ISO endorsement · commercial crime

CR 04 01 Employee Theft Of Clients' Property

Filings
106
latest Sep 25, 2026
Filing companies
49
23 carrier groups
States
45
including DC
Latest edition
05 23
May 2023

Coverage description

An Insurance Services Office (ISO) standard form. It adds coverage under the government crime forms for money, securities and other property of your clients stolen by an identified employee, with its own limit and deductible per occurrence. The coverage is for your benefit only, and only you can bring a claim.

How the form has changed

The 06 22 edition rewrites the endorsement for the government crime forms, and the 05 23 edition makes small wording changes. The core coverage for client property stolen by an identified employee is the same.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
05 23May 2023Latest621344Nov 2022 to Sep 2026
06 22Jun 202219914Feb 2022 to Aug 2026
08 13Aug 201319193Feb 2022 to Apr 2025
05 06May 2006535Jul 2022 to Mar 2024

1 other edition date appears in one or two filings each, often carrier-specific versions: 5106.

Where filings record what this form replaced, they name earlier edition 06 22 and other forms 04 01. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 3 companies filed the 05 23 edition and 2 companies filed 06 22.
  • CR 04 08 (Employee Theft – Name Or Position Schedule) is filed alongside it most often, in 98 of the same filings (92%).

Filed under

Commercial Burglary & Theft 86Fidelity 11Commercial Package 5Other other liability 1Other Liability 1Other CMP 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CR 04 01, out of 23 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization564305 2306 22Dec 24, 2025
Amtrust Financial Services Group7 group companies filed it, led by CorePointe Insurance Company and Developers Surety and Indemnity Company8308 1305 2306 22Jul 9, 2025
WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company6305 23Sep 25, 2026
Church Mutual GroupChurch Mutual Insurance Company, S.I.4208 1305 2306 22Jun 4, 2026
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company3305 0608 13Mar 2, 2023
WR Berkley Corporation Group2 group companies filed it, led by Intrepid Casualty Company and StarNet Insurance Company3108 13Oct 16, 2023
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company2108 13Oct 20, 2023
Amerisure Company Group2 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY2105 23Apr 29, 2024
Arch Insurance Group3 group companies filed it, led by Arch Insurance Company and Arch Indemnity Insurance Company2105 23Mar 29, 2023
BCBS OF MI Group2 group companies filed it, led by Accident Fund Insurance Company of America and United Wisconsin Insurance Company2106 22Jun 11, 2025

How the largest insurers handle CR 04 01

Groups among the largest commercial crime and fidelity insurers that filed CR 04 01 or their own version in the past five years.

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States

Number of filings that include CR 04 01 in each state, Oct 2021 to Sep 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 2 filingsAL2Florida: 0 filingsFLGeorgia: 2 filingsGA2Oklahoma: 2 filingsOK2South Carolina: 4 filingsSC4Arkansas: 1 filingAR1Missouri: 3 filingsMO3Indiana: 3 filingsIN3Louisiana: 1 filingLA1Ohio: 5 filingsOH5Wisconsin: 0 filingsWITexas: 3 filingsTX3Kentucky: 1 filingKY1Iowa: 1 filingIA1Kansas: 1 filingKS1Mississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 2 filingsNH2Virginia: 1 filingVA1Arizona: 1 filingAZ1Pennsylvania: 1 filingPA1Rhode Island: 0 filingsRIMichigan: 2 filingsMI2Alaska: 2 filingsAK2District of Columbia: 1 filingDC1Idaho: 3 filingsID3Maryland: 1 filingMD1West Virginia: 1 filingWV1Utah: 5 filingsUT5Wyoming: 2 filingsWY2Delaware: 1 filingDE1New Mexico: 2 filingsNM2Colorado: 2 filingsCO2Connecticut: 1 filingCT1Maine: 1 filingME1North Dakota: 1 filingND1Illinois: 6 filingsIL6Minnesota: 1 filingMN1New Jersey: 0 filingsNJNew York: 1 filingNY1Massachusetts: 1 filingMA1Washington: 1 filingWA1Oregon: 3 filingsOR3Vermont: 1 filingVT1California: 23 filingsCA23Nevada: 3 filingsNV3Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CR 04 08Employee Theft – Name Or Position Schedule98 filings
  • CR 20 33Excess Over Underlying Insurance80 filings
  • CR 20 42Exclude Digital Tokens And Other Electronic Instruments60 filings
  • CR 25 55Amend Verification Condition60 filings
  • CR 00 21Commercial Crime Coverage Form (Loss Sustained Form)52 filings
  • CR 04 11Guests' Property49 filings
  • CR 00 23Commercial Crime Policy (Loss Sustained Form)48 filings
  • CR 20 16Provide Notice Of Cancellation Or Termination To Another Entity48 filings
  • CR 20 08Convert To An Aggregate Limit Of Insurance47 filings
  • CR 20 14Loss Payable47 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Sep 25, 2026Associated Indemnity CorporationUT05 23ADWC-135104118
Aug 19, 2026NOVA Casualty CompanyCA06 22HNVR-135058585
Aug 18, 2026NOVA Casualty CompanyCA06 22HNVR-G135056921
Jun 4, 2026Church Mutual Insurance Company, S.I.CA06 22CHMU-134920780
Dec 26, 2025Universal North America Insurance CompanySC05 23UNAC-134780228
Dec 24, 2025Insurance Services Office, Inc.CA05 23ISOF-134783815
Dec 24, 2025Insurance Services Office, Inc.CA05 23ISOF-134783852
Dec 17, 2025Universal North America Insurance CompanyNV05 23UNAC-134774841
Aug 27, 2025Church Mutual Insurance Company, S.I.IL05 23CHMU-134623634
Jul 9, 2025Developers Surety and Indemnity CompanyOR06 22UNKP-134598770
Jun 11, 2025Accident Fund Insurance Company of Americaand 1 moreCA06 22ACCD-G134496426
Jun 11, 2025Accident Fund Insurance Company of Americaand 1 moreCA06 22ACCD-G134496799

Most filed ISO CR forms

All Commercial Crime and Fidelity (ISO CR) forms

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