Coverage description
An American Association of Insurance Services (AAIS) standard form. Coverage form for buildings or structures under construction at jobsites listed on the schedule, plus scaffolding, construction forms, fencing and temporary structures, with extensions and supplemental coverages such as debris removal, storage locations and transit.
How the form has changed
4 changes across 2 revisions, newest first. Each edition is compared with the one before it, using wording from filed copies.
07 20 edition
Jul 2020, compared with 08 12Latest editionUnless otherwise noted, the deductible no longer applies to coverage extensions and supplemental coverages. Before, only fire department service charges were exempt.
08 12
“No deductible applies to this Supplemental Coverage”
07 20
“Unless otherwise noted, the deductible does not apply to the following described Coverage Extensions”
The schedule can now show separate catastrophe limits for builders' risk and delay in completion coverage, instead of a single catastrophe limit.
08 12
Not in this edition
07 20
“if Separate Catastrophe Limits is indicated on the "schedule of coverages"”
08 12 edition
Aug 2012, compared with 12 01A limited fungus coverage extension is added for fungus on covered property that results from a covered peril.
12 01
Not in this edition
08 12
“costs and expenses arising out of the presence of "fungus" on covered property”
A new provision excludes any loss of value or diminution in value that remains after a covered loss is repaired or replaced.
12 01
Not in this edition
08 12
“do not pay for any loss of value or any diminution in value”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 07 20Jul 2020Latest | 44 | 26 | 25 | May 2022 to Mar 2026 |
| 08 12Aug 2012 | 3 | 7 | 3 | Jan 2022 to Jun 2024 |
| 12 01Dec 2001 | 17 | 3 | 10 | Feb 2023 to May 2024 |
2 other edition dates appear in one or two filings each, often carrier-specific versions: 04 04, 10 01.
Where filings record what this form replaced, they name earlier edition 08 12. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 1 company filed the 07 20 edition.
- IM 70 50 (Builders' Risk Coverage - Scheduled Jobsite Form - Comprehensive Form) is filed alongside it most often, in 66 of the same filings (97%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Mar 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IM 7051, out of 22 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Association of Insurance ServicesAdvisory Organization | 19 | 18 | 07 20 | Oct 17, 2024 |
| Hastings Mutual Insurance Company | 10 | 5 | 07 20 | Mar 13, 2025 |
| Hannover GroupHDI Global Insurance Company | 9 | 9 | 12 01 | May 15, 2024 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Alterra America Insurance Company | 8 | 7 | 12 01 | Oct 5, 2023 |
| Acuity, A Mutual Insurance Company | 2 | 2 | 10 01 | Oct 23, 2023 |
| American International Group3 group companies filed it, led by Granite State Insurance Company and Illinois National Insurance Co. | 2 | 2 | 07 20 | Jun 23, 2022 |
| Liberty Mutual Group4 group companies filed it, led by American Fire and Casualty Company and Ohio Security Insurance Company | 2 | 2 | 04 04 | Sep 30, 2024 |
| Tokio Marine Holdings Incorporated Group3 group companies filed it, led by Tokio Marine America Insurance Company and TNUS Insurance Company | 2 | 2 | 07 20 | Jan 5, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 1 | 1 | 07 20 | Jul 30, 2024 |
| Amerisure Company Group3 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY | 1 | 1 | 07 20 | Nov 15, 2023 |
How the largest insurers handle IM 7051
Groups among the largest commercial inland marine insurers that filed IM 7051 or their own version in the past five years.
- Liberty Mutual GroupUses IM 7051 in 2 filings
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include IM 7051 in each state, Oct 2021 to Mar 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IM 70 50Builders' Risk Coverage - Scheduled Jobsite Form - Comprehensive Form66 filings
- IM 70 61Delay In Completion Coverage Part66 filings
- IM 70 55Schedule of Coverages - Builders' Risk - Comprehensive Form65 filings
- IM 70 56Schedule Of Coverages - Builders' Risk65 filings
- IM 70 62Delay In Completion Schedule65 filings
- IM 70 58Schedule Of Coverages - Builders' Risk And Installation Floater60 filings
- IM 70 53Builders' Risk Coverage - Builders' Risk And Installation Floater Form59 filings
- IM 70 63Permission To Occupy Endorsement56 filings
- IM 70 70Rehabilitation And Renovation Coverage Endorsement56 filings
- IM 70 84Mortgageholders Endorsement56 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Mar 25, 2026 | Point Specialty Insurance Company | CA | 07 20 | SEPX-134881081 |
| Oct 16, 2025 | American Alternative Insurance Corporation | CA | 07 20 | PERR-134705251 |
| Oct 15, 2025 | Arch Insurance Company | NM | 07 20 | AICO-G134705898 |
| Mar 13, 2025 | Hastings Mutual Insurance Company | IL | 07 20 | HAST-134353131 |
| Oct 17, 2024 | American Association of Insurance Services | ID | 07 20 | AMAX-134287113 |
| Sep 30, 2024 | American Fire and Casualty Companyand 3 more | IN | 04 04 | LBRC-134262371 |
| Sep 21, 2024 | Hastings Mutual Insurance Company | IN | 07 20 | HAST-134255769 |
| Sep 21, 2024 | Hastings Mutual Insurance Company | IN | 07 20 | HAST-134256959 |
| Sep 20, 2024 | Hastings Mutual Insurance Company | IL | 07 20 | HAST-134255701 |
| Sep 20, 2024 | Hastings Mutual Insurance Company | IL | 07 20 | HAST-134255705 |
| Jul 30, 2024 | Accelerant National Insurance Company | CA | 07 20 | MRTN-133804207 |
| Jul 17, 2024 | American Association of Insurance Services | NH | 07 20 | AMAX-134165319 |
Most filed AAIS IM forms
- IM 7871 Exclusions Cyber Losses
- IM 7000 Contractors' Equipment Coverage
- IM 7020 Replacement Cost Endorsement
- IM 7030 Equipment Schedule - Contractors' Equipment
- IM 7003 Contractors' Equipment Coverage - Small Tools Floater
- IM 7026 Agreed Amount Endorsement
- IM 7013 Equipment Leased or Rented To Others Endorsement
- IM 7014 Rental Reimbursement Endorsement
- IM 7005 Schedule Of Coverages - Contractors' Equipment
- IM 7008 Schedule Of Coverages - Contractors' Equipment - Small Tools Floater
- IM 7018 Percentage Deductible Endorsement
- IM 7022 Property Loaned To Others - Scheduled Contractors
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.