Coverage description
An Insurance Services Office (ISO) standard form. Declarations page for a commercial crime policy, showing the insurer, named insured, policy period, limit and deductible for each insuring agreement, endorsements, and any prior insurance being cancelled.
How the form has changed
The 06 22 edition adds lines for the ERISA plan official dishonesty, employee theft of clients' property, forgery of payment card instruments and fraudulent impersonation insuring agreements, plus entries for coverages added by endorsement.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 22Jun 2022Latest | 124 | 21 | 46 | Feb 2022 to May 2026 |
| 08 13Aug 2013 | 10 | 6 | 6 | Dec 2021 to May 2025 |
Where filings record what this form replaced, they name earlier edition CR DS 02 0813 and other forms CR DS 01. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 2 companies filed the 06 22 edition.
- CRDS01 (Crime and Fidelity Coverage Part Declarations (Commercial Entities)) is filed alongside it most often, in 129 of the same filings (96%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to May 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CR DS 02, out of 16 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Fairfax Financial Group3 group companies filed it, led by United States Fire Insurance Company and The North River Insurance Company | 50 | 42 | 06 22 | Jun 18, 2025 |
| Berkshire Hathaway GroupAmGUARD Insurance Company | 34 | 34 | 06 22 | May 19, 2022 |
| Fcci Mutual Insurance Group4 group companies filed it, led by FCCI Insurance Company and National Trust Insurance Company | 17 | 17 | 06 22 | Feb 27, 2025 |
| Insurance Services Office, Inc.Advisory Organization | 10 | 10 | 06 22 | May 2, 2024 |
| WR Berkley Corporation Group2 group companies filed it, led by StarNet Insurance Company and Intrepid Casualty Company | 5 | 3 | 08 1306 22 | Nov 7, 2023 |
| Church Mutual GroupCM Regent Insurance Company | 4 | 3 | 08 1306 22 | Jan 10, 2025 |
| BCBS OF MI Group2 group companies filed it, led by Accident Fund Insurance Company of America and United Wisconsin Insurance Company | 2 | 1 | 06 22 | Jun 11, 2025 |
| MGI Holdings GroupAmerican Summit Insurance Company | 2 | 2 | 08 13 | Jan 29, 2024 |
| OBS Holdings Group2 group companies filed it, led by Obsidian Insurance Company and Obsidian Pacific Insurance Company | 2 | 1 | 06 2208 13 | May 26, 2026 |
| Universal Insurance Company GroupUniversal North America Insurance Company | 2 | 2 | 06 22 | Dec 26, 2025 |
How the largest insurers handle CR DS 02
Groups among the largest commercial crime and fidelity insurers that filed CR DS 02 or their own version in the past five years.
- Zurich Insurance GroupFiles its own version: EM 35 65 Commercial Crime Policy Declarations (30 states)
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CR DS 02 in each state, Oct 2021 to May 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CRDS01Crime and Fidelity Coverage Part Declarations (Commercial Entities)129 filings
- CRDS05Commercial Fidelity and Forgery Policy Declarations93 filings
- CRDS03Crime and Fidelity Coverage Part Declarations (Government Entities)71 filings
- CRDS04Government Crime Policy Declarations71 filings
- CRDS08Government Fidelity and Forgery Policy Declarations71 filings
- CR 00 21Commercial Crime Coverage Form (Loss Sustained Form)23 filings
- CR 07 30Exclusion Of Terrorism22 filings
- CR 00 23Commercial Crime Policy (Loss Sustained Form)20 filings
- CR 00 29Commercial Fidelity And Forgery Policy (Loss Sustained Form)20 filings
- CR 04 01Employee Theft Of Clients' Property20 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| May 26, 2026 | Obsidian Insurance Company | WA | 06 22 | REGU-134921663 |
| Dec 26, 2025 | Universal North America Insurance Company | SC | 06 22 | UNAC-134780228 |
| Dec 17, 2025 | Universal North America Insurance Company | NV | 06 22 | UNAC-134774841 |
| Jun 18, 2025 | Crum and Forster Indemnity Companyand 2 more | HI | 06 22 | CRUM-134324049 |
| Jun 11, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 06 22 | ACCD-G134496426 |
| Jun 11, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 06 22 | ACCD-G134496799 |
| May 15, 2025 | GuideOne Mutual Insurance Company | CA | 08 13 | GDEA-134517010 |
| Apr 11, 2025 | AXIS Insurance Company | CO | 06 22 | AXSS-G134488954 |
| Feb 27, 2025 | FCCI Insurance Companyand 2 more | GA | 06 22 | FCCS-134439125 |
| Jan 10, 2025 | CM Regent Insurance Company | OH | 06 22 | CHMU-134375317 |
| Nov 4, 2024 | Pennsylvania Insurance Company | LA | 06 22 | APPU-134306922 |
| Sep 27, 2024 | Obsidian Pacific Insurance Company | WA | 08 13 | REGU-G134239555 |
Most filed ISO CR forms
- CR DS 01 Crime And Fidelity Coverage Part Declarations (Commercial Entities
- CR 04 08 Employee Theft – Name Or Position Schedule
- CR 04 01 Employee Theft Of Clients' Property
- CR DS 05 Commercial Fidelity And Forgery Policy Declarations
- CR 20 33 Excess Over Underlying Insurance
- CR 00 21 Commercial Crime Coverage Form (Loss Sustained Form)
- CR DS 04 Government Crime Policy Declarations
- CR 25 09 Include Volunteer Workers As Employees
- CR 20 08 Convert To An Aggregate Limit Of Insurance
- CR 25 41 Include Designated Persons Or Classes Of Persons As Employees
- CR 20 42 Exclude Digital Tokens And Other Electronic Instruments
- CR 00 25 Government Crime Coverage Form (Loss Sustained Form)
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.