Coverage description
An Insurance Services Office (ISO) standard form. Declarations page for the crime and fidelity coverage part for commercial entities, listing the insuring agreements purchased with their limits and deductibles, endorsements, and cancellation of prior insurance.
How the form has changed
The 06 22 edition updates the list of insuring agreements to match the revised crime coverage form, such as fraudulent impersonation. The declarations add no coverage wording of their own.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 22Jun 2022Latest | 165 | 22 | 47 | Feb 2022 to Dec 2025 |
| 08 13Aug 2013 | 13 | 7 | 6 | Dec 2021 to May 2025 |
Filed by one company only: 10 23 (Celina Group, 3 filings).
Where filings record what this form replaced, they name earlier edition CR DS 01 0813 and other forms CR DS 1. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 1 company filed the 06 22 edition.
- The 10 23 edition appears only in filings from Celina Group (3 filings in 3 states since Jul 28, 2023), which suggests a carrier-specific version.
- CRDS02 (Commercial Crime Policy Declarations) is filed alongside it most often, in 129 of the same filings (71%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Dec 2025, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CR DS 01, out of 19 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Fairfax Financial Group3 group companies filed it, led by United States Fire Insurance Company and The North River Insurance Company | 50 | 42 | 06 22 | Jun 18, 2025 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 46 | 43 | 06 2208 13 | Jun 12, 2024 |
| Berkshire Hathaway GroupAmGUARD Insurance Company | 33 | 33 | 06 22 | May 19, 2022 |
| Fcci Mutual Insurance Group4 group companies filed it, led by FCCI Insurance Company and National Trust Insurance Company | 17 | 17 | 06 22 | Feb 27, 2025 |
| Insurance Services Office, Inc.Advisory Organization | 10 | 10 | 06 22 | May 2, 2024 |
| Church Mutual GroupCM Regent Insurance Company | 4 | 3 | 08 1306 22 | Jan 10, 2025 |
| Celina GroupThe Celina Mutual Insurance Company | 3 | 3 | 10 23 | Aug 3, 2023 |
| WR Berkley Corporation Group2 group companies filed it, led by Intrepid Casualty Company and StarNet Insurance Company | 3 | 1 | 08 13 | Oct 16, 2023 |
| Amerisure Company Group2 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY | 2 | 1 | 06 22 | Apr 29, 2024 |
| BCBS OF MI Group2 group companies filed it, led by Accident Fund Insurance Company of America and United Wisconsin Insurance Company | 2 | 1 | 06 22 | Jun 11, 2025 |
How the largest insurers handle CR DS 01
Groups among the largest commercial crime and fidelity insurers that filed CR DS 01 or their own version in the past five years.
- AXA Insurance GroupFiles its own version: XIT 000 Crime and Fidelity Coverage Part Declarations (Commercial Entities) (42 states)
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CR DS 01 in each state, Oct 2021 to Dec 2025. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CRDS02Commercial Crime Policy Declarations129 filings
- CRDS05Commercial Fidelity and Forgery Policy Declarations93 filings
- CRDS03Crime and Fidelity Coverage Part Declarations (Government Entities)71 filings
- CRDS04Government Crime Policy Declarations71 filings
- CRDS08Government Fidelity and Forgery Policy Declarations71 filings
- ILDS00Common Policy Declarations49 filings
- CPDS00Commercial Property Coverage Part Declarations Page38 filings
- CGDS02Owners and Contractors Protective Liability Declarations37 filings
- CADS03Business Auto Declarations36 filings
- CMDS02Advisory Commercial Inland Marine Declarations36 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Dec 26, 2025 | Universal North America Insurance Company | SC | 06 22 | UNAC-134780228 |
| Dec 17, 2025 | Universal North America Insurance Company | NV | 06 22 | UNAC-134774841 |
| Jun 18, 2025 | Crum and Forster Indemnity Companyand 2 more | HI | 06 22 | CRUM-134324049 |
| Jun 11, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 06 22 | ACCD-G134496426 |
| Jun 11, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 06 22 | ACCD-G134496799 |
| May 15, 2025 | GuideOne Mutual Insurance Company | CA | 08 13 | GDEA-134517010 |
| Apr 11, 2025 | AXIS Insurance Company | CO | 06 22 | AXSS-G134488954 |
| Feb 27, 2025 | FCCI Insurance Companyand 2 more | GA | 06 22 | FCCS-134439125 |
| Jan 10, 2025 | CM Regent Insurance Company | OH | 06 22 | CHMU-134375317 |
| Nov 4, 2024 | Pennsylvania Insurance Company | LA | 06 22 | APPU-134306922 |
| Aug 29, 2024 | Crum and Forster Indemnity Companyand 2 more | GA | 06 22 | CRUM-134228527 |
| Jun 12, 2024 | Accelerant National Insurance Company | CO | 06 22 | MRTN-134131004 |
Most filed ISO CR forms
- CR DS 02 Commercial Crime Policy Declarations
- CR 04 08 Employee Theft – Name Or Position Schedule
- CR 04 01 Employee Theft Of Clients' Property
- CR DS 05 Commercial Fidelity And Forgery Policy Declarations
- CR 20 33 Excess Over Underlying Insurance
- CR 00 21 Commercial Crime Coverage Form (Loss Sustained Form)
- CR DS 04 Government Crime Policy Declarations
- CR 25 09 Include Volunteer Workers As Employees
- CR 20 08 Convert To An Aggregate Limit Of Insurance
- CR 25 41 Include Designated Persons Or Classes Of Persons As Employees
- CR 20 42 Exclude Digital Tokens And Other Electronic Instruments
- CR 00 25 Government Crime Coverage Form (Loss Sustained Form)
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.