ISO exclusion · commercial general liability

CG 21 31 Limited Exclusion - Designated Operations Covered By A Controlled (Wrap-Up) Insurance Program

Filings
138
latest Oct 22, 2026
Filing companies
75
37 carrier groups
States
32
Latest edition
12 19
Dec 2019

Coverage description

An Insurance Services Office (ISO) standard form. It excludes bodily injury and property damage from your ongoing or completed operations at scheduled locations if you are enrolled in a controlled (wrap-up) insurance program for them, unless that program has ended for reasons other than exhausted limits.

How the form has changed

2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 12 19 edition

    Dec 2019, compared with 05 09Latest edition
    • The exclusion now applies only if you are enrolled in the wrap-up program for the injury or damage, rather than whenever the prime contractor, project manager or owner has provided such a program.

      05 09

      “has been provided by the prime contractor/project manager or owner of the construction project”

      12 19

      “but only if you are enrolled in a "controlled (wrap-up) insurance program"”

    • A definition of controlled (wrap-up) insurance program is added, covering programs where one party secures insurance or self-insurance for some or all contractors on a project.

      05 09

      Not in this edition

      12 19

      “means a centralized insurance program under which one party has secured either insurance or selfinsurance”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 19Dec 2019Latest1206732Nov 2021 to Oct 2026
05 09May 2009191710Dec 2021 to Jun 2026

1 other edition date appears in one or two filings each, often carrier-specific versions: 10/1/2020.

Where filings record what this form replaced, they name earlier edition 05 09. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 27 companies filed the 12 19 edition and 1 company filed 05 09.
  • CG 20 27 (Additional Insured - Co-Owner of Insured Premises) is filed alongside it most often, in 135 of the same filings (98%).

Filed under

Commercial General Liability 112Other Liability 10Other Commercial Lines 6Other other liability 4Other CMP 2Commercial Package 2

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 21 31, out of 37 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company161612 19Oct 23, 2023
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation161612 19Jan 15, 2026
Nationwide Corporation Group8 group companies filed it, led by Nationwide Agribusiness Insurance Company and Nationwide Insurance Company of America14405 0912 19Oct 21, 2026
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company9412 1905 09Oct 22, 2026
Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company8212 19Feb 17, 2026
Sompo GroupSompo America Insurance Company7212 19Jun 18, 2026
Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company6612 19Mar 28, 2024
Hastings Mutual Insurance Company6512 19Mar 13, 2025
Siriuspoint GroupSiriusPoint America Insurance Company6212 19Jun 15, 2026
Church Mutual GroupChurch Mutual Insurance Company, S.I.5212 19Jun 26, 2026

How the largest insurers handle CG 21 31

Groups among the largest commercial general liability insurers that filed CG 21 31 or their own version in the past five years.

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States

Number of filings that include CG 21 31 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 3 filingsGA3Oklahoma: 1 filingOK1South Carolina: 4 filingsSC4Arkansas: 2 filingsAR2Missouri: 1 filingMO1Indiana: 3 filingsIN3Louisiana: 0 filingsLAOhio: 2 filingsOH2Wisconsin: 3 filingsWI3Texas: 1 filingTX1Kentucky: 1 filingKY1Iowa: 2 filingsIA2Kansas: 2 filingsKS2Mississippi: 0 filingsMSNorth Carolina: 1 filingNC1Nebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 2 filingsVA2Arizona: 0 filingsAZPennsylvania: 2 filingsPA2Rhode Island: 1 filingRI1Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 2 filingsMD2West Virginia: 0 filingsWVUtah: 0 filingsUTWyoming: 4 filingsWY4Delaware: 0 filingsDENew Mexico: 4 filingsNM4Colorado: 29 filingsCO29Connecticut: 1 filingCT1Maine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 9 filingsIL9Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 8 filingsWA8Oregon: 2 filingsOR2Vermont: 1 filingVT1California: 40 filingsCA40Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 20 27Additional Insured - Co-Owner of Insured Premises135 filings
  • CG 22 36Exclusion – Limited Products and Professional Services – Pharmacists135 filings
  • CG 20 07Additional Insured - Engineers, Architects or Surveyors134 filings
  • CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations134 filings
  • CG 20 17Additional Insured - Unit-Owners of Townhouse or Homeowner Associations134 filings
  • CG 20 18Additional Insured - Mortgagee, Assignee or Receiver134 filings
  • CG 20 23Additional Insured - Executors, Administrators, Trustees or Beneficiaries134 filings
  • CG 20 24Additional Insured - Owners or Other Interests From Whom Land Has Been Leased134 filings
  • CG 21 66Exclusion – Volunteer Workers as Insureds134 filings
  • CG 20 01Primary and Noncontributory - Other Insurance Condition133 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO12 19STNA-135128706
Oct 21, 2026Allied Insurance Company of Americaand 4 moreCA12 19NWPP-G135131050
Oct 6, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCA12 19CNAB-135091690
Jun 26, 2026Church Mutual Insurance Company, S.I.CO12 19CHMU-134947220
Jun 24, 2026Southern Trust Insurance CompanyGA12 19STTR-134864949
Jun 18, 2026Sompo America Insurance CompanyCO12 19SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM12 1905 09BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978902
Jun 2, 2026Zenith Insurance CompanyCA12 19ZICO-134965759
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO12 19CNAB-134872676
Feb 24, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreSC12 19CNAB-134851008

Most filed ISO CG forms

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