Coverage description
An Insurance Services Office (ISO) standard form. Owners and contractors protective liability coverage form that covers the named insured for bodily injury and property damage arising from operations performed for it by the designated contractor at the location shown, or from its own general supervision of that work.
How the form has changed
4 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
04 13 edition
Apr 2013, compared with 10 01Latest editionThe war exclusion now applies to injury or damage however caused that arises directly or indirectly from war, warlike action by a military force, or insurrection and similar acts.
10 01
“due to war, whether or not declared, or any act or condition incident to war”
04 13
“Warlike action by a military force”
A new exclusion removes coverage for damages from loss of, damage to or inability to access electronic data, except liability for bodily injury.
10 01
Not in this edition
04 13
“Damages arising out of the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data”
The pollution exclusion exception for bodily injury from smoke or fumes from building equipment now also covers equipment used to cool or dehumidify the building or heat water.
10 01
“caused by smoke, fumes, vapor or soot from equipment used to heat that building”
04 13
“equipment that is used to heat, cool or dehumidify the building”
The auto definition now includes any other land vehicle subject to a compulsory or financial responsibility law where it is licensed or garaged, so such vehicles are not mobile equipment.
10 01
Not in this edition
04 13
“Any other land vehicle that is subject to a compulsory or financial responsibility law”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 13Apr 2013Latest | 88 | 56 | 22 | Nov 2021 to Jun 2026 |
| 10 01Oct 2001 | 4 | 2 | 4 | Feb 2023 to Mar 2024 |
2 other edition dates appear in one or two filings each, often carrier-specific versions: 12 07, 01 96.
What the filings show
- Edition in use: in the past 12 months, 15 companies filed the 04 13 edition.
- CG 22 70 (Real Estate Property Managed) is filed alongside it most often, in 89 of the same filings (95%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jun 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 00 09, out of 36 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 17 | 17 | 04 13 | Jan 4, 2023 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Insurance Company of America | 8 | 3 | 04 13 | Feb 12, 2025 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel American Insurance Company | 5 | 3 | 04 1312 07 | Jul 10, 2023 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 04 13 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 04 13 | Feb 17, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 2 | 04 13 | Dec 8, 2025 |
| Axis Capital GroupAXIS Insurance Company | 4 | 1 | 04 13 | Apr 11, 2025 |
| Clear Blue Financial GroupClear Blue Insurance Company | 3 | 2 | 04 13 | Nov 12, 2025 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 10 01 | Mar 26, 2024 |
| Starr GroupStarr Indemnity and Liability Company | 3 | 3 | 04 13 | Sep 8, 2025 |
How the largest insurers handle CG 00 09
Groups among the largest commercial general liability insurers that filed CG 00 09 or their own version in the past five years.
- Fairfax Financial GroupUses CG 00 09 in 1 filing
See more forms
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States
Number of filings that include CG 00 09 in each state, Oct 2021 to Jun 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 22 70Real Estate Property Managed89 filings
- CG 21 39Contractual Liability Limitation83 filings
- CG 21 42Exclusion - Explosion, Collapse, and Underground Property Damage Hazard (Specified Operations)82 filings
- CG 21 50Amendment of Liquor Liability Exclusion82 filings
- CG 21 51Amendment of Liquor Liability Exclusion - Exception for Scheduled Premises or Activities82 filings
- CG 00 01Commercial General Liability Coverage Form81 filings
- CG 21 45Exclusion - Damage to Premises Rented to You80 filings
- CG 21 96Silica or Silica- Related Dust Exclusion80 filings
- CG 28 07Principals Protective Liability Coverage80 filings
- CG 33 70Silica or Silica- Related Dust Exclusion79 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jun 18, 2026 | Sompo America Insurance Company | CO | 04 13 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 04 13 | BEAC-134983795 |
| Jun 1, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 04 13 | COPP-134966665 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 04 13 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 04 13 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 04 13 | SFCC-134814522 |
| Feb 6, 2026 | Crum and Forster Indemnity Company | CA | 04 13 | CRUM-134831877 |
| Dec 9, 2025 | Universal North America Insurance Company | SC | 04 13 | UNAC-134760136 |
| Dec 8, 2025 | Accelerant National Insurance Company | CA | 04 13 | MRTN-134722366 |
| Nov 12, 2025 | Clear Blue Insurance Company | CA | 04 13 | MRTN-134668825 |
| Sep 8, 2025 | Starr Indemnity and Liability Company | CA | 04 13 | AUTH-134647369 |
| Aug 15, 2025 | Clear Blue Insurance Company | SC | 04 13 | FCGA-134640444 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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