Coverage description
An Insurance Services Office (ISO) standard form. It excludes bodily injury and property damage from your ongoing or completed operations at scheduled locations if you are enrolled in a controlled (wrap-up) insurance program for them, unless that program has ended for reasons other than exhausted limits.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 19 edition
Dec 2019, compared with 05 09Latest editionThe exclusion now applies only if you are enrolled in the wrap-up program for the injury or damage, rather than whenever the prime contractor, project manager or owner has provided such a program.
05 09
“has been provided by the prime contractor/project manager or owner of the construction project”
12 19
“but only if you are enrolled in a "controlled (wrap-up) insurance program"”
A definition of controlled (wrap-up) insurance program is added, covering programs where one party secures insurance or self-insurance for some or all contractors on a project.
05 09
Not in this edition
12 19
“means a centralized insurance program under which one party has secured either insurance or selfinsurance”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 19Dec 2019Latest | 120 | 67 | 32 | Nov 2021 to Oct 2026 |
| 05 09May 2009 | 19 | 17 | 10 | Dec 2021 to Jun 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 10/1/2020.
Where filings record what this form replaced, they name earlier edition 05 09. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 27 companies filed the 12 19 edition and 1 company filed 05 09.
- CG 20 27 (Additional Insured - Co-Owner of Insured Premises) is filed alongside it most often, in 135 of the same filings (98%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 21 31, out of 37 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 16 | 16 | 12 19 | Oct 23, 2023 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 12 19 | Jan 15, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Nationwide Agribusiness Insurance Company and Nationwide Insurance Company of America | 14 | 4 | 05 0912 19 | Oct 21, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 9 | 4 | 12 1905 09 | Oct 22, 2026 |
| Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company | 8 | 2 | 12 19 | Feb 17, 2026 |
| Sompo GroupSompo America Insurance Company | 7 | 2 | 12 19 | Jun 18, 2026 |
| Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 6 | 6 | 12 19 | Mar 28, 2024 |
| Hastings Mutual Insurance Company | 6 | 5 | 12 19 | Mar 13, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 6 | 2 | 12 19 | Jun 15, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 12 19 | Jun 26, 2026 |
How the largest insurers handle CG 21 31
Groups among the largest commercial general liability insurers that filed CG 21 31 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 21 31 in 1 filing
- WR Berkley Corporation GroupUses CG 21 31 in 1 filing
- Fairfax Financial GroupUses CG 21 31 in 2 filings
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States
Number of filings that include CG 21 31 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 20 27Additional Insured - Co-Owner of Insured Premises135 filings
- CG 22 36Exclusion – Limited Products and Professional Services – Pharmacists135 filings
- CG 20 07Additional Insured - Engineers, Architects or Surveyors134 filings
- CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations134 filings
- CG 20 17Additional Insured - Unit-Owners of Townhouse or Homeowner Associations134 filings
- CG 20 18Additional Insured - Mortgagee, Assignee or Receiver134 filings
- CG 20 23Additional Insured - Executors, Administrators, Trustees or Beneficiaries134 filings
- CG 20 24Additional Insured - Owners or Other Interests From Whom Land Has Been Leased134 filings
- CG 21 66Exclusion – Volunteer Workers as Insureds134 filings
- CG 20 01Primary and Noncontributory - Other Insurance Condition133 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 19 | STNA-135128706 |
| Oct 21, 2026 | Allied Insurance Company of Americaand 4 more | CA | 12 19 | NWPP-G135131050 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 12 19 | CNAB-135091690 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 19 | CHMU-134947220 |
| Jun 24, 2026 | Southern Trust Insurance Company | GA | 12 19 | STTR-134864949 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 19 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 1905 09 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 19 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 19 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 12 19 | ZICO-134965759 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 19 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 12 19 | CNAB-134851008 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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