Coverage description
An Insurance Services Office (ISO) standard form. It gives each scheduled location its own liquor liability aggregate limit, equal to the policy aggregate, for injury that can be attributed only to that location, while other claims reduce the policy aggregate.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 13Apr 2013Latest | 123 | 61 | 28 | Nov 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 12 19.
What the filings show
- Edition in use: in the past 12 months, 21 companies filed the 04 13 edition.
- CG 24 06 (Liquor Liability - Bring Your Own Alcohol Establishments) is filed alongside it most often, in 113 of the same filings (90%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 25 14, out of 34 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 16 | 16 | 04 13 | Jan 4, 2023 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 04 1312 19 | Jan 15, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 04 13 | Feb 12, 2025 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 7 | 4 | 04 13 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 04 13 | Jun 15, 2026 |
| Hastings Mutual Insurance Company | 6 | 5 | 04 13 | Oct 29, 2022 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 5 | 2 | 04 13 | Dec 8, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 04 13 | Jun 26, 2026 |
| OLD Republic Group2 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company | 5 | 1 | 04 13 | May 11, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 04 13 | Jun 18, 2026 |
How the largest insurers handle CG 25 14
Groups among the largest commercial general liability insurers that filed CG 25 14 or their own version in the past five years.
- WR Berkley Corporation GroupUses CG 25 14 in 1 filing
- Fairfax Financial GroupUses CG 25 14 in 2 filings
See more forms
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States
Number of filings that include CG 25 14 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 24 06Liquor Liability - Bring Your Own Alcohol Establishments113 filings
- CG 21 06Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - with Limited Bodily Injury Exception109 filings
- CG 21 45Exclusion - Damage to Premises Rented to You109 filings
- CG 22 70Real Estate Property Managed108 filings
- CG 21 35Exclusion - Coverage C - Medical Payments107 filings
- CG 21 09Exclusion - Unmanned Aircraft106 filings
- CG 24 13Amendment of Personal and Advertising Injury Definition106 filings
- CG 21 39Contractual Liability Limitation105 filings
- CG 21 49Total Pollution Exclusion Endorsement105 filings
- CG 21 50Amendment of Liquor Liability Exclusion105 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 04 13 | STNA-135128706 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 04 13 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 04 13 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 04 13 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 04 13 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 04 13 | ZICO-134965759 |
| Jun 1, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 04 13 | COPP-134966665 |
| May 11, 2026 | BITCO General Insurance Corporationand 1 more | CO | 04 13 | LDDX-134937506 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 04 13 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 04 13 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 04 13 | SFCC-134814522 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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