Coverage description
An Insurance Services Office (ISO) standard form. It adds coverage under the government crime forms for money, securities and other property of your clients stolen by an identified employee, with its own limit and deductible per occurrence. The coverage is for your benefit only, and only you can bring a claim.
How the form has changed
The 06 22 edition rewrites the endorsement for the government crime forms, and the 05 23 edition makes small wording changes. The core coverage for client property stolen by an identified employee is the same.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 05 23May 2023Latest | 62 | 13 | 44 | Nov 2022 to Sep 2026 |
| 06 22Jun 2022 | 19 | 9 | 14 | Feb 2022 to Aug 2026 |
| 08 13Aug 2013 | 19 | 19 | 3 | Feb 2022 to Apr 2025 |
| 05 06May 2006 | 5 | 3 | 5 | Jul 2022 to Mar 2024 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 5106.
Where filings record what this form replaced, they name earlier edition 06 22 and other forms 04 01. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 3 companies filed the 05 23 edition and 2 companies filed 06 22.
- CR 04 08 (Employee Theft – Name Or Position Schedule) is filed alongside it most often, in 98 of the same filings (92%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CR 04 01, out of 23 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 56 | 43 | 05 2306 22 | Dec 24, 2025 |
| Amtrust Financial Services Group7 group companies filed it, led by CorePointe Insurance Company and Developers Surety and Indemnity Company | 8 | 3 | 08 1305 2306 22 | Jul 9, 2025 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 6 | 3 | 05 23 | Sep 25, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 4 | 2 | 08 1305 2306 22 | Jun 4, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 3 | 3 | 05 0608 13 | Mar 2, 2023 |
| WR Berkley Corporation Group2 group companies filed it, led by Intrepid Casualty Company and StarNet Insurance Company | 3 | 1 | 08 13 | Oct 16, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 2 | 1 | 08 13 | Oct 20, 2023 |
| Amerisure Company Group2 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY | 2 | 1 | 05 23 | Apr 29, 2024 |
| Arch Insurance Group3 group companies filed it, led by Arch Insurance Company and Arch Indemnity Insurance Company | 2 | 1 | 05 23 | Mar 29, 2023 |
| BCBS OF MI Group2 group companies filed it, led by Accident Fund Insurance Company of America and United Wisconsin Insurance Company | 2 | 1 | 06 22 | Jun 11, 2025 |
How the largest insurers handle CR 04 01
Groups among the largest commercial crime and fidelity insurers that filed CR 04 01 or their own version in the past five years.
- AXA Insurance GroupUses CR 04 01 in 1 filing
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States
Number of filings that include CR 04 01 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CR 04 08Employee Theft – Name Or Position Schedule98 filings
- CR 20 33Excess Over Underlying Insurance80 filings
- CR 20 42Exclude Digital Tokens And Other Electronic Instruments60 filings
- CR 25 55Amend Verification Condition60 filings
- CR 00 21Commercial Crime Coverage Form (Loss Sustained Form)52 filings
- CR 04 11Guests' Property49 filings
- CR 00 23Commercial Crime Policy (Loss Sustained Form)48 filings
- CR 20 16Provide Notice Of Cancellation Or Termination To Another Entity48 filings
- CR 20 08Convert To An Aggregate Limit Of Insurance47 filings
- CR 20 14Loss Payable47 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 25, 2026 | Associated Indemnity Corporation | UT | 05 23 | ADWC-135104118 |
| Aug 19, 2026 | NOVA Casualty Company | CA | 06 22 | HNVR-135058585 |
| Aug 18, 2026 | NOVA Casualty Company | CA | 06 22 | HNVR-G135056921 |
| Jun 4, 2026 | Church Mutual Insurance Company, S.I. | CA | 06 22 | CHMU-134920780 |
| Dec 26, 2025 | Universal North America Insurance Company | SC | 05 23 | UNAC-134780228 |
| Dec 24, 2025 | Insurance Services Office, Inc. | CA | 05 23 | ISOF-134783815 |
| Dec 24, 2025 | Insurance Services Office, Inc. | CA | 05 23 | ISOF-134783852 |
| Dec 17, 2025 | Universal North America Insurance Company | NV | 05 23 | UNAC-134774841 |
| Aug 27, 2025 | Church Mutual Insurance Company, S.I. | IL | 05 23 | CHMU-134623634 |
| Jul 9, 2025 | Developers Surety and Indemnity Company | OR | 06 22 | UNKP-134598770 |
| Jun 11, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 06 22 | ACCD-G134496426 |
| Jun 11, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 06 22 | ACCD-G134496799 |
Most filed ISO CR forms
- CR DS 01 Crime And Fidelity Coverage Part Declarations (Commercial Entities
- CR DS 02 Commercial Crime Policy Declarations
- CR 04 08 Employee Theft – Name Or Position Schedule
- CR DS 05 Commercial Fidelity And Forgery Policy Declarations
- CR 20 33 Excess Over Underlying Insurance
- CR 00 21 Commercial Crime Coverage Form (Loss Sustained Form)
- CR DS 04 Government Crime Policy Declarations
- CR 25 09 Include Volunteer Workers As Employees
- CR 20 08 Convert To An Aggregate Limit Of Insurance
- CR 25 41 Include Designated Persons Or Classes Of Persons As Employees
- CR 20 42 Exclude Digital Tokens And Other Electronic Instruments
- CR 00 25 Government Crime Coverage Form (Loss Sustained Form)
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