStar Insurance Company | 1 | 1 | 01 26 | Dec 2, 2025 |
| Everest Reins Holdings Group3 group companies filed it, led by Everest Denali Insurance Company and Everest National Insurance Company | 1 | 1 | 01 26 | Dec 19, 2025 |
How the largest insurers handle CG 40 49
Groups among the largest commercial general liability insurers that filed CG 40 49 or their own version in the past five years.
- Chubb Limited GroupUses CG 40 49 in 1 filing
- Travelers GroupFiles its own version: CG D9 6806 25 Exclusion - Human Trafficking (19 states)
- Berkshire Hathaway GroupFiles its own version: GL E097CW Exclusion - Human Trafficking (7 states)
- WR Berkley Corporation GroupFiles its own version: L508 Exclusion - Human Trafficking (1 state)
See more forms
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States
Number of filings that include CG 40 49 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 40 47Exclusion – Generative Artificial Intelligence117 filings
- CG 00 70Exclusion – War99 filings
- CG 40 48Exclusion – Generative Artificial Intelligence (Coverage B Only)79 filings
- CG 00 73Exclusion – War77 filings
- CG 24 13Amendment Of Personal And Advertising Injury Definition77 filings
- CG 35 08Exclusion – Generative Artificial Intelligence77 filings
- CG 40 50Exclusion – Punitive Damages77 filings
- CG 40 51Exclusion – Assault Or Battery77 filings
- CG 00 71Exclusion – War76 filings
- CG 35 09Exclusion – Assault Or Battery75 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 21, 2026 | Employers Insurance Company of Wausauand 5 more | GA | 01 26 | LWCM-135126823 |
| Oct 5, 2026 | PENN MILLERS INSURANCE COMPANY | VT | 01 26 | ACEH-135109753 |
| Aug 20, 2026 | HDI Global Insurance Company | HI | 01 26 | GRLL-135045644 |
| Jul 16, 2026 | Accelerant National Insurance Company | TX | 01 26 | SPRO-G134933521 |
| Jul 15, 2026 | Accelerant National Insurance Company | LA | 01 26 | SPRO-G134920032 |
| Jul 10, 2026 | Accelerant National Insurance Company | WV | 01 26 | SPRO-G134920066 |
| Jul 6, 2026 | Accelerant National Insurance Company | KS | 01 26 | SPRO-G134920031 |
| Jul 6, 2026 | Accelerant National Insurance Company | VT | 01 26 | SPRO-G134920062 |
| Jul 2, 2026 | Accelerant National Insurance Company | OK | 01 26 | SPRO-G134920053 |
| Jul 2, 2026 | Accelerant National Insurance Company | SD | 01 26 | SPRO-G134920059 |
| Jul 1, 2026 | Accelerant National Insurance Company | MO | 01 26 | SPRO-G134920039 |
| Jul 1, 2026 | Accelerant National Insurance Company | ND | 01 26 | SPRO-G134920051 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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