ISO exclusion · commercial general liability

CG 40 47 Exclusion – Generative Artificial Intelligence

Filings
240
latest Oct 23, 2026
Filing companies
78
27 carrier groups
States
49
including DC
Latest edition
01 26
Jan 2026

Coverage description

An Insurance Services Office (ISO) standard form. It excludes bodily injury, property damage, and personal and advertising injury arising out of generative artificial intelligence, defined as machine learning systems trained on data that can create content such as text, images, audio, video or code.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
01 26Jan 2026Latest2407849Jul 2025 to Oct 2026

What the filings show

  • Edition in use: in the past 12 months, 78 companies filed the 01 26 edition.
  • CG 00 70 (Exclusion - War) is filed alongside it most often, in 120 of the same filings (50%).

Filed under

Commercial General Liability 89Commercial Package 85Other other liability 32Other Liability 32Completed Operations 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 40 47, out of 27 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Berkshire Hathaway Group3 group companies filed it, led by United States Liability Insurance Company and U.S. Underwriters Insurance Company853601 26Oct 7, 2026
Insurance Services Office, Inc.Advisory Organization444401 26Apr 21, 2026
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company373701 26Jul 16, 2026
Donegal Group6 group companies filed it, led by Donegal Mutual Insurance Company and Atlantic States Insurance Company181801 26Jan 15, 2026
Grange Mutual CAS Group6 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company101001 26Jun 3, 2026
Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Assurance Company7501 26Jun 11, 2026
Guideone Insurance Group4 group companies filed it, led by GuideOne Mutual Insurance Company and GuideOne Specialty Mutual Insurance Company5401 26Oct 23, 2026
Liberty Mutual Group10 group companies filed it, led by American Fire and Casualty Company and Ohio Security Insurance Company4401 26Oct 21, 2026
MGI Holdings GroupAmerican Summit Insurance Company4401 26Jun 2, 2026
Pekin Insurance GroupPekin Insurance Company4401 26Sep 15, 2026

How the largest insurers handle CG 40 47

Groups among the largest commercial general liability insurers that filed CG 40 47 or their own version in the past five years.

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States

Number of filings that include CG 40 47 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 6 filingsTN6Alabama: 4 filingsAL4Florida: 0 filingsFLGeorgia: 8 filingsGA8Oklahoma: 5 filingsOK5South Carolina: 6 filingsSC6Arkansas: 4 filingsAR4Missouri: 5 filingsMO5Indiana: 7 filingsIN7Louisiana: 2 filingsLA2Ohio: 7 filingsOH7Wisconsin: 6 filingsWI6Texas: 2 filingsTX2Kentucky: 6 filingsKY6Iowa: 5 filingsIA5Kansas: 11 filingsKS11Mississippi: 5 filingsMS5North Carolina: 6 filingsNC6Nebraska: 3 filingsNE3South Dakota: 4 filingsSD4Montana: 4 filingsMT4New Hampshire: 4 filingsNH4Virginia: 8 filingsVA8Arizona: 1 filingAZ1Pennsylvania: 6 filingsPA6Rhode Island: 4 filingsRI4Michigan: 1 filingMI1Alaska: 1 filingAK1District of Columbia: 1 filingDC1Idaho: 5 filingsID5Maryland: 5 filingsMD5West Virginia: 3 filingsWV3Utah: 6 filingsUT6Wyoming: 1 filingWY1Delaware: 4 filingsDE4New Mexico: 13 filingsNM13Colorado: 10 filingsCO10Connecticut: 5 filingsCT5Maine: 4 filingsME4North Dakota: 4 filingsND4Illinois: 13 filingsIL13Minnesota: 2 filingsMN2New Jersey: 2 filingsNJ2New York: 0 filingsNYMassachusetts: 9 filingsMA9Washington: 8 filingsWA8Oregon: 4 filingsOR4Vermont: 3 filingsVT3California: 1 filingCA1Nevada: 4 filingsNV4Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 00 70Exclusion - War120 filings
  • CG 40 49Exclusion – Human Trafficking117 filings
  • CG 35 08Exclusion – Generative Artificial Intelligence99 filings
  • CG 00 73Exclusion – War97 filings
  • CG 00 71Exclusion – War95 filings
  • CG 00 75Exclusion – War93 filings
  • CG 40 48Exclusion – Generative Artificial Intelligence (Coverage B Only)88 filings
  • CG 40 50Exclusion – Punitive Damages79 filings
  • CG 24 13Amendment Of Personal And Advertising Injury Definition78 filings
  • CG 40 51Exclusion – Assault Or Battery78 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 23, 2026GuideOne America Insurance Companyand 3 moreMS01 26GDEA-135120470
Oct 23, 2026GuideOne Mutual Insurance Companyand 1 moreVA01 26GDEA-135120473
Oct 21, 2026Employers Insurance Company of Wausauand 5 moreGA01 26LWCM-135126823
Oct 13, 2026GuideOne America Insurance Companyand 3 moreGA01 26GDEA-135119258
Oct 13, 2026GuideOne Mutual Insurance Companyand 1 moreNC01 26GDEA-135120471
Oct 13, 2026GuideOne Mutual Insurance Companyand 1 moreNC01 26GDEA-135121766
Oct 7, 2026United States Liability Insurance CompanyMD01 26USLI-135079258
Oct 7, 2026United States Liability Insurance CompanyMD01 26USLI-135079328
Oct 5, 2026PENN MILLERS INSURANCE COMPANYVT01 26ACEH-135109753
Sep 23, 2026U.S. Underwriters Insurance CompanyVA01 26USLI-135097153
Sep 15, 2026Pekin Insurance CompanyIL01 26PKNS-135089930
Sep 15, 2026Pekin Insurance CompanyIN01 26PKNS-135089931

Most filed ISO CG forms

All Commercial General Liability (ISO CG) forms

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