Insurance carrier
Universal Insurance Holding Group
Currently ranked #337 by filing activity. Activity below is based on admitted P&C product filings from Sep 30, 2025 to Sep 30, 2026.
Rank
#337
Top 500 carrier
Filings
40
09/30/25 to 09/30/26
Companies
2
States
14
State footprint
Latest
Sep 11, 2026
Avg rate increase +11.5%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
9
Companies
2
Avg Impact
+11.5%
Max Increase
+39.9%
Max Decrease
-9.7%
Reported rate impact by state
-9.7% to +6.9%+6.9% to +9.5%+9.5% to +14.9%+14.9% to +39.9%
Rate impact filingsShowing up to 9 filings
06/18/26Universal Property and Casualty Insurance CompanyWIHomeownersRate/Rule+39.9%+49.5%
05/08/26Universal Property and Casualty Insurance CompanyILHomeownersRate/Rule+17.8%+28.5%
05/05/26Universal Property and Casualty Insurance CompanyPAHomeownersRate/Rule+14.9%+26.4%
01/27/26Universal Property and Casualty Insurance CompanyDEHomeownersForm/Rate/Rule+9.9%+27.2%
08/14/26Universal Property and Casualty Insurance CompanyMDHomeownersRate/Rule+9.5%+23.5%
01/13/26Universal Property and Casualty Insurance CompanyGAHomeownersRate/Rule+7.9%+19.9%
11/17/25Universal Property and Casualty Insurance CompanySCHomeownersForm/Rate/Rule+6.9%+42.0%
11/07/25Universal Property and Casualty Insurance CompanyMAHomeownersForm/Rate/Rule+6.1%+22.3%
06/22/26American Platinum Property and Casualty Insurance CompanyGAHomeownersRate/Rule-9.7%+11.9%
product mix by company
Top 5 companies
Universal Property and Casualty Insurance Company37 filings
Homeowners37
American Platinum Property and Casualty Insurance Company3 filings
Homeowners3
live tape
Recent Documents
Forms
54 docs09/11/26American Platinum Property and Casualty Insurance CompanyGAAPPCIC_10_10_08_26_GA-Special_Provisions-Clean.pdfHomeowners
09/10/26Universal Property and Casualty Insurance CompanyWIUPCIC_48_01_08_26_Special_Provisions-Wisconsin-Clean.pdfHomeowners
09/09/26Universal Property and Casualty Insurance CompanyMAUPCIC_20_01_08_26_Special_Provisions-MA-Clean_20260915.pdfHomeowners
08/28/26Universal Property and Casualty Insurance CompanyINUPCIC_13_01_08_26_Special_Provisions-Indiana-Clean.pdfHomeowners
08/28/26Universal Property and Casualty Insurance CompanyMIUPCIC_21_01_08_26_Special_Provisions-Michigan-Clean.pdfHomeowners
08/26/26Universal Property and Casualty Insurance CompanyALUPCIC_01_01_08_26_Special_Provisions-AL-Clean.pdfHomeowners
08/21/26Universal Property and Casualty Insurance CompanySCUPCIC_39_01_08_26_Special_Provisions-South_Carolina-Clean.pdfHomeowners
08/21/26Universal Property and Casualty Insurance CompanyILUPCIC_12_01_08_26_Illinois_Special_Provisions-Clean.pdfHomeowners
08/21/26Universal Property and Casualty Insurance CompanyIAUPCIC_14_01_08_26_Special_Provisions-Iowa-Clean.pdfHomeowners
08/21/26Universal Property and Casualty Insurance CompanyMDUPCIC_19_01_08_26_Special_Provisions-Maryland-Marked.pdfHomeowners
08/21/26Universal Property and Casualty Insurance CompanyMDUPCIC_19_01_08_26_Special_Provisions-Maryland-Clean.pdfHomeowners
08/21/26Universal Property and Casualty Insurance CompanyGAUPCIC_10_01_08_26_Special_Provisions-Georgia-Clean.pdfHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDUPCIC_19_95_01_27_Limited_Loss_Settlement_For_Windstorm_Or_Hail_Losses_To_Roof_Surf_Clean.pdfHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDUPCIC_19_95_01_27_Limited_Loss_Settlement_For_Windstorm_Or_Hail_Losses_To_Roof_Surf_Marked.pdfHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAAPPCIC 10 95 11 26 Limited Loss Settlement For Windstorm Or Hail Losses To Roof Surfacing.pdfHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAAPPCIC 10 94 11 26 Personal CyberPlus Endorsement - Georgia.pdfHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAAPPCIC 10 01 11 26 Special Provisions - Georgia - Clean.pdfHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAAPPCIC 10 59 11 21 Cyber Protection Plus Endorsement - Georgia - CLEAN.pdfHomeowners
06/18/26Universal Property and Casualty Insurance CompanyWIUPCIC 48 16 10 26 Homeowners Application - Clean.pdfHomeowners
06/18/26Universal Property and Casualty Insurance CompanyWIUPCIC 48 95 10 26 Limited Loss Settle For Wind or Hail Losses To Roof Surface - Clean.pdfHomeowners
05/11/26Universal Property and Casualty Insurance CompanyILUPCIC 12 95 10 26 Limited Loss Settlement For Windstorm-Hail Losses To Roof Surf - Clean.pdfHomeowners
05/11/26Universal Property and Casualty Insurance CompanyILUPCIC 12 16 10 26 Homeowners Insurance Application.pdfHomeowners
05/08/26Universal Property and Casualty Insurance CompanyNYUPCIC 31 01 08 26 Special Provisions - New York - Clean.pdfHomeowners
05/04/26Universal Property and Casualty Insurance CompanyPAUPCIC 37 95 07 26 Limited Loss Settlement For Windstorm Or Hail Losses To Roof Surfacing.pdfHomeowners
05/04/26Universal Property and Casualty Insurance CompanyPAUPCIC 37 16 07 26 Homeowners Application.pdfHomeowners
04/24/26Universal Property and Casualty Insurance CompanyINUPCIC 13 01 07 26 - Special Provisions - Indiana - Clean.pdfHomeowners
03/20/26Universal Property and Casualty Insurance CompanySCUPCIC 39 07 06 26 Important Notice of Premium Discount-Clean.pdfHomeowners
02/26/26Universal Property and Casualty Insurance CompanySCUPCIC 39 17 06 26 Declaration Page - Clean.pdfHomeowners
02/23/26Universal Property and Casualty Insurance CompanyNCUPCIC 32 16 06 26 Homeowners Application - Clean.pdfHomeowners
02/10/26Universal Property and Casualty Insurance CompanyALUPCIC 01 95 05 26 LLS For Windstorm or Hail Losses To Roof Surfacing - (New).pdfHomeowners
02/10/26Universal Property and Casualty Insurance CompanyALUPCIC 01 31 10 21 Actual Cash Value Loss Settlement Windstorm Or Hail Losses To Roof Surfacing.pdfHomeowners
02/10/26Universal Property and Casualty Insurance CompanyALUPCIC 01 16 10 21 Homeowners Application.pdfHomeowners
02/01/26Universal Property and Casualty Insurance CompanyDEUPCIC 07 01 05 26 Special Provisions - Delaware - Clean.pdfHomeowners
01/27/26Universal Property and Casualty Insurance CompanyDEHO 05 30 05 11 Functional Replacement Cost Loss Settlement.pdfHomeowners
01/27/26Universal Property and Casualty Insurance CompanyDEUPCIC 07 95 08 26 Limited Loss Settlement For Windstorm Or Hail Losses To Roof Surfacing.pdfHomeowners
01/27/26Universal Property and Casualty Insurance CompanyDEUPCIC 07 31 05 25 ACV Loss Settlement For Windstorm or Hail Losses to Roof Surfacing.pdfHomeowners
01/09/26Universal Property and Casualty Insurance CompanyINHO 05 24 05 11 Special Personal Property Coverage.pdfHomeowners
01/09/26Universal Property and Casualty Insurance CompanyINHO 00 05 05 11 Homeowners 5 - Comprehensive Form.pdfHomeowners
01/09/26Universal Property and Casualty Insurance CompanyINHO 04 43 05 11 Replacement Cost Loss Settlement Certain Non-Bldg Structures on Res Prem.pdfHomeowners
01/09/26Universal Property and Casualty Insurance CompanyINHO 04 66 05 11 Coverage C Increased Special Limits of Liability.pdfHomeowners
01/09/26Universal Property and Casualty Insurance CompanyINHO 17 31 05 11 Unit-Owners Coverage C Special Coverage.pdfHomeowners
12/29/25Universal Property and Casualty Insurance CompanyGAUPCIC 10 39 05 26 -Personal Injury Coverage-Georgia (Aggregate Limit of Liability)-(New).pdfHomeowners
12/29/25Universal Property and Casualty Insurance CompanyGAUPCIC 10 94 05 26 Personal CyberPlus Endorsement - Georgia.pdfHomeowners
12/29/25Universal Property and Casualty Insurance CompanyGAUPCIC 10 95 05 26 Limited Loss Settlement For Windstorm Or Hail Losses To Roof Surfacing.pdfHomeowners
12/29/25Universal Property and Casualty Insurance CompanyGAUPCIC 10 01 05 26 Special Provisions - Georgia - Clean.pdfHomeowners
12/29/25Universal Property and Casualty Insurance CompanyGAHO 06 37 05 13 Modified Functional Replacement Cost Loss Settlement - GA.pdfHomeowners
12/29/25Universal Property and Casualty Insurance CompanyGAHO 06 34 05 13 Replacement Cost Loss Settlement for NB strucs.pdfHomeowners
12/12/25Universal Property and Casualty Insurance CompanyIAUPCIC 14 01 01 26 Special Provisions - Iowa - Clean.pdfHomeowners
11/17/25Universal Property and Casualty Insurance CompanySCUPCIC 39 95 06 26 Limited Loss Settlement For Windstorm Or Hail Losses To Roof Surfacing.pdfHomeowners
11/07/25Universal Property and Casualty Insurance CompanyMAUPCIC 20 95 05 26 Limited Loss Settlement For Wind-Hail Losses To Roof Surf-(Clean-rev 2-9-26).pdfHomeowners
Rate/Rule
12 docs08/14/26Universal Property and Casualty Insurance CompanyMD20270106 Maryland Rate-Rule ManualHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMD20270106 Maryland Rate-Rule ManualHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAGeorgia Homeowners Program Rate and Rule ManualHomeowners
06/18/26Universal Property and Casualty Insurance CompanyWI20261022 Wisconsin Rate-Rule ManualHomeowners
05/08/26Universal Property and Casualty Insurance CompanyILIllinois Rate-Rule Manual-CleanHomeowners
05/05/26Universal Property and Casualty Insurance CompanyPAPennsylvania HO Rate-Rule ManualHomeowners
02/09/26Universal Property and Casualty Insurance CompanyAL20260502 Alabama HO Rate-Rule Manual-CleanHomeowners
01/27/26Universal Property and Casualty Insurance CompanyDE20260813 Delaware HO Rate-Rule Manual-CleanHomeowners
01/13/26Universal Property and Casualty Insurance CompanyGA20260505 GA HO Rate-Rule Manual - CleanHomeowners
01/09/26Universal Property and Casualty Insurance CompanyIN20260511 Indiana HO Rate-Rule Manual - CleanHomeowners
11/17/25Universal Property and Casualty Insurance CompanySC20260610 South Carolina Rate/Rule Manual - CleanHomeowners
11/07/25Universal Property and Casualty Insurance CompanyMAMassachusetts Rate-Rule Manual - CleanHomeowners
Supporting Documentation
150 docs09/11/26American Platinum Property and Casualty Insurance CompanyGAFiling Fee Transmittal FormHomeowners
09/11/26American Platinum Property and Casualty Insurance CompanyGAL. Readability Certification- Personal Automobile and Homeowners'Homeowners
09/11/26American Platinum Property and Casualty Insurance CompanyGAA. Filing Compliance CertificationHomeowners
09/11/26American Platinum Property and Casualty Insurance CompanyGAM1F. Side by Side Comparison - FormsHomeowners
09/11/26American Platinum Property and Casualty Insurance CompanyGAF1F. Explanatory Memorandum - FormsHomeowners
09/10/26Universal Property and Casualty Insurance CompanyWIMarked FormHomeowners
09/10/26Universal Property and Casualty Insurance CompanyWIForm Summary of ChangeHomeowners
09/10/26Universal Property and Casualty Insurance CompanyWICertification of Compliance and ReadabilityHomeowners
09/09/26Universal Property and Casualty Insurance CompanyMAForm Summary of ChangeHomeowners
09/09/26Universal Property and Casualty Insurance CompanyMAForm Utilization ListHomeowners
09/09/26Universal Property and Casualty Insurance CompanyMAPolicy Endorsement ListHomeowners
09/09/26Universal Property and Casualty Insurance CompanyMACertification of ComplianceHomeowners
09/09/26Universal Property and Casualty Insurance CompanyMAAnnotated ComparisonHomeowners
08/28/26Universal Property and Casualty Insurance CompanyIN80 Filing Description/Cover Letter/NAIC TransmittalHomeowners
08/28/26Universal Property and Casualty Insurance CompanyINMarked FormHomeowners
08/28/26Universal Property and Casualty Insurance CompanyMIMarked FormsHomeowners
08/28/26Universal Property and Casualty Insurance CompanyMIActuarial or Explanatory MemorandumHomeowners
08/21/26Universal Property and Casualty Insurance CompanySCExplanatory MemorandumHomeowners
08/21/26Universal Property and Casualty Insurance CompanySCMarked Up Forms and RulesHomeowners
08/21/26Universal Property and Casualty Insurance CompanyILMarked formHomeowners
08/21/26Universal Property and Casualty Insurance CompanyILForm Summary of ChangeHomeowners
08/21/26Universal Property and Casualty Insurance CompanyIAMarked FormHomeowners
08/21/26Universal Property and Casualty Insurance CompanyIAForm Summary of ChangeHomeowners
08/21/26Universal Property and Casualty Insurance CompanyMDForms Summary of ChangeHomeowners
08/21/26Universal Property and Casualty Insurance CompanyGAL. Readability Certification- Personal Automobile and Homeowners'Homeowners
08/21/26Universal Property and Casualty Insurance CompanyGAA. Filing Compliance CertificationHomeowners
08/21/26Universal Property and Casualty Insurance CompanyGAM1F. Side by Side Comparison - FormsHomeowners
08/21/26Universal Property and Casualty Insurance CompanyGAFiling Fee Transmittal FormHomeowners
08/21/26Universal Property and Casualty Insurance CompanyGAF1F. Explanatory Memorandum - FormsHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDSummary of ChangesHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDP&C Actuarial JustificationHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDP&C Third Party Filing AuthorizationHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDMD Rate-Rule Summary of ChangesHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDP&C Actuarial JustificationHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDP&C Actuarial JustificationHomeowners
08/14/26Universal Property and Casualty Insurance CompanyMDP&C Actuarial JustificationHomeowners
06/29/26Universal Property and Casualty Insurance CompanyPAPC Rate/Rule Filing AttestationHomeowners
06/29/26Universal Property and Casualty Insurance CompanyPAPC Form Filing AttestationHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAH1H. Data and Calculations - Homeowners and Personal Property Rate ChangeHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAF0R. Explanatory Memorandum - Rate/RuleHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAFiling Fee Transmittal FormHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAP. Required Additional InformationHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAG. Overall Rate Level EffectHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAM0R. Rule ComparisonHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAA. Filing Compliance CertificationHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAF0R. Explanatory Memorandum - Rate/RuleHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAE. Rate Indication Summary/Histogram ExhibitHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAP. Required Additional InformationHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAA. Filing Compliance CertificationHomeowners
06/22/26American Platinum Property and Casualty Insurance CompanyGAFiling Fee Transmittal FormHomeowners