CR 00 29 Commercial Fidelity And Forgery Policy (Loss Sustained Form)

An Insurance Services Office (ISO) standard form. Crime policy, on a loss sustained basis, covering employee theft and forgery or alteration of checks and similar instruments, and in the 06 22 edition also ERISA plan official dishonesty, employee theft of clients' property and forgery of payment card instruments.

1. 06 22 edition

   Jun 2022, compared with 11 15Latest edition

   • A new insuring agreement covers loss to employee benefit plan property from fraud or dishonesty by an ERISA plan official.

     11 15

     Not in this edition

     06 22

     “ERISA Plan Official Dishonesty”

   • A new insuring agreement covers theft of a client's money, securities and other property by an identified employee.

     11 15

     Not in this edition

     06 22

     “Employee Theft Of Clients' Property”

   • A new insuring agreement covers forgery of written instruments used with credit, debit or charge cards issued to you, your employees or ERISA plan officials.

     11 15

     Not in this edition

     06 22

     “Forgery Of Payment Card Instruments”

   • Loss is now discovered when a designated person learns of it, instead of when you do.

     11 15

     “which is "discovered" by you”

     06 22

     “"discovered" by a "designated person" during the Policy Period”

2. 11 15 edition

   Nov 2015, compared with 05 06

   • A new exclusion removes loss involving virtual currency of any kind.

     05 06

     Not in this edition

     11 15

     “Loss involving virtual currency of any kind,”

   • A new exclusion removes fees, fines, penalties and other costs related to access to or disclosure of others' confidential or personal information.

     05 06

     Not in this edition

     11 15

     “d. Data Security Breach”

• Edition in use: in the past 12 months, 4 companies filed the 06 22 edition.
• CR 00 21 (Commercial Crime Coverage Form (Loss Sustained Form)) is filed alongside it most often, in 50 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• CR 00 21Commercial Crime Coverage Form (Loss Sustained Form)50 filings
• CR 00 23Commercial Crime Policy (Loss Sustained Form)49 filings
• CR 20 08Convert To An Aggregate Limit Of Insurance49 filings
• CR 20 14Loss Payable49 filings
• CR 20 16Provide Notice Of Cancellation Or Termination To Another Entity49 filings
• CR 00 25Government Crime Coverage Form (Loss Sustained Form)48 filings
• CR 00 27Government Crime Policy (Loss Sustained Form)48 filings
• CR 20 15Joint Loss Payable48 filings
• CR 20 18Include Joint Venture Or Partnership As Insured(s)48 filings
• CR 25 03Include Partners As Employees48 filings