Coverage description
An Insurance Services Office (ISO) standard form. It makes paragraph (1) of the Coverage A pollution exclusion not apply, so bodily injury and property damage from pollution are no longer excluded under that paragraph.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 11 85Nov 1985Latest | 110 | 62 | 23 | Nov 2021 to Oct 2026 |
What the filings show
- Edition in use: in the past 12 months, 15 companies filed the 11 85 edition.
- CG 21 39 (Contractual Liability Limitation) is filed alongside it most often, in 109 of the same filings (99%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 04 22, out of 35 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 17 | 17 | 11 85 | Jan 4, 2023 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 9 | 5 | 11 85 | Oct 22, 2026 |
| Nationwide Corporation Group7 group companies filed it, led by Nationwide Mutual Insurance Company and Allied Insurance Company of America | 8 | 4 | 11 85 | Feb 12, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 8 | 3 | 11 85 | Jun 15, 2026 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 6 | 6 | 11 85 | May 3, 2024 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 11 85 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 11 85 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 11 85 | Feb 17, 2026 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 4 | 4 | 11 85 | Oct 6, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 3 | 2 | 11 85 | Dec 8, 2025 |
How the largest insurers handle CG 04 22
Groups among the largest commercial general liability insurers that filed CG 04 22 or their own version in the past five years.
- WR Berkley Corporation GroupUses CG 04 22 in 2 filings
- Fairfax Financial GroupUses CG 04 22 in 1 filing
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States
Number of filings that include CG 04 22 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 39Contractual Liability Limitation109 filings
- CG 22 42Exclusion - Existence or Maintenance of Streets, Roads, Highways or Bridges107 filings
- CG 22 58Exclusion - Described Hazards (Carnivals, Circuses and Fairs)106 filings
- CG 20 02Additional Insured - Club Members95 filings
- CG 21 38Exclusion - Personal and Advertising Injury95 filings
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)94 filings
- CG 20 04Additional Insured - Condominium Unit Owners93 filings
- CG 20 14Additional Insured - Users of Teams, Draft or Saddle Animals93 filings
- CG 20 20Additional Insured - Charitable Institutions93 filings
- CG 02 24Earlier Notice of Cancellation Provided by Us (for Use with Cgl, Liquor, Pollution and Products Policies)92 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 11 85 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 11 85 | CNAB-135091690 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 11 85 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 11 85 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 11 85 | BEAC-134983795 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | SC | 11 85 | BEAC-134983796 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 11 85 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 11 85 | MRTN-134978902 |
| Mar 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | TX | 11 85 | CNAB-134846595 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 11 85 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 11 85 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 11 85 | SFCC-134814522 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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