Coverage description
An Insurance Services Office (ISO) standard form. It waives the insurer's right to recover payments made under the owners and contractors protective liability coverage from the persons or organizations in its schedule, to the extent the insured waived its own rights before the loss.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 19 edition
Dec 2019, compared with 10 93Latest editionThe waiver now applies to payments made under the coverage part, instead of payments for bodily injury or property damage only.
10 93
“because of payments we make for "bodily injury" or "property damage”
12 19
“because of payments we make under this Coverage Part”
The waiver now applies only to the extent the insured waived its own right of recovery against the scheduled person or organization before the loss.
10 93
Not in this edition
12 19
“Such waiver by us applies only to the extent that the insured has waived its right of recovery against such person(s) or organization(s) prior to loss”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 19Dec 2019Latest | 97 | 63 | 28 | Nov 2021 to Oct 2026 |
| 10 93Oct 1993 | 19 | 16 | 12 | Jan 2022 to Jun 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 10/1/2020.
Where filings record what this form replaced, they name earlier edition 10 93. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 24 companies filed the 12 19 edition and 1 company filed 10 93.
- CG 20 17 (Additional Insured - Unit-Owners of Townhouse or Homeowner Associations) is filed alongside it most often, in 113 of the same filings (97%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 29 88, out of 35 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 17 | 16 | 12 1910 93 | Oct 23, 2023 |
| Nationwide Corporation Group8 group companies filed it, led by Nationwide Mutual Insurance Company and Nationwide Insurance Company of America | 15 | 6 | 10 9312 19 | Oct 21, 2026 |
| Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company | 8 | 2 | 12 19 | Feb 17, 2026 |
| Markel Corporation GroupState National Insurance Company, Inc. | 7 | 3 | 12 1910 93 | Oct 22, 2026 |
| Sompo GroupSompo America Insurance Company | 7 | 2 | 12 19 | Jun 18, 2026 |
| Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 6 | 6 | 12 19 | Mar 28, 2024 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 6 | 2 | 12 19 | Jun 15, 2026 |
| Hastings Mutual Insurance Company | 5 | 4 | 12 19 | Mar 13, 2025 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 5 | 2 | 12 1910/1/2020 | Jun 25, 2025 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 3 | 3 | 12 19 | Oct 6, 2026 |
How the largest insurers handle CG 29 88
Groups among the largest commercial general liability insurers that filed CG 29 88 or their own version in the past five years.
- Chubb Limited GroupFiles its own version: CB CG 240037 Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation) (35 states)
- Berkshire Hathaway GroupUses CG 29 88 in 1 filing
- WR Berkley Corporation GroupFiles its own version: L605 Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation) (1 state)
- Fairfax Financial GroupUses CG 29 88 in 1 filing
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States
Number of filings that include CG 29 88 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 20 17Additional Insured - Unit-Owners of Townhouse or Homeowner Associations113 filings
- CG 21 66Exclusion - Volunteer Workers as Insureds112 filings
- CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations111 filings
- CG 20 18Additional Insured - Mortgagee, Assignee or Receiver111 filings
- CG 20 24Additional Insured - Owners or Other Interests From Whom Land Has Been Leased111 filings
- CG 20 27Additional Insured - Co-Owner of Insured Premises111 filings
- CG 21 41Exclusion – Intercompany Products Suits111 filings
- CG 22 36Exclusion - Limited Products and Professional Services - Pharmacists111 filings
- CG 20 05Additional Insured - Controlling Interest110 filings
- CG 20 07Additional Insured - Engineers, Architects or Surveyors110 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 19 | STNA-135128706 |
| Oct 21, 2026 | Allied Insurance Company of Americaand 4 more | CA | 12 19 | NWPP-G135131050 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 12 19 | CNAB-135091690 |
| Jun 24, 2026 | Southern Trust Insurance Company | GA | 12 19 | STTR-134864949 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 19 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 1910 93 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 19 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 19 | MRTN-134978902 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 19 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 12 19 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 19 | SFCC-134814522 |
| Feb 6, 2026 | Crum and Forster Indemnity Company | CA | 12 19 | CRUM-134831877 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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