Coverage description
An American Association of Insurance Services (AAIS) standard form. It adds Installation Floater coverage for loss from cold testing, hot testing or commissioning of a described installation project, within the testing period and subject to a separate testing limit, deductible and protective safeguards condition.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
08 10 edition
Aug 2010, compared with 12 99Latest editionTesting losses are not paid if you should have known, not only if you knew, of an impaired protective safeguard and did not tell the insurer.
12 99
Not in this edition
08 10
“had knowledge or should have had knowledge of any suspension or impairment in any protective safeguard”
The testing limit now applies per occurrence.
12 99
“The most "we" pay for loss caused by or resulting from testing is the "limit"”
08 10
“The most "we" pay for loss caused by or resulting from testing in any one occurrence is the Testing Limit”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 08 10Aug 2010Latest | 35 | 16 | 23 | Jan 2022 to Mar 2026 |
| 12 99Dec 1999 | 17 | 3 | 10 | Feb 2023 to May 2024 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 04 04.
What the filings show
- Edition in use: in the past 12 months, 1 company filed the 08 10 edition.
- IM 71 15 (Testing And Commissioning Schedule - Installation Floater) is filed alongside it most often, in 53 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Mar 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7114, out of 13 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 18 | 18 | 08 10 | Oct 17, 2024 |
| Hannover GroupHDI Global Insurance Company | 9 | 9 | 12 99 | May 15, 2024 |
| Hastings Mutual Insurance Company | 8 | 5 | 08 10 | Mar 13, 2025 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Alterra America Insurance Company | 8 | 7 | 12 99 | Oct 5, 2023 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 2 | 2 | 08 10 | Jun 23, 2022 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 08 10 | Jul 30, 2024 |
| Amtrust Financial Services Group3 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 1 | 1 | 08 10 | Jan 25, 2022 |
| Arch Insurance GroupArch Insurance Company | 1 | 1 | 08 10 | Oct 15, 2025 |
| Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 1 | 1 | 08 10 | Jun 4, 2024 |
| Liberty Mutual Group4 group companies filed it, led by American Fire and Casualty Company and Ohio Security Insurance Company | 1 | 1 | 04 04 | Sep 30, 2024 |
How the largest insurers handle IM 7114
Groups among the largest commercial inland marine insurers that filed IM 7114 or their own version in the past five years.
- Liberty Mutual GroupUses IM 7114 in 1 filing
- Zurich Insurance GroupFiles its own version: U-MBR-0311-A CW Testing and Commissioning Coverage (15 states)
See more forms
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States
Number of filings that include IM 7114 in each state, Oct 2021 to Mar 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 71 15Testing And Commissioning Schedule - Installation Floater53 filings
- IM 70 22Property Loaned To Others - Scheduled Contractors52 filings
- IM 70 23Property Loaned To Others - Jobsite Coverage52 filings
- IM 70 26Agreed Amount Endorsement52 filings
- IM 70 50Builders' Risk Coverage - Scheduled Jobsite Form - Comprehensive Form52 filings
- IM 70 51Builders' Risk Coverage - Scheduled Jobsite Form52 filings
- IM 70 61Delay In Completion Coverage Part52 filings
- IM 70 63Permission To Occupy Endorsement52 filings
- IM 70 70Rehabilitation And Renovation Coverage Endorsement52 filings
- IM 70 84Mortgageholders Endorsement52 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Mar 25, 2026 | Point Specialty Insurance Company | CA | 08 10 | SEPX-134881081 |
| Oct 15, 2025 | Arch Insurance Company | NM | 08 10 | AICO-G134705898 |
| Mar 13, 2025 | Hastings Mutual Insurance Company | IL | 08 10 | HAST-134353131 |
| Oct 17, 2024 | American Association of Insurance Services | ID | 08 10 | AMAX-134287113 |
| Sep 30, 2024 | American Fire and Casualty Companyand 3 more | IN | 04 04 | LBRC-134262371 |
| Sep 21, 2024 | Hastings Mutual Insurance Company | IN | 08 10 | HAST-134255769 |
| Sep 20, 2024 | Hastings Mutual Insurance Company | IL | 08 10 | HAST-134255701 |
| Sep 9, 2024 | American Association of Insurance Services | NY | 08 10 | AMAX-134217212 |
| Jul 30, 2024 | Accelerant National Insurance Company | CA | 08 10 | MRTN-133804207 |
| Jul 17, 2024 | American Association of Insurance Services | NH | 08 10 | AMAX-134165319 |
| Jul 17, 2024 | American Association of Insurance Services | UT | 08 10 | AMAX-134169395 |
| Jul 12, 2024 | American Association of Insurance Services | ND | 08 10 | AMAX-134175833 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
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