Coverage description
An Insurance Services Office (ISO) standard form. It extends general liability to property in trusts, guardianships or estates you handle as a fiduciary, adds co-fiduciaries and beneficiaries as insureds, treats that property as yours, and excludes injury before you could act as fiduciary.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 04 edition
Dec 2004, compared with 10 01Latest editionThe exclusion for injury or damage before you could act as fiduciary now looks to when you could act for the specific property involved.
10 01
“representative capacity with respect to property in such trust”
12 04
“representative capacity with respect to the pertinent property in such trust”
The exclusion for damage to premises given up now refers to premises that have already been sold, given away or abandoned.
10 01
“represent sell, give away or abandon”
12 04
“represent, have sold, given away or abandoned”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 04Dec 2004Latest | 110 | 57 | 31 | Nov 2021 to Oct 2026 |
| 10 01Oct 2001 | 4 | 2 | 4 | Aug 2022 to Mar 2024 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 96.
What the filings show
- Edition in use: in the past 12 months, 18 companies filed the 12 04 edition.
- CG 21 45 (Exclusion - Damage to Premises Rented to You) is filed alongside it most often, in 115 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 24 11, out of 34 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 17 | 17 | 12 04 | Jan 4, 2023 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 12 04 | Jan 15, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 12 04 | Feb 12, 2025 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 12 04 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 12 04 | Jun 15, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 12 04 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 12 04 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 12 04 | Feb 17, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 3 | 2 | 12 04 | Dec 8, 2025 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 3 | 3 | 12 04 | Oct 6, 2026 |
How the largest insurers handle CG 24 11
Groups among the largest commercial general liability insurers that filed CG 24 11 or their own version in the past five years.
- WR Berkley Corporation GroupUses CG 24 11 in 1 filing
- Fairfax Financial GroupUses CG 24 11 in 2 filings
See more forms
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States
Number of filings that include CG 24 11 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 45Exclusion - Damage to Premises Rented to You115 filings
- CG 24 05Financial Institutions - Fiduciary Interest Only115 filings
- CG 21 35Exclusion - Coverage C - Medical Payments114 filings
- CG 21 42Exclusion - Explosion, Collapse, and Underground Property Damage Hazard (Specified Operations)114 filings
- CG 22 70Real Estate Property Managed114 filings
- CG 21 39Contractual Liability Limitation113 filings
- CG 22 58Exclusion - Described Hazards (Carnivals, Circuses and Fairs)111 filings
- CG 22 73Exclusion - Oil or Gas Producing Operations111 filings
- CG 24 09Governmental Subdivisions111 filings
- CG 21 96Silica or Silica- Related Dust Exclusion109 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 04 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 12 04 | CNAB-135091690 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 04 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 04 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 04 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 04 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 04 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 12 04 | ZICO-134965759 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 04 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 12 04 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 04 | SFCC-134814522 |
| Feb 6, 2026 | Crum and Forster Indemnity Company | CA | 12 04 | CRUM-134831877 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
See more carrier forms
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