Coverage description
An Insurance Services Office (ISO) standard form. It excludes businessowners liability for injury or damage arising out of the design, cultivation, manufacture, sale, possession or other handling of cannabis, or exposure to it, and for property damage to cannabis, with a similar exclusion for electronic data loss.
How the form has changed
The 09 19 and 08 24 editions update paragraph references and the form date. The coverage wording is the same.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 08 24Aug 2024Latest | 47 | 7 | 34 | Aug 2023 to Jul 2026 |
| 09 19Sep 2019 | 22 | 15 | 13 | Nov 2022 to Jul 2026 |
Filed by one company only: 12 20 (Pekin Insurance Group, 6 filings).
What the filings show
- Edition in use: in the past 12 months, 2 companies filed the 08 24 edition and 2 companies filed 09 19.
- The 12 20 edition appears only in filings from Pekin Insurance Group (6 filings in 6 states since Aug 24, 2022), which suggests a carrier-specific version.
- BP 15 33 (Cannabis Liability Exclusion With Hemp Exception) is filed alongside it most often, in 62 of the same filings (83%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 15 32, out of 19 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 38 | 34 | 08 2409 19 | Nov 20, 2024 |
| Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company | 6 | 6 | 09 19 | Apr 9, 2024 |
| Pekin Insurance GroupPekin Insurance Company | 6 | 6 | 12 20 | Sep 9, 2022 |
| Liberty Mutual Group2 group companies filed it, led by Safeco Insurance Company of America and State Automobile Mutual Insurance Company | 4 | 3 | 09 19 | Oct 23, 2023 |
| MMG Insurance Company | 3 | 2 | 08 24 | Nov 26, 2025 |
| Arbella Insurance GroupArbella Protection Insurance Company, Inc. | 2 | 2 | 08 24 | Jun 30, 2025 |
| CM Select Insurance Company | 2 | 2 | 09 19 | Apr 17, 2025 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 2 | 2 | 08 24 | Jul 21, 2026 |
| Mountain West Farm GroupMountain West Farm Bureau Mutual Insurance Company | 2 | 2 | 09 19 | Nov 17, 2022 |
| Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company | 1 | 1 | 09 19 | Jul 4, 2026 |
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States
Number of filings that include BP 15 32 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 15 33Cannabis Liability Exclusion With Hemp Exception62 filings
- BP 00 03Businessowners Coverage Form58 filings
- BP 04 02Additional Insured – Managers Or Lessors Of Premises58 filings
- BP 04 16Additional Insured – Lessor Of Leased Equipment58 filings
- BP 04 48Additional Insured – Designated Person Or Organization58 filings
- BP 14 05Additional Insured – Grantor Of Franchise58 filings
- BP 04 06Additional Insured – Controlling Interest57 filings
- BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver57 filings
- BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased57 filings
- BP 04 11Additional Insured – Co–Owner Of Insured Premises57 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 08 24 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 08 24 | JMIC-135013506 |
| Jul 4, 2026 | The Medical Protective Companyand 1 more | IL | 09 19 | MDPC-135004347 |
| Nov 26, 2025 | MMG Insurance Company | VA | 08 24 | MMGC-134751025 |
| Sep 23, 2025 | Illinois EMCASCO Insurance Company | WA | 09 19 | EMCC-134680599 |
| Aug 22, 2025 | Cameron National Insurance Company | KS | 08 24 | BMUT-134648356 |
| Aug 22, 2025 | MMG Insurance Company | VA | 08 24 | MMGC-134648452 |
| Aug 20, 2025 | MMG Insurance Company | ME | 08 24 | MMGC-134636052 |
| Aug 20, 2025 | Response Indemnity Company of California | CA | 09 19 | PERR-134645602 |
| Jun 30, 2025 | Arbella Protection Insurance Company, Inc. | RI | 08 24 | ARMU-134585709 |
| Jun 26, 2025 | Arbella Protection Insurance Company, Inc. | MA | 08 24 | ARMU-134575726 |
| Apr 17, 2025 | CM Select Insurance Company | CA | 09 19 | PERR-134450300 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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