Coverage description
An Insurance Services Office (ISO) standard form. Declarations for the commercial fidelity and forgery policy, showing the insurer, named insured, policy period, the limit and deductible for each fidelity and forgery insuring agreement, endorsements, and any prior policies being cancelled.
How the form has changed
The 06 22 edition renames the declarations and updates the list of insuring agreements and the entries shown. These are schedule changes; the coverage itself is set by the policy form.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 22Jun 2022Latest | 87 | 18 | 44 | Feb 2022 to Dec 2025 |
| 08 13Aug 2013 | 6 | 3 | 4 | Dec 2021 to Oct 2023 |
Where filings record what this form replaced, they name earlier edition CR DS 05 0813. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 1 company filed the 06 22 edition.
- CRDS01 (Crime and Fidelity Coverage Part Declarations (Commercial Entities)) is filed alongside it most often, in 93 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Dec 2025, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CR DS 05, out of 12 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Fairfax Financial Group3 group companies filed it, led by United States Fire Insurance Company and The North River Insurance Company | 50 | 42 | 06 22 | Jun 18, 2025 |
| Fcci Mutual Insurance Group4 group companies filed it, led by FCCI Insurance Company and National Trust Insurance Company | 17 | 17 | 06 22 | Feb 27, 2025 |
| Insurance Services Office, Inc.Advisory Organization | 10 | 10 | 06 22 | May 2, 2024 |
| Church Mutual GroupCM Regent Insurance Company | 4 | 3 | 08 1306 22 | Jan 10, 2025 |
| WR Berkley Corporation Group2 group companies filed it, led by Intrepid Casualty Company and StarNet Insurance Company | 3 | 1 | 08 13 | Oct 16, 2023 |
| BCBS OF MI Group2 group companies filed it, led by Accident Fund Insurance Company of America and United Wisconsin Insurance Company | 2 | 1 | 06 22 | Jun 11, 2025 |
| Universal Insurance Company GroupUniversal North America Insurance Company | 2 | 2 | 06 22 | Dec 26, 2025 |
| AU Holding Company GroupPennsylvania Insurance Company | 1 | 1 | 06 22 | Nov 4, 2024 |
| Amtrust Financial Services GroupCorePointe Insurance Company | 1 | 1 | 06 22 | Feb 17, 2023 |
| Axis Capital GroupAXIS Insurance Company | 1 | 1 | 06 22 | Apr 11, 2025 |
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States
Number of filings that include CR DS 05 in each state, Oct 2021 to Dec 2025. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CRDS01Crime and Fidelity Coverage Part Declarations (Commercial Entities)93 filings
- CRDS02Commercial Crime Policy Declarations93 filings
- CRDS03Crime and Fidelity Coverage Part Declarations (Government Entities)71 filings
- CRDS04Government Crime Policy Declarations71 filings
- CRDS08Government Fidelity and Forgery Policy Declarations71 filings
- CR 00 21Commercial Crime Coverage Form (Loss Sustained Form)20 filings
- CR 00 23Commercial Crime Policy (Loss Sustained Form)20 filings
- CR 00 29Commercial Fidelity And Forgery Policy (Loss Sustained Form)20 filings
- CR 04 01Employee Theft Of Clients' Property20 filings
- CR 04 05Inside The Premises – Theft Of Other Property20 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Dec 26, 2025 | Universal North America Insurance Company | SC | 06 22 | UNAC-134780228 |
| Dec 17, 2025 | Universal North America Insurance Company | NV | 06 22 | UNAC-134774841 |
| Jun 18, 2025 | Crum and Forster Indemnity Companyand 2 more | HI | 06 22 | CRUM-134324049 |
| Jun 11, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 06 22 | ACCD-G134496426 |
| Jun 11, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 06 22 | ACCD-G134496799 |
| Apr 11, 2025 | AXIS Insurance Company | CO | 06 22 | AXSS-G134488954 |
| Feb 27, 2025 | FCCI Insurance Companyand 2 more | GA | 06 22 | FCCS-134439125 |
| Jan 10, 2025 | CM Regent Insurance Company | OH | 06 22 | CHMU-134375317 |
| Nov 4, 2024 | Pennsylvania Insurance Company | LA | 06 22 | APPU-134306922 |
| Aug 29, 2024 | Crum and Forster Indemnity Companyand 2 more | GA | 06 22 | CRUM-134228527 |
| May 2, 2024 | Insurance Services Office, Inc. | GA | 06 22 | ISOF-G134091819 |
| Mar 20, 2024 | Greater Mid-Atlantic Indemnity Companyand 1 more | PA | 06 22 | GNYM-134024033 |
Most filed ISO CR forms
- CR DS 01 Crime And Fidelity Coverage Part Declarations (Commercial Entities
- CR DS 02 Commercial Crime Policy Declarations
- CR 04 08 Employee Theft – Name Or Position Schedule
- CR 04 01 Employee Theft Of Clients' Property
- CR 20 33 Excess Over Underlying Insurance
- CR 00 21 Commercial Crime Coverage Form (Loss Sustained Form)
- CR DS 04 Government Crime Policy Declarations
- CR 25 09 Include Volunteer Workers As Employees
- CR 20 08 Convert To An Aggregate Limit Of Insurance
- CR 25 41 Include Designated Persons Or Classes Of Persons As Employees
- CR 20 42 Exclude Digital Tokens And Other Electronic Instruments
- CR 00 25 Government Crime Coverage Form (Loss Sustained Form)
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