ISO endorsement ยท commercial general liability

CG 03 05 Deductible Liability Insurance (FOR USE WITH LIQUOR POLICIES)

Filings
120
latest Oct 22, 2026
Filing companies
70
40 carrier groups
States
22
Latest edition
01 96
Jan 1996

Coverage description

An Insurance Services Office (ISO) standard form. It applies a deductible, on a per claim or per common cause basis, to damages under liquor liability coverage, while the insurer still defends suits and may pay the deductible to settle and then seek reimbursement from you.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
01 96Jan 1996Latest1196922Nov 2021 to Oct 2026

1 other edition date appears in one or two filings each, often carrier-specific versions: 10 93.

What the filings show

  • Edition in use: in the past 12 months, 19 companies filed the 01 96 edition.
  • CG 03 00 (Deductible Liability Insurance (for Use with Cgl and Products Policies)) is filed alongside it most often, in 119 of the same filings (99%).

Filed under

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 03 05, out of 40 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation171701 96Jan 15, 2026
Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company10301 96Feb 12, 2025
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company8401 96Oct 22, 2026
Siriuspoint GroupSiriusPoint America Insurance Company8301 96Jun 15, 2026
Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company6401 96Sep 8, 2025
Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and U.S. Specialty Insurance Company6201 9610 93Feb 17, 2026
AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company5501 96May 3, 2024
Church Mutual GroupChurch Mutual Insurance Company, S.I.5201 96Jun 26, 2026
Sompo GroupSompo America Insurance Company5101 96Jun 18, 2026
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company3201 96Dec 8, 2025

How the largest insurers handle CG 03 05

Groups among the largest commercial general liability insurers that filed CG 03 05 or their own version in the past five years.

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States

Number of filings that include CG 03 05 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 1 filingOK1South Carolina: 26 filingsSC26Arkansas: 1 filingAR1Missouri: 1 filingMO1Indiana: 1 filingIN1Louisiana: 0 filingsLAOhio: 0 filingsOHWisconsin: 1 filingWI1Texas: 0 filingsTXKentucky: 2 filingsKY2Iowa: 1 filingIA1Kansas: 1 filingKS1Mississippi: 0 filingsMSNorth Carolina: 0 filingsNCNebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 1 filingVA1Arizona: 0 filingsAZPennsylvania: 2 filingsPA2Rhode Island: 1 filingRI1Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 0 filingsMDWest Virginia: 0 filingsWVUtah: 0 filingsUTWyoming: 3 filingsWY3Delaware: 0 filingsDENew Mexico: 3 filingsNM3Colorado: 26 filingsCO26Connecticut: 0 filingsCTMaine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 5 filingsIL5Minnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 6 filingsWA6Oregon: 1 filingOR1Vermont: 0 filingsVTCalifornia: 33 filingsCA33Nevada: 2 filingsNV2Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 03 00Deductible Liability Insurance (for Use with Cgl and Products Policies)119 filings
  • CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)117 filings
  • CG 20 02Additional Insured - Club Members114 filings
  • CG 21 38Exclusion - Personal and Advertising Injury114 filings
  • CG 21 39Contractual Liability Limitation (for Use with Cgl and Products Policies)114 filings
  • CG 20 04Additional Insured - Condominium Unit Owners113 filings
  • CG 21 33Exclusion - Designated Products (for Use with Cgl and Products Policies)112 filings
  • CG 22 40Exclusion - Medical Payments - Day Care Centers112 filings
  • CG 22 29Exclusion - Property Entrusted110 filings
  • CG 24 07Products/Complete D Operations Hazard Redefined (for Use with Cgl and Products Policies)110 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO01 96STNA-135128706
Oct 6, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCA01 96CNAB-135091690
Jun 26, 2026Church Mutual Insurance Company, S.I.CO01 96CHMU-134947220
Jun 18, 2026Sompo America Insurance CompanyCO01 96SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM01 96BEAC-134983795
Jun 17, 2026Atlantic Specialty Insurance CompanySC01 96BEAC-134983796
Jun 15, 2026SiriusPoint America Insurance CompanyCO01 96MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO01 96MRTN-134978902
Jun 1, 2026CopperPoint Casualty Insurance Companyand 1 moreSC01 96COPP-134966665
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO01 96CNAB-134872676
Feb 24, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreSC01 96CNAB-134851008
Feb 17, 2026Safety National Casualty CorporationCO01 96SFCC-134814522

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