CR 04 05 Inside The Premises - Theft Of Other Property

An Insurance Services Office (ISO) standard form. It adds coverage for theft of other property inside the premises and for damage to the premises from an actual or attempted theft, with exclusions for inventory shortages, vehicles, vandalism, fire and voluntary parting with property.

1. 06 22 edition

   Jun 2022, compared with 08 13Latest edition

   • The endorsement no longer sets a $5,000 per occurrence limit for precious metals, stones, pearls, furs, manuscripts, drawings or records.

     08 13

     “We will only pay up to $5000 for any one”

     06 22

     Removed

   • The voluntary parting exclusion now applies when you are induced by a fraudulent or dishonest act, not only a dishonest act.

     08 13

     Not in this edition

     06 22

     “fraudulent or dishonest act to voluntarily part”

2. 08 13 edition

   Aug 2013, compared with 08 07

   • The exclusion for property surrendered outside the premises because of a threat now covers any threat, not only the listed ones, and adds threats to disclose confidential or personal information of others.

     08 07

     “As a result of a threat to do bodily harm to any person”

     08 13

     “As a result of a threat including, but not limited to”

• Edition in use: in the past 12 months, 4 companies filed the 06 22 edition.
• CR 00 21 (Commercial Crime Coverage Form (Loss Sustained Form)) is filed alongside it most often, in 53 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• CR 00 21Commercial Crime Coverage Form (Loss Sustained Form)53 filings
• CR 04 11Guests' Property53 filings
• CR 35 13Exclude Designated Premises53 filings
• CR 20 14Loss Payable52 filings
• CR 35 01Exclude Specified Property52 filings
• CR 04 06Inside the Premises - Robbery of a Watchperson or Burglary of Other Property51 filings
• CR 04 07Inside the Premises - Robbery of a Custodian or Safe Burglary of Money and Securities51 filings
• CR 20 28Add Protective Devices or Services51 filings
• CR 35 14Reduce Limit of Insurance for Designated Premises51 filings
• CR 35 24Increase Limit Of Insurance For Specified Periods51 filings