Coverage description
An Insurance Services Office (ISO) standard form. It removes the umbrella watercraft exclusion for canoes and rowboats owned or used by or rented to the insured, and makes anyone legally responsible for your canoe or rowboat an insured when it is used with your permission.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 07Dec 2007Latest | 52 | 35 | 13 | May 2022 to Aug 2026 |
What the filings show
- Edition in use: in the past 12 months, 17 companies filed the 12 07 edition.
- CU 24 08 (Waiver of Governmental Immunity) is filed alongside it most often, in 50 of the same filings (96%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CU 24 40, out of 21 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Nationwide Corporation Group4 group companies filed it, led by Nationwide Agribusiness Insurance Company and Crestbrook Insurance Company | 8 | 3 | 12 07 | Jun 30, 2026 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company | 7 | 3 | 12 07 | Aug 11, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 12 07 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 12 07 | Jun 15, 2026 |
| AU Holding Company GroupContinental Indemnity Company | 3 | 3 | 12 07 | May 3, 2024 |
| Arbella Insurance GroupArbella Protection Insurance Company, Inc. | 3 | 3 | 12 07 | Oct 31, 2023 |
| American Family Insurance GroupMidvale Indemnity Company | 2 | 2 | 12 07 | Sep 28, 2023 |
| Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company | 2 | 2 | 12 07 | Jun 30, 2026 |
| Copperpoint Group3 group companies filed it, led by Alaska National Insurance Company and CopperPoint Casualty Insurance Company | 2 | 1 | 12 07 | Jun 24, 2026 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company | 2 | 2 | 12 07 | Jun 25, 2024 |
How the largest insurers handle CU 24 40
Groups among the largest commercial umbrella and excess insurers that filed CU 24 40 or their own version in the past five years.
- Chubb Limited GroupUses CU 24 40 in 1 filing
- Berkshire Hathaway GroupUses CU 24 40 in 1 filing
- Fairfax Financial GroupUses CU 24 40 in 1 filing
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States
Number of filings that include CU 24 40 in each state, Oct 2021 to Aug 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CU 24 08Waiver of Governmental Immunity50 filings
- CU 21 00Exclusion - All Hazards in Connection with Designated Premises49 filings
- CU 21 02Exclusion - Products- Completed Operations Hazard49 filings
- CU 21 06Exclusion - Personal and Advertising Injury49 filings
- CU 21 09Exclusion - Explosion, Collapse and Underground Property Damage Hazard (Specified Operations)49 filings
- CU 21 10Exclusion - Explosion, Collapse and Underground Property Damage Hazard (Specified Operations Excepted)49 filings
- CU 21 43Exclusion - Designated Products49 filings
- CU 22 01Exclusion - Property Entrusted49 filings
- CU 22 02Exclusion - Corporal Punishment49 filings
- CU 22 04Exclusion - Fiduciary or Representative Liability of Financial Institutions49 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Aug 12, 2026 | Colonial Surety Company | SC | 12 07 | MRTN-134978915 |
| Aug 11, 2026 | Philadelphia Indemnity Insurance Company | SC | 12 07 | PHLX-135041545 |
| Jul 2, 2026 | Zenith Insurance Company | CA | 12 07 | ZICO-134998423 |
| Jun 30, 2026 | The Medical Protective Companyand 1 more | IL | 12 07 | MDPC-135002488 |
| Jun 30, 2026 | Crestbrook Insurance Companyand 1 more | CO | 12 07 | NWPP-135003098 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 07 | CHMU-134995025 |
| Jun 24, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 12 07 | COPP-134996381 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 12 07 | UNFG-134979875 |
| Jun 15, 2026 | Sompo America Insurance Company | CO | 12 07 | SMPJ-134971280 |
| Jun 2, 2026 | Philadelphia Indemnity Insurance Company | IL | 12 07 | PHLX-134967828 |
| May 13, 2026 | Alaska National Insurance Company | SC | 12 07 | ALNI-134947655 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 07 | SFCC-134815068 |
Most filed ISO CU forms
- CU 34 54 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CU 21 86 Exclusion – Access Or Disclosure Of Confidential Or Personal Material Or Information
- CU 00 05 Exclusion - Violation of Law Addressing Data Privacy
- CU 34 56 Exclusion – Cyber Incident
- CU DS 01 Commercial Liability Umbrella Declarations
- CU 21 88 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Coverage B Only)
- CU 34 44 Broad Abuse or Molestation Exclusion
- CU 34 55 Exclusion - Electronic Data - Deletion Of Bodily Injury Exception
- CU 22 37 Motor Carrier Endorsement
- CU 21 87 Exclusion - Access Or Disclosure Of Confidential Or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included
- CU 04 02 Loss Of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion
- CU 04 54 Loss of Electronic Data Resulting From Physical Injury To Tangible Property Liability Coverage - Subject To Cyber Incident Exclusion - Deletion Of Bodily Injury Exception
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